Common use of INSTRUCTIONS AND NOTICES Clause in Contracts

INSTRUCTIONS AND NOTICES. Each party hereto shall designate from time to time the person(s) and address(es) to which Proper Instructions, notices and other communications related to the daily operations must be sent; if a party makes no such designation, such communications shall be delivered to the appropriate address set forth below. All other notices or other communications given hereunder (including, but not limited to, termination, breach, or default notices) may be delivered: (i) in person to the offices of the parties at the addresses of the parties set forth below during normal business hours: (ii) by prepaid, certified U.S. mail (in which case it shall be deemed to have been served at the expiration of five business days after posting) to the addresses of the parties set forth below; (iii) by facsimile or telecopy to the numbers of the parties set forth below (in which case it shall be deemed to have been served on the business day after the receipt thereof; provided, however, that written confirmation of transmission by facsimile or copy from the transmitting equipment must be delivered to the receiving party promptly thereafter for notice to be effective); or (iv) by any other means mutually agreed upon in writing by the parties. Either the Insurance Company or State Street may change its delivery information from time to time by written notice given as aforesaid to the other. To the Insurance Companies: TEACHERS INSURANCE AND ANNUITY ASSOCIATION Attention: Chief Financial Officer ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] TIAA-CREF LIFE INSURANCE COMPANY Attention: Chief Financial Officer ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇: ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ AND TRUST COMPANY ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: STATE STREET BANK AND TRUST COMPANY ▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Managing Counsel Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Telecopy: ▇▇▇-▇▇▇-▇▇▇▇

INSTRUCTIONS AND NOTICES. Each party hereto shall designate from time to time the person(s) and address(es) to which Proper Instructions, notices and other communications related to the daily operations must be sent; if a party makes no such designation, such communications shall be delivered to the appropriate address set forth below. All other notices or other communications given hereunder (including, but not limited to, termination, breach, or default notices) may be delivered: (i) in person to the offices of the parties at the addresses of the parties set forth below during normal business hours: (ii) by prepaid, certified U.S. mail (in which case it shall be deemed to have been served at the expiration of five business days after posting) to the addresses of the parties set forth below; (iii) by facsimile or telecopy to the numbers of the parties set forth below (in which case it shall be deemed to have been served on the business day after the receipt thereof; provided, however, that written confirmation of transmission by facsimile or copy from the transmitting equipment must be delivered to the receiving party promptly thereafter for notice to be effective); or (iv) by any other means mutually agreed upon in writing by the parties. Either the Insurance Company or State Street may change its delivery information from time to time by written notice given as aforesaid to the other. To the Insurance Companies: TEACHERS INSURANCE AND ANNUITY ASSOCIATION Attention: Chief Financial Officer ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] TIAA-CREF LIFE INSURANCE COMPANY Attention: Chief Financial Officer ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇: ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ AND TRUST COMPANY ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: STATE STREET BANK AND TRUST COMPANY ▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Managing Counsel Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Telecopy: ▇▇▇-▇▇▇-▇▇▇▇

INSTRUCTIONS AND NOTICES. Each party hereto shall designate from time to time the person(s) and address(es) to which Proper Instructions, notices and other communications related to the daily operations must be sent; if a party makes no such designation, such communications shall be delivered to the appropriate address set forth below. All other notices or other communications given hereunder (including, but not limited to, termination, breach, or default notices) may be delivered: (i) in person to the offices of the parties at the addresses of the parties set forth below during normal business hours: (ii) by prepaid, certified U.S. mail (in which case it shall be deemed to have been served at the expiration of five business days after posting) to the addresses of the parties set forth below; (iii) by facsimile or telecopy to the numbers of the parties set forth below (in which case it shall be deemed to have been served on the business day after the receipt thereof; provided, however, that written confirmation of transmission by facsimile or copy from the transmitting equipment must be delivered to the receiving party promptly thereafter for notice to be effective); or (iv) by any other means mutually agreed upon in writing by the parties. Either the Insurance Company Fund or State Street Custodian may change its delivery information from time to time by written notice given as aforesaid to the other. To the Insurance CompaniesFund: TEACHERS INSURANCE AND ANNUITY ASSOCIATION COLLEGE RETIREMENT EQUITIES FUND Attention: Chief Financial Officer Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ TIAA-CREF General Counsel – Asset Management ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] With a copy to▇▇▇-▇▇▇▇ TIAA-CREF INSTITUTIONAL MUTUAL FUNDS Attention: Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ TIAA-CREF General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ TIAA-CREF LIFE INSURANCE COMPANY FUNDS Attention: Chief Financial Officer Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ TIAA-CREF General Counsel – Asset Management ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] With a copy to▇▇▇-▇▇▇▇ TIAA-CREF SEPARATE ACCOUNT VA-1 Attention: Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ TIAA-CREF General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇ ▇▇-▇▇▇▇ ▇▇▇▇▇▇To the Custodian: ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ STATE STREET BANK AND TRUST COMPANY ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: STATE STREET BANK AND TRUST COMPANY ▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Managing Counsel Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Telecopy: ▇▇▇-▇▇▇-▇▇▇▇

INSTRUCTIONS AND NOTICES. Each party hereto shall designate from time to time the person(s) and address(es) to which Proper Instructions, notices and other communications related to the daily operations must be sent; if a party makes no such designation, such communications shall be delivered to the appropriate address set forth below. All other notices or other communications given hereunder (including, but not limited to, termination, breach, or default notices) may be delivered: (i) in person to the offices of the parties at the addresses of the parties set forth below during normal business hours: (ii) by prepaid, certified U.S. mail (in which case it shall be deemed to have been served at the expiration of five business days after posting) to the addresses of the parties set forth below; (iii) by facsimile or telecopy to the numbers of the parties set forth below (in which case it shall be deemed to have been served on the business day after the receipt thereof; provided, however, that written confirmation of transmission by facsimile or copy from the transmitting equipment must be delivered to the receiving party promptly thereafter for notice to be effective); or (iv) by any other means mutually agreed upon in writing by the parties. Either the Insurance Company or State Street Custodian may change its delivery information from time to time by written notice given as aforesaid to the other. To the Insurance CompaniesCompany: TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA Attention: Chief Financial Officer Treasurer 73▇ ▇▇▇▇▇ ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: TEACHERS INSURANCE AND ANNUITY ASSOCIATION General Counsel – Asset Management 73▇ ▇▇▇▇▇ ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ To the Custodian: STATE STREET BANK AND TRUST COMPANY, N.A. Two World Financial Center 22▇ ▇▇▇▇▇▇▇ ▇▇., ▇▇▇▇ ▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] TIAA-CREF LIFE INSURANCE COMPANY Attention: Chief Financial Officer ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇: ▇▇▇▇▇ ▇▇▇▇▇▇ Telephone: (▇▇▇) ▇▇▇-▇▇▇▇ STATE STREET BANK AND TRUST COMPANY ▇▇17▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: STATE STREET BANK AND TRUST COMPANY ▇▇80▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Managing Counsel Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Telecopy: ▇▇▇-▇▇▇-▇▇▇▇

INSTRUCTIONS AND NOTICES. Each party hereto shall designate from time to time the person(s) and address(es) to which Proper Instructions, notices and other communications related to the daily operations must be sent; if a party makes no such designation, such communications shall be delivered to the appropriate address set forth below. All other notices or other communications given hereunder (including, but not limited to, termination, breach, or default notices) may be delivered: (i) in person to the offices of the parties at the addresses of the parties set forth below during normal business hours: (ii) by prepaid, certified U.S. mail (in which case it shall be deemed to have been served at the expiration of five business days after posting) to the addresses of the parties set forth below; (iii) by facsimile or telecopy to the numbers of the parties set forth below (in which case it shall be deemed to have been served on the business day after the receipt thereof; provided, however, that written confirmation of transmission by facsimile or copy from the transmitting equipment must be delivered to the receiving party promptly thereafter for notice to be effective); or (iv) by any other means mutually agreed upon in writing by the parties. Either the Insurance Company Fund or State Street may change its delivery information from time to time by written notice given as aforesaid to the other. To the Insurance CompaniesFund: TEACHERS INSURANCE AND ANNUITY ASSOCIATION COLLEGE RETIREMENT EQUITIES FUND Attention: Chief Financial Officer ▇▇▇ ▇Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] With a copy to: ▇▇▇-▇▇▇▇ General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ TIAA-CREF LIFE INSURANCE COMPANY INSTITUTIONAL MUTUAL FUNDS Attention: Chief Financial Officer ▇▇▇ ▇Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] With a copy to: ▇▇▇-▇▇▇▇ General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ TIAA-CREF LIFE FUNDS Attention: Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ TIAA-CREF SEPARATE ACCOUNT VA-1 Attention: Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ To State Street: STATE STREET BANK AND TRUST COMPANY ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: STATE STREET BANK AND TRUST COMPANY ▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Managing Counsel Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Telecopy: ▇▇▇-▇▇▇-▇▇▇▇

INSTRUCTIONS AND NOTICES. Each party hereto shall designate from time to time the person(s) and address(es) to which Proper Instructions, notices and other communications related to the daily operations must be sent; if a party makes no such designation, such communications shall be delivered to the appropriate address set forth below. All other notices or other communications given hereunder (including, but not limited to, termination, breach, or default notices) may be delivered: (i) in person to the offices of the parties at the addresses of the parties set forth below during normal business hours: (ii) by prepaid, certified U.S. mail (in which case it shall be deemed to have been served at the expiration of five business days after posting) to the addresses of the parties set forth below; (iii) by facsimile or telecopy to the numbers of the parties set forth below (in which case it shall be deemed to have been served on the business day after the receipt thereof; provided, however, that written confirmation of transmission by facsimile or copy from the transmitting equipment must be delivered to the receiving party promptly thereafter for notice to be effective); or (iv) by any other means mutually agreed upon in writing by the parties. Either the Insurance Company Fund or State Street may change its delivery information from time to time by written notice given as aforesaid to the other. To the Insurance CompaniesFund: TEACHERS INSURANCE AND ANNUITY ASSOCIATION COLLEGE RETIREMENT EQUITIES FUND Attention: Chief Financial Officer ▇▇▇ ▇Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ TIAA-CREF LIFE INSURANCE COMPANY INSTITUTIONAL MUTUAL FUNDS Attention: Chief Financial Officer ▇▇▇ ▇Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ TIAA-CREF LIFE FUNDS Attention: Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ TIAA-CREF SEPARATE ACCOUNT VA-1 Attention: Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ To State Street: STATE STREET BANK AND TRUST COMPANY ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: STATE STREET BANK AND TRUST COMPANY ▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Managing Counsel Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Telecopy: ▇▇▇-▇▇▇-▇▇▇▇

INSTRUCTIONS AND NOTICES. Each party hereto shall designate from time to time the person(s) and address(es) to which Proper Instructions, notices and other communications related to the daily operations must be sent; if a party makes no such designation, such communications shall be delivered to the appropriate address set forth below. All other notices or other communications given hereunder (including, but not limited to, termination, breach, or default notices) may be delivered: (i) in person to the offices of the parties at the addresses of the parties set forth below during normal business hours: (ii) by prepaid, certified U.S. mail (in which case it shall be deemed to have been served at the expiration of five business days after posting) to the addresses of the parties set forth below; (iii) by facsimile or telecopy to the numbers of the parties set forth below (in which case it shall be deemed to have been served on the business day after the receipt thereof; provided, however, that written confirmation of transmission by facsimile or copy from the transmitting equipment must be delivered to the receiving party promptly thereafter for notice to be effective); or (iv) by any other means mutually agreed upon in writing by the parties. Either the Insurance Company or State Street may change its delivery information from time to time by written notice given as aforesaid to the other. To the Insurance Companies: TEACHERS INSURANCE AND ANNUITY ASSOCIATION Attention: Chief Financial Officer ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] TIAA-CREF LIFE INSURANCE COMPANY Attention: Chief Financial Officer ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212-490-[ ] ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇: ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ AND TRUST COMPANY ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: STATE STREET BANK AND TRUST COMPANY ▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Managing Counsel Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Telecopy: ▇▇▇-▇▇▇-▇▇▇▇

INSTRUCTIONS AND NOTICES. Each party hereto shall designate from time to time the person(s) and address(es) to which Proper Instructions, notices and other communications related to the daily operations must be sent; if a party makes no such designation, such communications shall be delivered to the appropriate address set forth below. All other notices or other communications given hereunder (including, but not limited to, termination, breach, or default notices) may be delivered: (i) in person to the offices of the parties at the addresses of the parties set forth below during normal business hours: (ii) by prepaid, certified U.S. mail (in which case it shall be deemed to have been served at the expiration of five business days after posting) to the addresses of the parties set forth below; (iii) by facsimile or telecopy to the numbers of the parties set forth below (in which case it shall be deemed to have been served on the business day after the receipt thereof; provided, however, that written confirmation of transmission by facsimile or copy from the transmitting equipment must be delivered to the receiving party promptly thereafter for notice to be effective); or (iv) by any other means mutually agreed upon in writing by the parties. Either the Insurance Company Fund or State Street may change its delivery information from time to time by written notice given as aforesaid to the other. To the Insurance CompaniesFund: TEACHERS INSURANCE AND ANNUITY ASSOCIATION COLLEGE RETIREMENT EQUITIES FUND Attention: Chief Financial Officer ▇▇▇ ▇Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ TIAA-CREF LIFE INSURANCE COMPANY INSTITUTIONAL MUTUAL FUNDS Attention: Chief Financial Officer ▇▇▇ ▇Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: 212▇▇▇-490-[ ] ▇▇▇-▇▇▇▇ TIAA-CREF LIFE FUNDS Attention: Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ TIAA-CREF SEPARATE ACCOUNT VA-1 Attention: Funds Treasurer ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Boulevard Charlotte, NC 28262 Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ General Counsel – Asset Management TIAA-CREF ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ To State Street: STATE STREET BANK AND TRUST COMPANY ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Facsimile/Telecopy: ▇▇▇-▇▇▇-▇▇▇▇ With a copy to: STATE STREET BANK AND TRUST COMPANY ▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Managing Counsel Telephone: ▇▇▇-▇▇▇-▇▇▇▇ Telecopy: ▇▇▇-▇▇▇-▇▇▇▇