Loss Or Expense Not Covered Clause Samples
The "Loss Or Expense Not Covered" clause defines specific types of losses or expenses that are excluded from coverage under an agreement or insurance policy. Typically, this clause lists scenarios, events, or categories—such as damages from natural disasters, intentional acts, or indirect losses—that the provider will not compensate for. By clearly outlining these exclusions, the clause helps manage expectations and reduces disputes by clarifying which risks remain the responsibility of the policyholder or contracting party.
Loss Or Expense Not Covered. We do not cover loss or expense due to can- cellation of a lease or agreement. The periods of time under 1. Additional Living Ex- pense, 2. Fair Rental Value and 3. Civil Authority Prohibits Use above are not limited by expiration of this policy.
Loss Or Expense Not Covered. We do not cover loss or expense due to cancellation of a lease or agreement. The periods of time under 1. Additional Living Expense,
Loss Or Expense Not Covered. We do not cover loss or expense due to cancellation of a lease or agreement The periods of time under 1 Additional Living Expense and 2 Civil Authority Prohibits Use above are not limited by expiration of this policy Coverage E - Additional Coverage
Loss Or Expense Not Covered. We do not cover loss or expense due to cancellation of a lease or agreement. The periods of time under 1. Additional Living Expense, 2. Fair Rental Value and 3. Civil Authority Prohibits Use above are not limited by expiration of this policy. S A M P L E
1. Debris Removal
a. We will pay your reasonable expense for the removal of:
(1) Debris of covered property if a Peril Insured Against that applies to the damaged property causes the loss; or
(2) Ash, dust or particles from a volcanic eruption that has caused direct loss to a building or property contained in a building.
b. We will also pay your reasonable expense, up to $1,000, for the removal from the "residence premises" of:
(1) Your trees felled by the peril of Windstorm or Hail; or
(2) A neighbor's trees felled by a Peril Insured Against under Coverage C; provided the trees:
(3) Damage a covered structure; or
(4) Do not damage a covered structure, but:
(a) Block a driveway on the "residence premises" which prevents a "motor vehicle", that is registered for use on public roads or property, from entering or leaving the "residence premises"; or
(b) Block a ramp or other fixture designed to assist a handicapped person to enter or leave the dwelling building.
Loss Or Expense Not Covered. We do not cover loss or expense due to can- cellation of a lease or agreement. Under 1., 2., and 3. Above we do not cover loss or expense due to mold, “fungi”, wet or dry rot, or bacteria except to the extent cover- age is provided for in the Mold, “Fungi”, Wet or Dry Rot, Or Bacteria Additional Coverage un- der Section I – Property Coverages with re- spect to loss caused by a Peril Insured Against. The periods of time under 1. Additional Living Ex- pense, 2. Fair Rental Value and 3. Civil Authority Prohibits Use above are not limited by expiration of this policy.