Common use of Fraud Services Clause in Contracts

Fraud Services. In addition to your credentials, SNB Online may use device intelligence, and Secure Access Code authentication to help detect and prevent cyber fraud. We have the right, without obligation, to require you to verify your identity using Secure Access Code authentication for any reason, including without limitation, attempts to access your Accounts from a computer that you do not ordinarily use, or when the activity on SNB Online appears to be risky. We may share certain personal information and device- identifying technical data about you and your devices with our Service Providers who will compare and add device data and fraud data from and about you and your devices to a database of similar device and fraud information in order to provide fraud management and prevention services and identify and block access to SNB Online by devices associated with fraudulent or abusive activity. Such information may be used by us and our third-party service providers to provide similar fraud management and prevention services for services or Web sites not provided by us.