Making Purchases. You may use your Card to make purchases at any merchant that accepts VISA debit cards or debit cards of other networks in which the Bank participates, subject to the funds available in your Deposit Account, the transaction limits described below, and the other terms and conditions of this Agreement. Each time you use your Card, you authorize Bank to reduce the value available in your Account by the amount of the transaction and any applicable fees. The new balance will be available for making purchases with your Card. You are not allowed to exceed the amount of available funds in your Account through an individual transaction or a series of transactions. If you do not have enough funds available in your Account, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount using another payment method. These are called "split transactions." Some merchants do not allow cardholders to conduct split transactions. Nevertheless, if a transaction exceeds the amount of available funds in your Account, you will be fully liable to Bank for the full amount of the transaction and any applicable fees. When making purchases with your Card at POS device you may select "CREDIT" on the keypad to make a signature purchase. You may not use your Card for online gambling or illegal transactions. Bank may temporarily "freeze" your Account and attempt to contact you if Bank notices transactions that are unusual or appear suspicious.
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Sources: Consumer Cardholder Agreement, Consumer Deposit Account Agreement
Making Purchases. You may use your Card to make purchases at any merchant that accepts VISA Mastercard® debit cards or debit cards of other networks in which the Bank participatespar- ticipates, subject to the funds available in your Deposit Account, the transaction limits described below, and the other terms and conditions of this Agreement. Each time you use your Card, you authorize Bank us to reduce the value available in your Account by the amount of the transaction and any applicable fees. The new balance will be available for making purchases with your Card. You are not allowed to exceed the amount of available funds in your Account through an individual transaction or a series of transactions. If you do not have enough funds available in your Account, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount using another payment method. These are called "“split transactions." ” Some merchants do not allow cardholders to conduct split transactions. Nevertheless, if a transaction exceeds the amount of available funds in your Account, you will be fully liable to Bank us for the full amount of the transaction and any applicable fees. When making purchases with your Card at POS device devices you may select "“CREDIT" ” on the keypad to make a signature purchase. You may not use your Card for online gambling or illegal transactions. Bank We reserve the right to deny authorization requests from online gambling merchants, whether or not online gambling is illegal in the state in which you use your card. We may temporarily "“freeze" ” your Account and attempt to contact you if Bank notices we notice transactions that are unusual or appear suspicious.
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