Common use of Introduction; General Provisions Clause in Contracts

Introduction; General Provisions. This Deposit Account Agreement (this “Agreement” or the “Deposit Account Agreement”) governs your deposit account relationship with UMB Bank, n.a. (“UMB”). This Agreement contains the terms and conditions that apply to all deposit accounts (“accounts”) at the Bank with the exception of certain accounts that have their own, separate account agreements; for example, health savings accounts opened at UMB are governed by their own HSA Deposit Account Terms and Conditions, and accounts opened via third-party mobile apps and websites (such as fintech accounts) are governed by their own separate customer agreements and disclosures. References to “deposit accounts” include all checking and other transaction accounts, savings accounts including money market savings accounts, and time deposit (sometimes called “certificates of deposit”) accounts. UMB is referred to in this Agreement as “we,” “us,” “our” or “the Bank.” “

Introduction; General Provisions. This Deposit Account Agreement (this “Agreement” or the “Deposit Account Agreement”) governs your deposit account relationship with UMB Bank, n.a. (“UMB”). This Agreement contains the terms and conditions that apply to all deposit accounts (“accounts”) at the Bank with the exception of certain accounts that have their own, separate account agreements; for example, health savings accounts opened at UMB are governed by their own HSA Deposit Account Terms and Conditions, and accounts opened via third-party mobile apps and websites (such as fintech accounts) are governed by their own separate customer agreements and disclosures. References to “deposit accounts” include all checking and other transaction accounts, savings accounts including money market savings accounts, and time deposit accounts (sometimes called “certificates of deposit” or “CDs”) accounts). UMB is referred to in this Agreement as “we,” “us,” “our” or “the Bank.” “