Common use of General Usage Clause in Contracts

General Usage. The Visa Debit Card can be used at ATMs and Merchants throughout FIJI, overseas, over the telephone and online, wherever the Visa and/or Visa Plus symbol is displayed. When using your card to make a transaction at an electronic banking terminal, you authorise us to act on the instructions entered into the terminal. When making a purchase at an electronic banking terminal you should ensure that the transaction amount is correct before entering your PIN; signing; or consenting to authorise the transaction. 12 VISA DEBIT Card Terms & Conditions PURCHASE GOODS OR SERVICES At BSP merchants By either inserting or touching the Card at the EFTPoS and entering your PIN. At non BSP merchants outside of Fiji By either inserting or touching the Card at the EFTPoS and entering your PIN or signing the transaction slip (where applicable). Over the phone By quoting the Card number, customer name, Card expiry date and if required the Card security Code. Over the internet By quoting the Card number, customer name, Card expiry date and if required the Card security Code. WITHDRAW CASH Using BSP ATMs By selecting the “cheque” or “savings” button and entering your PIN. Using non BSP ATMs overseas By selecting the “credit” button and entering your PIN. The Cardholder must not use the Card for any unlawful purpose, including the purchase of goods and/or services prohibited by the laws of the country the Cardholder is in. The Card must be used wholly and exclusively in accordance with these Terms and Conditions and any other of our Terms and conditions applicable to this Facility or the transaction conducted under it. VISA DEBIT Card Terms& Conditions 13

General Usage. The Visa VISA Debit Card can be used at ATMs and Merchants throughout FIJIPNG, overseas, over the telephone and online, wherever the Visa VISA and/or Visa VISA Plus symbol is displayed. When using your card to make a transaction at an electronic banking terminal, you authorise authorize us to act on the instructions entered into the terminal. When making a purchase at an electronic banking terminal you should ensure that the transaction amount is correct before entering your PIN; signing; or consenting to authorise authorize the transaction. 12 VISA DEBIT Card Terms & Conditions PURCHASE GOODS OR SERVICES At BSP merchants in PNG By either inserting or touching the Card at the EFTPoS and entering your PIN. At non BSP merchants outside of Fiji PNG By either inserting or touching swiping the Card at the EFTPoS and entering your PIN or signing the transaction slip (where applicable). You may also touch your Card if the device supports contactless payments. At non BSP merchants By inserting or swiping the Card at the EFTPoS and entering your PIN or signing the transaction slip (where applicable). You may also touch your Card if the device supports contactless payments. Over the phone By quoting the Card number, customer name, Card expiry date and if required the Card security Code. Over the internet By quoting the Card number, customer name, Card expiry date and if required the Card security Code. WITHDRAW CASH If the website you are paying participates in 3D secure you will need to enter a one-time Password to complete the transaction. Using BSP ATMs in PNG By selecting the “cheque” or “savings” button and entering your PIN. Using non BSP ATMs ATM overseas By selecting the either the“cheque, “savings” or “credit” button (depending on the ATM) and entering your PIN. The Cardholder must not use the Card for any unlawful purpose, including the purchase of goods and/or services prohibited by the laws of the country the Cardholder is in. The Card must be used wholly and exclusively in accordance with these Terms and Conditions and any other of our Terms and conditions Conditions applicable to this Facility or the transaction conducted under it. VISA DEBIT Card Terms& Conditions 13.

General Usage. The the Visa Debit Card can be used at ATMs AtMs and Merchants throughout FIJIPNG, overseas, over the telephone and online, wherever the Visa and/or Visa Plus symbol is displayed. When using your card to make a transaction at an electronic banking terminal, you authorise us to act on the instructions entered into the terminal. When making a purchase at an electronic banking terminal you should ensure that the transaction amount is correct before entering your PIN; signing; or consenting to authorise the transaction. 12 VISA DEBIT Card Terms & Conditions PURCHASE GOODS OR SERVICES At BSP BsP merchants in PnG By either inserting or touching the Card at the EFTPoS eFtPos and entering your PINPIn. At non BSP BsP merchants outside of Fiji PnG By either inserting or touching swiping the Card at the EFTPoS eFtPos and entering your PIN PIn or signing the transaction slip (where applicable). Over You may also touch your Card if the device supports contactless payments. At non BsP merchants By inserting or swiping the Card at the eFtPos and entering your PIn or signing the transaction slip (where applicable). You may also touch your Card if the device supports contactless payments. over the phone By quoting the Card number, customer name, Card expiry date and if required the Card security Code. Over over the internet By quoting the Card number, customer name, Card expiry date and if required the Card security Code. WITHDRAW CASH If the website you are paying participates in 3D secure you will need to enter one time Password to complete the transaction. Using BSP ATMs AtMs in PnG By selecting the “cheque” or “savings” button and entering your PINPIn. Using non BSP ATMs AtMs overseas By selecting either the “cheque”, “savings” or “credit” button (depending on the ATM) and entering your PINPIn. The Cardholder must not use the Card for any unlawful purpose, including the purchase of goods and/or services prohibited by the laws of the country the Cardholder is in. The the Card must be used wholly and exclusively in accordance with these Terms terms and Conditions and any other of our Terms terms and conditions applicable to this Facility or the transaction conducted under it. VISA DEBIT Card Terms& Conditions 13.