Losses not covered Clause Samples

Losses not covered. We will not provide benefits for any loss or damage caused by or resulting from: (a) breakage of brittle or fragile articles; (b) wear and tear or gradual deterioration; (c) confiscation or appropriation by order of any government or custom’s rule; (d) theft or pilferage while left in any unlocked or unattended vehicle; (e) property illegally acquired, kept, stored or transported; (f) Your negligent acts or omissions; (g) electrical current, including electric arcing that damages or destroys electrical devices or appliances; (h) Vermin. Benefits will be paid for Medical Expenses incurred by You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, subject to the following: (a) benefits will be payable only for Medical Expenses resulting from a Sickness or an Injury that occurs while on Your Trip (of a duration of one hundred eighty (180) days or less for Sickness) and requires treatment in person by a Physician; (b) only Medical Expenses incurred by You during Your Trip will be reimbursed. Medical Expenses incurred after You return from Your Trip are not covered. If You suffer one or more Injury or Sickness while on the same Trip, the maximum amount payable for all Injuries or Sicknesses will not exceed the Maximum Benefit Amount shown in the Schedule of Benefits. Medical Expenses means expenses incurred only for the following: 1. medical services (including charges for anesthetics, x-ray examinations or treatments, and laboratory tests) and supplies, prescription drugs, and therapeutic services ordered or prescribed by a Physician as Medically Necessary for treatment; 2. Hospital or ambulatory medical-surgical center services, including expenses for a cruise ship cabin or hotel room, not already included in the cost of Your Trip, if recommended by Your attending Physician and approved by Us or Our designated Travel Assistance Services Provider as a substitute for a hospital room for recovery from Your Injury or Sickness; 3. emergency dental treatment incurred during Your Trip due to an Accidental Injury to sound natural teeth. Dental expenses incurred after Your Trip is completed are not covered;

Losses not covered. 1) PERSONAL INJURY; 2) INCIDENTAL, CONSEQUENTIAL OR SECONDARY DAMAGES (INCLUDING BUT NOT LIMITED TO COMPENSATION FOR TIME, LOST WAGES, TRAVEL, ETC.,) AND/OR LOSS OF USE DURING THE SERVICE PERIOD; 3) EXTERNAL CAUSES, INCLUDING FIRE, THEFT, INSECTS, RODENTS AND OTHER VERMIN AND INFESTATION OF ANY KIND, ACTS OF NATURE INCLUDING BUT NOT LIMITED TO, WIND AND RAIN, ILLEGAL ACTS, WAR OR TERRORISM OR CONSEQUENTIAL LOSS OF ANY NATURE.

Losses not covered. We do not insure you against loss of or damage to covered property resulting from or caused, directly or indirectly, proximately or remotely, by any of the following. Such loss or damage is not covered regardless of any accident that contributes concurrently or in any sequence to such loss or damage:

Losses not covered. We will not cover any damage intentionally caused by or with the consent of an insured.

Losses not covered. We do not insure you against loss of or

Losses not covered. Losses resulting directly or indirectly, solely or partly from

Losses not covered. 1) PERSONAL INJURY; 2) INCIDENTAL, CONSEQUENTIAL OR SECONDARY DAMAGES (INCLUDING BUT NOT LIMITED TO COMPENSATION FOR TIME, LOST WAGES, TRAVEL, ETC.,) AND/OR LOSS OF USE DURING THE SERVICE PERIOD; 3) EXTERNAL CAUSES, INCLUDING FIRE, THEFT, INSECTS, RODENTS AND OTHER VERMIN AND INFESTATION OF ANY KIND, ACTS OF NATURE INCLUDING BUT NOT LIMITED TO, WIND AND RAIN, ILLEGAL ACTS, WAR OR TERRORISM OR CONSEQUENTIAL LOSS OF ANY NATURE. 4. CONDITIONS: A) Renewal: This Agreement is not renewable. B) Transferability: This Agreement is not transferable. C) RTO Transactions: Where the Covered Product was initially acquired under an RTO Transaction, any cash settlement or refund will be payable to the owner of the product at the time the settlement is made. This will be the Lessor if You have not yet acquired ownership of the property. In all other respects, the Lessee will retain a beneficial interest in this Plan and all non-cash benefits described herein shall be rendered to the Lessee. Any cash settlement or refund paid to the Lessor will be applied to reduce Your obligations under the RTO Transaction. Any amount in excess of the PMMNPDR-0618 balance due to purchase the item under the RTO Transaction will be payable to the Lessee by the Lessor. Any owner obligations related to maintenance of the product shall be the responsibility of the Lessee during the term of any RTO Transaction except as provided by law. Any reference to purchased, sold, or similar terms shall include “leased” and its derivatives. Any reference to purchaser shall mean the Lessee under the RTO Transaction and not the Lessor. This Section will not apply unless the Lessor is indicated on the sales receipt provided at claim time.

Losses not covered. The Bank is not liable for any loss or damage arising out of the failure to complete a transfer to or from your account on time or in the correct amount, if The Bank used ordinary care, and such failure is caused by circumstances outside our reasonable control. Examples include, but are not limited to: 1) Through no fault of The Bank, Business Entity does not have sufficient funds available in its account to make the transfer; 2) The failure is due to incorrect information provided to The Bank; 3) The terminal was not working properly and Business Entity knew about the breakdown when it started the transfer; 4) The ATM (automated teller machine) where Business Entity is making the transfer malfunctions; 5) Acts of God, fire and computer malfunctions. There may also be other exceptions stated in other agreements with Business Entity.

Losses not covered. 1) PERSONAL INJURY; 2) INCIDENTAL, CONSEQUENTIAL OR SECONDARY DAMAGES (INCLUDING BUT NOT LIMITED TO COMPENSATION FOR TIME, LOST WAGES, TRAVEL, ETC.,) AND/OR LOSS OF USE DURING THE SERVICE PERIOD.