Common use of HEALTH AND WELFARE PROGRAM Clause in Contracts

HEALTH AND WELFARE PROGRAM. 14.01 In order to assist in protecting the employees and their families from the financial hazards of illness or accidents, the Employer agrees to contribute, on behalf of all employees who have completed three (3) months employment, sixty-five percent (65%) of the monthly premium cost of the following: a) Medical Services Plan of British Columbia, providing required medical, surgical and obstetrical services; b) extended health benefit plan, covering medically required services and supplies, including prescription drugs ($25.00 deductible per person/family); c) group insurance plan providing: i) life insurance and accidental death and dismemberment equal to two (2) times basic annual earnings rounded off to the next highest $1,000.00, to a maximum of $50,000.00; ii) long term disability insurance -- two thirds (2/3) of basic monthly earnings, to a maximum monthly benefit of $3,500.00 per month, payable after seventeen (17) weeks; iii) weekly indemnity -- two thirds (2/3) of basic weekly earnings to a maximum weekly benefit equal to the UIC maximum, payable on the first day of hospitalization or an accident and on the eighth day of sickness for a maximum period of seventeen weeks (1-8-17). Benefits are payable per day at 1/7 of the weekly maximum. d) dental coverage, on the basis of current fee schedules providing: i) 100% of the cost of basic services; ii) 50% of the cost of restorative services including crowns, bridges and dentures. The combined annual maximum benefit is $2,000.00 per covered individual, payable following a deductible of $25.00 for singles and $50.00 per family. 14.02 The employee's contribution shall be applied to the total cost of weekly indemnity and long term disability coverage and shall be deducted from the employee's pay. 14.03 All benefit plan coverage, terms, conditions, and specific eligibility requirements shall be governed by the actual terms or conditions of the benefit plan as amended from time-to-time. The benefit plan descriptions contained in this Agreement are provided only for the purpose of general information. 14.04 It is understood and agreed that it is the responsibility of each employee to be familiar with the specific details of coverage and eligibility requirements of all benefit plans, and that neither the Union nor the Employer has any responsibility for ensuring that all requirements for eligibility or conditions of coverage or entitlement of benefits are met by the employee, beyond the obligations specifically stipulated in this Agreement. 14.05 In the event an employee is not eligible, for medical reasons, to be enrolled in a plan, the Employer shall pay him the equivalent of the monthly premium. 14.06 In the event of sickness or an accident, the Employer agrees to continue to pay all insurance premiums for a period of three (3) months. In the event of a layoff, coverage shall continue one (1) full month following the end of the month in which the employee is laid off.

HEALTH AND WELFARE PROGRAM. 14.01 16.01 In order to assist in protecting the employees and their families from the financial hazards of illness or accidents, the Employer agrees to contribute, on behalf of all employees who have completed three (3) months months’ employment, sixty-five percent (65%) of the monthly premium cost of the following: a) Medical Services Plan of British Columbia, providing required medical, surgical surgical, and obstetrical services; b) extended Extended health benefit plan, covering medically required services and supplies, including prescription drugs (twenty- five dollars [$25.00 25.00] deductible per person/family); c) group Group insurance plan providing: i) life insurance and accidental death and dismemberment equal to two (2) times basic annual earnings earnings, rounded off to the next highest one thousand dollars ($1,000.00), to a maximum of fifty thousand dollars ( $50,000.00); ii) long term disability insurance -- two thirds (2/3) of basic monthly earnings, to a maximum monthly benefit of three thousand five hundred dollars ($3,500.00 3,500.00) per month, payable after seventeen (17) weeks; iii) weekly indemnity -- two thirds (2/3) of basic weekly earnings to a maximum weekly benefit equal to the UIC EI maximum, payable on the first day of hospitalization or an accident and on the eighth day of sickness sickness, for a maximum period of seventeen weeks (1-8-17). Benefits are payable per day at 1/7 one seventh (1/7) of the weekly maximum. d) dental Dental coverage, on the basis of current fee schedules providing: i) one hundred percent (100% %) of the cost of basic services; ; ii) fifty percent (50% %) of the cost of restorative services including crowns, bridges bridges, and dentures. The combined annual maximum benefit is two thousand dollars ($2,000.00 2,000.00) per covered individual, payable following a deductible of twenty-five dollars ($25.00 25.00) for singles and of fifty dollars ($50.00 50.00) per family. 14.02 16.02 The employee's contribution shall be applied to the total cost of weekly indemnity and long term disability coverage and shall be deducted from the employee's pay. 14.03 16.03 All benefit plan coverage, terms, conditions, and specific eligibility requirements shall be governed by the actual terms or conditions of the benefit plan as amended from time-to-time. The benefit plan descriptions contained in this Agreement are provided only for the purpose of general information. 14.04 16.04 It is understood and agreed that it is the responsibility of each employee to be familiar with the specific details of coverage and eligibility requirements of all benefit plans, and that neither the Union nor the Employer has any responsibility for ensuring that all requirements for eligibility or conditions of coverage or entitlement of benefits are met by the employee, beyond the obligations specifically stipulated in this Agreement. 14.05 16.05 In the event an employee is not eligible, for medical reasons, to be enrolled in a plan, the Employer shall pay him them the equivalent of the monthly premium. 14.06 16.06 In the event of sickness or an accident, the Employer agrees to continue to pay all insurance premiums for a period of three (3) months. In the event of a layoff, coverage shall continue one (1) full month following the end of the month in which the employee is laid off.