Common use of General Account Terms and Conditions Clause in Contracts

General Account Terms and Conditions. This Consumer Deposit Account Agreement and Disclosure (“Disclosure Booklet”), and the other agreements referred to in this Disclosure Booklet, including the CityNET Consumer Online Banking Agreement, Consumer Deposit Accounts Brochure, and the account opening documents for your account, and including any subsequent amendments and updates, make up the contract between you and City National Bank & Trust Company of Lawton, Oklahoma, that governs your account (“Agreement”). By signing the account opening documents, requesting an account, or maintaining an account, you represent that you understand and agree to the terms and provisions of the Agreement. In the event there is a conflict between the terms of (A) this Consumer Deposit Account Agreement and Disclosure and (B) any other agreement referred to, including the CityNET Consumer Online Banking Agreement, Consumer Deposit Accounts Brochure, or any account opening documents, the terms of the Consumer Deposit Account Agreement and Disclosure shall control. THE BINDING ARBITRATION SECTION OF THIS AGREEMENT BEGINNING ON PAGE 39 INCLUDES BINDING ARBITRATION PROVISIONS (WITH A CLASS ACTION WAIVER) THAT GOVERN HOW CLAIMS ARE RESOLVED BETWEEN US. UNLESS YOU OPT-OUT OF ARBITRATION WITHIN 30 DAYS AS DESCRIBED IN THE BINDING ARBITRATION SECTION, THESE PROVISIONS MAY REQUIRE INDIVIDUAL ARBITRATION FOR ANY DISPUTE THAT YOU ASSERT AGAINST US AND MAY LIMIT OUR LIABILITY TO YOU.