ISSUE OF THE CARD. 3.1. The Bank shall issue Cards to the customers whose application to that effect shall have been duly accepted and after the opening of the Credit Card Account. 3.2. The Card is strictly personal and not transferable. 3.3. For the Card to be valid, it must be signed exclusively by the Cardholder before use.
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Sources: Credit Card Terms and Conditions, Credit Card Terms and Conditions