Common use of Information from Other Sources Clause in Contracts

Information from Other Sources. When necessary, we may collect Personal Information about you from third parties, including: i. Government agencies and registries, law enforcement authorities, and public records, ii. Credit reporting agencies, iii. Other financial institutions, iv. Other service providers, agents, and other organizations with whom you make arrangements, v. Employers and personal references you provided, and vi. Persons authorized to act on your behalf under a power of attorney or other legal authority. When we obtain Personal Information from a third party, we will record the source of that information. DUCA may collect, use, or disclose personal information in order to verify your identity; evaluate and process your applications, claims, accounts, transactions, and reports; provide you with ongoing service; analyze your financial needs and activities; improve and develop products and services to meet your needs; recommend products and services to you from DUCA or DUCA partners; contact you regarding your subscribed products and service, manage and asses our risks, operations and relationship with you; help protect you and us against fraud, error, and other illegal or unauthorized activities; and comply with applicable laws and regulatory requirements If we need to collect Personal Information for any other reason, we will identify that purpose. Depending on the situation and the sensitivity of the information, we may obtain your consent for the collection, use, or disclosure of your Personal Information in different ways. Express consent may be obtained verbally, electronically, or in writing from you or your authorized representative (such as a legal guardian or attorney appointed pursuant to a power of attorney). Implied consent may be obtained through your use or continued use of a product or service or when you approach us to obtain information or inquire about or apply for products or services from us. In most cases, you may refuse to provide your consent to our collection, use, and/or disclosure of your Personal Information in accordance with this Privacy Statement. However, if you refuse to provide your consent or withdraw your consent, this may affect our ability to provide products and services or fulfil our commitments to you. You may withdraw your consent provided that: you provide reasonable notice; we are not legally required to collect, use, or disclose your Personal Member Agreement Terms and Conditions information; withdrawing your consent does not impede our ability to fulfill your contract with us; and your consent does not relate to a credit or insurance product we have granted you where we are required to collect and exchange your Personal Information on an ongoing basis after credit has been granted, an application has been underwritten, or a claim has been adjudicated. You may withdraw your consent by contacting the branch or office where your account is held or by calling us at 1 (866) 900-DUCA (3822). Our staff will be pleased to explain your options and any consequences of refusing or withdrawing your consent and will record your choices. Withdrawal of consent must ultimately be provided by you in writing. DUCA takes the protection of Personal Information very seriously. Below are some of the measures in place to safeguard your information:

Information from Other Sources. When necessary, we may collect Personal Information about you from third parties, including: i. Government agencies and registries, law enforcement authorities, and public records, ii. Credit reporting agencies, iii. Other financial institutions, iv. Other service providers, agents, and other organizations with whom you make arrangements, v. Employers and personal references you provided, and vi. Persons authorized to act on your behalf under a power of attorney or other legal authority. When we obtain Personal Information from a third party, we will record the source of that information. DUCA may collect, use, or disclose personal information in order to verify your identity; evaluate and process your applications, claims, accounts, transactions, and reports; provide you with ongoing service; analyze your financial needs and activities; improve and develop products and services to meet your needs; recommend products and services to you from DUCA or DUCA partners; contact you regarding your subscribed products and service, manage and asses our risks, operations and relationship with you; help protect you and us against fraud, error, and other illegal or unauthorized activities; and comply with applicable laws and regulatory requirements If we need to collect Personal Information for any other reason, we will identify that purpose. Depending on the situation and the sensitivity of the information, we may obtain your consent for the collection, use, or disclosure of your Personal Information in different ways. Express consent may be obtained verbally, electronically, or in writing from you or your authorized representative (such as a legal guardian or attorney appointed pursuant to a power of attorney). Implied consent may be obtained through your use or continued use of a product or service or when you approach us to obtain information or inquire about or apply for products or services from us. In most cases, you may refuse to provide your consent to our collection, use, and/or disclosure of your Personal Information in accordance with this Privacy Statement. However, if you refuse to provide your consent or withdraw your consent, this may affect our ability to provide products and services or fulfil our commitments to you. You may withdraw your consent provided that: you provide reasonable notice; we are not legally required to collect, use, or disclose your Personal Member Agreement Terms and Conditions information; withdrawing your consent does not impede our ability to fulfill your contract with us; and your consent does not relate to a credit or insurance product we have granted you where we are required to collect and exchange your Personal Information on an ongoing basis after credit has been granted, an application has been underwritten, or a claim has been adjudicated. You may withdraw your consent by contacting the branch or office where your account is held or by calling us at 1 ▇ (866▇▇▇) 900▇▇▇-DUCA ▇▇▇▇ (3822). Our staff will be pleased to explain your options and any consequences of refusing or withdrawing your consent and will record your choices. Withdrawal of consent must ultimately be provided by you in writing. DUCA takes the protection of Personal Information very seriously. Below are some of the measures in place to safeguard your information: