Common use of Insufficient Balance Clause in Contracts

Insufficient Balance. You must maintain a balance in your account that will cover the checks you write. If a check is presented to us for payment when there are not enough available funds in your account to cover our payment of the check, we may pay the check or may refuse payment and return it unpaid. An insufficient balance in your account could result from: (a) the payment of other checks you have written; (b) payments you have authorized; (c) service fees you have not recorded in your records; or (d) checks deposited to your account that are uncollected or returned to the Bank unpaid.