Common use of Insured Events covered Clause in Contracts

Insured Events covered. Cover shall be provided for the following Insured Events: 4.3.2.1 Cover shall be provided for the unlawful and unauthorised transfer or use of Your Personally Identifiable Information by a third party, with the intent to carry out an unlawful activity using Your identity. 4.3.2.2 The manner in which a third party has obtained the necessary Data for identity theft may include, but is not limited to: 4.3.2.2.1 a third party gaining access to Your means of payment, login/identification, or Personally Identifiable Information via fake email or targeted manipulation of You, such as giving a false identity (for example phishing and social engineering); 4.3.2.2.2 a third party simulating the website of Your Financial Institution or another type of online payment service provider to redirect Your request to a counterfeit website and You disclose Your login/identification, or Personally Identifiable Information here in the belief of the authenticity of the website (pharming); 4.3.2.2.3 a third party gains access to Your means of payment or login/identification information or Personally Identifiable Information through malware on Your Computer Devices or by any improper action on the internet.