Common use of FUNDS TRANSFER ADDENDUM Clause in Contracts

FUNDS TRANSFER ADDENDUM. ¨ Instruct Instruct is a State Street web-based application designed to provide internet-enabled remote access that allows for the capturing, verification and processing of various instruction types, including securities, cash and foreign exchange transactions. Instruct is designed using industry standard formats to facilitate straight-through processing. Instruct provides a number of security features through user entitlements, industry standard encryption protocols, digital security certificates and multiple tiers of user authentication requirements. ¨ Secure Transport Secure Transport is a file transfer application based upon the Secure File Transfer Protocol standard that is designed to enable State Street clients/ investment managers to send file based transfer and transaction instructions over the internet. Secure Transport features multi-factor authenticators such as SecurID and digital certificates, and incorporates industry-standard encryption protocols. ¨ Automated Clearing House (ACH) State Street receives an automated transmission or a magnetic tape from a Client for the initiation of payment (credit) or collection (debit) transactions through the ACH network. The transactions contained on each transmission or tape must be authenticated by the Client. Clients using ACH must select one or more of the following delivery options: ¨ Global Horizon Interchange Automated Clearing House Service Transactions are created on a microcomputer, assembled into batches and delivered to State Street via fully authenticated electronic transmissions in standard NACHA formats. ¨ Transmission from Client PC to State Street Mainframe with Telephone Callback ¨ Transmission from Client Mainframe to State Street Mainframe with Telephone Callback ¨ Transmission from DST Systems to State Street Mainframe with Encryption ¨ Magnetic Tape Delivered to State Street with Telephone Callback ¨ Email with Enforced Transport Layer Security Combined with Telephone Callback Transport Layer Security is a communication method that allows clients to electronically deliver financial transaction instructions to State Street using an enforced (encrypted) connection. The communication method features use of enforced network connections which include industry-standard transport layer cryptography to effect point-to-point encryption. Please note that such point-to-point encryption is performed at the domain level and not at the individual user level or email gateway within the client’s organization. Telephone confirmation will be used to verify transaction instructions received via email with enforced TLS. This procedure requires clients to designate individuals as authorized initiators and authorized verifiers. State Street will contact the client’s designees to authenticate instructions received by this method.

FUNDS TRANSFER ADDENDUM. ¨ Instruct Instruct is a State Street web-based application designed to provide internet-enabled remote access that allows for the capturing, verification and processing of various instruction types, including securities, cash and foreign exchange transactions. Instruct is designed using industry standard formats to facilitate straight-through processing. Instruct provides a number of security features through user entitlements, industry standard encryption protocols, digital security certificates and multiple tiers of user authentication requirements. ¨ Secure ¨Secure Transport Secure Transport is a file transfer application based upon the Secure File Transfer Protocol standard that is designed to enable State Street clients/ investment managers to send file based transfer and transaction instructions over the internet. Secure Transport features multi-factor authenticators such as SecurID and digital certificates, and incorporates industry-standard encryption protocols. ¨ Automated ¨Automated Clearing House (ACH) State Street receives an automated transmission or a magnetic tape from a Client for the initiation of payment (credit) or collection (debit) transactions through the ACH network. The transactions contained on each transmission or tape must be authenticated by the Client. Clients using ACH must select one or more of the following delivery options: ¨ Global ¨Global Horizon Interchange Automated Clearing House Service Transactions are created on a microcomputer, assembled into batches and delivered to State Street via fully authenticated electronic transmissions in standard NACHA formats. ¨ Transmission ¨Transmission from Client PC to State Street Mainframe with Telephone Callback ¨ Transmission ¨Transmission from Client Mainframe to State Street Mainframe with Telephone Callback ¨ Transmission ¨Transmission from DST Systems to State Street Mainframe with Encryption ¨ Magnetic ¨Magnetic Tape Delivered to State Street with Telephone Callback ¨ Email with Enforced Transport Layer Security Combined with Telephone Callback Transport Layer Security is a communication method that allows clients to electronically deliver financial transaction instructions to State Street using an enforced (encrypted) connectionis hereby instructed to accept funds transfer instructions only via the delivery methods and security procedures indicated. The communication method features use of enforced network connections which include industry-standard transport layer cryptography to effect point-to-point encryption. Please note that such point-to-point encryption is performed at the domain level selected delivery methods and not at the individual user level or email gateway within the client’s security procedure(s) will be effective for payment orders initiated by our organization. Whom shall we contact to implement your selection(s)? Name Name Address Address City/State/Zip Code City/State/Zip Code Telephone confirmation will be used to verify transaction instructions received via email Number Telephone Number Facsimile Number Facsimile Number SWIFT Number Telex Number FUNDS TRANSFER ADDENDUM Please Type or Print NAME TITLE (Specify whether position is with enforced TLS. This procedure requires clients to designate individuals as authorized initiators and authorized verifiers. State Street will contact the client’s designees to authenticate instructions received by this method.Fund or Investment Adviser) SPECIMEN SIGNATURE

FUNDS TRANSFER ADDENDUM. ¨ Instruct ¨Instruct Instruct is a State Street web-based application designed to provide internet-enabled remote access that allows for the capturing, verification and processing of various instruction types, including securities, cash and foreign exchange transactions. Instruct is designed using industry standard formats to facilitate straight-through processing. Instruct provides a number of security features through user entitlements, industry standard encryption protocols, digital security certificates and multiple tiers of user authentication requirements. ¨ Secure ¨Secure Transport Secure Transport is a file transfer application based upon the Secure File Transfer Protocol standard that is designed to enable State Street clients/ investment managers to send file based transfer and transaction instructions over the internet. Secure Transport features multi-factor authenticators such as SecurID and digital certificates, and incorporates industry-standard encryption protocols. ¨ Automated ¨Automated Clearing House (ACH) State Street receives an automated transmission or a magnetic tape from a Client for the initiation of payment (credit) or collection (debit) transactions through the ACH network. The transactions contained on each transmission or tape must be authenticated by the Client. Clients using ACH must select one or more of the following delivery options: ¨ Global ¨Global Horizon Interchange Automated Clearing House Service Transactions are created on a microcomputer, assembled into batches and delivered to State Street via fully authenticated electronic transmissions in standard NACHA formats. ¨ Transmission ¨Transmission from Client PC to State Street Mainframe with Telephone Callback ¨ Transmission ¨Transmission from Client Mainframe to State Street Mainframe with Telephone Callback ¨ Transmission ¨Transmission from DST Systems to State Street Mainframe with Encryption ¨ Magnetic ¨Magnetic Tape Delivered to State Street with Telephone Callback ¨ Email with Enforced Transport Layer Security Combined with Telephone Callback Transport Layer Security is a communication method that allows clients to electronically deliver financial transaction instructions to State Street using an enforced (encrypted) connectionis hereby instructed to accept funds transfer instructions only via the delivery methods and security procedures indicated. The communication method features use of enforced network connections which include industry-standard transport layer cryptography to effect point-to-point encryption. Please note that such point-to-point encryption is performed at the domain level selected delivery methods and not at the individual user level or email gateway within the client’s security procedure(s) will be effective for payment orders initiated by our organization. Whom shall we contact to implement your selection(s)? Name Name Address Address City/State/Zip Code City/State/Zip Code Telephone confirmation will be used to verify transaction instructions received via email with enforced TLS. This procedure requires clients to designate individuals as authorized initiators and authorized verifiers. State Street will contact the client’s designees to authenticate instructions received by this method.Number Telephone Number Facsimile Number Facsimile Number SWIFT Number Telex Number FUNDS TRANSFER ADDENDUM