Common use of GLOBAL MULTI-ASSET FUND Clause in Contracts

GLOBAL MULTI-ASSET FUND. NET ASSETS ANNUAL RATE ------------------ ------------ First $250 million 0.67% Next $250 million 0.655% Next $500 million 0.64% Next $1.5 billion 0.625% Next $2.5 billion 0.61% Next $2.5 billion 0.595% Next $2.5 billion 0.58% Over $10 billion 0.565%

GLOBAL MULTI-ASSET FUND. NET ASSETS ANNUAL RATE ------------------ ------------ ----------- First $250 million 0.67% Next $250 million 0.655% Next $500 million 0.64% Next $1.5 billion 0.625% Next $2.5 billion 0.61% Next $2.5 billion 0.595% Next $2.5 billion 0.58% Over $10 billion 0.565%