Important Tips. “Debit or credit?” A merchant may ask you if your purchase is debit or credit. You have two choices. In both instances your purchase will be subtracted from your primary checking account. i. If you choose debit: Select the Debit or ATM button and enter your PIN. Use this option if you would like cash back with your purchase. ii. If you choose credit: Press the credit button and sign the receipt. For some small dollar purchases and when you pay at the gas pump, you may not need to provide a signature. Note: Although you may choose debit or credit, the merchant may choose to process your transaction differently. Like writing a check, using your Card can generate overdraft fees. You should have enough money in your account before you make a purchase and record it in your checkbook register right away regardless of when the purchase is actually subtracted from your account. Here is some helpful information about how debit cards work:
Appears in 2 contracts
Sources: Cardholder Agreement, Cardholder Agreement