Locked. in retirement account If, due to Plan assets having been transferred into the Plan from a registered pension plan or other locked-in registered savings plan, you have duly completed, signed and delivered an instrument in the form of a locking-in addendum for a locked-in retirement account or locked-in retirement savings plan, approved by us, such locking-in addendum shall be deemed to be part of this Declaration of Trust. In the event of a conflict, the provisions of such locking-in addendum and the provisions of applicable pension laws referred to therein shall take precedence over any conflicting provisions hereof, or of any beneficiary designation made with respect to the Plan, provided that no provision of this Declaration of Trust shall be interpreted to be in conflict with the requirements of the Applicable Tax Legislation. You agree to be bound by the terms and conditions set out in the locking-in addendum forming part of this Declaration of Trust.
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Sources: Individual Education Savings Plan Terms and Conditions, Individual Education Savings Plan Terms and Conditions