Common use of MINIMUM MONTHLY PAYMENT Clause in Contracts

MINIMUM MONTHLY PAYMENT. You agree that You will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic payment. The minimum monthly payment will be 2.0% of Your outstanding balance (“New Balance”) or twenty-five dollars ($25.00), whichever is greater. If Your outstanding balance is twenty-five dollars ($25.00) or less, You agree to pay the balance in full. You may pay in full for all Your purchases and cash advances each month, or You may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do not constitute a minimum payment. The minimum payment may be allocated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum payment will be allocated first to higher rate balances, as applicable. From time to time, We may allow You to skip Your minimum monthly payment due. If You choose to skip that payment, interest charges will continue to accrue in accordance with this Agreement. Payments received at: ▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ at or before 5:00 PM Mountain Standard Time on any business day will be credited to Your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Time, on a weekend or federal holiday will be posted to Your Account as of the next business day. Payment crediting to Your Account may be delayed up to five (5) days if Your payment is received by mail at any other address or not accompanied by the remittance portion of Your Account statement.

MINIMUM MONTHLY PAYMENT. You agree that You you will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic paymentdate. The minimum monthly payment will be 2.0% of Your your outstanding balance (“New Balance”) or twenty-five dollars ($25.00), whichever is greater. If Your your outstanding balance is twenty-five dollars ($25.00) 25.00 or less, You you agree to pay the balance in full. You may pay in full for all Your your purchases and cash advances each month, or You you may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do not constitute a minimum payment. The minimum payment may be allocated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum payment will be allocated first to higher rate balances, as applicable. From time to time, We we may allow You you to skip Your your minimum monthly payment due. If You you choose to skip that payment, interest charges Interest Charges will continue to accrue in accordance with this Agreement. Payments received at: ▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ at or before 5:00 PM Mountain Standard Time on any business day will be credited to Your your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Time, on a weekend or federal holiday will be posted to Your your Account as of the next business day. Payment crediting to Your your Account may be delayed up to five (5) days if Your your payment is received by mail at any other address or not accompanied by the remittance portion of Your your Account statement.

MINIMUM MONTHLY PAYMENT. We will mail you a statement every month if your Account has a balance. You agree that You you will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic paymentclosing date. The minimum monthly payment will be the larger of: (a) $35, or (b) 2.0% of Your your outstanding balance shown on your statement (“New Balance”) or twenty-five dollars ($25.00), whichever is greaterrounded up to the nearest $1. If Your your outstanding balance is twenty-five dollars (less than $25.00) or less35, You you agree to pay the balance in full. You may pay in full for all Your your purchases and cash any other advances each month, or You you may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do does not constitute a minimum payment. The minimum monthly payment may be allocated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum monthly payment will be allocated first to higher rate balances, as applicable. From time to time, We we may allow You you to skip Your your minimum monthly payment due. If You you choose to skip that payment, interest charges Interest Charges will continue to accrue in accordance with this Agreement. Payments received at: ▇▇▇ ▇.▇▇▇ ▇. ▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ at ▇, on or before 5:00 PM Mountain Standard Eastern Time on any business day will be credited to Your your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Time, Eastern Time or on a weekend or federal holiday will be posted to Your your Account as of the next business day. Payment crediting to Your Account may be delayed up to five (5) days if Your payment is received by mail at any other address or not accompanied by the remittance portion of Your Account statement.

MINIMUM MONTHLY PAYMENT. We will send you a statement every month if your Account has a balance. You agree that You you will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic paymentclosing date. The minimum mini- mum monthly payment will be 2.0the larger of: (a) 2.5% of Your outstanding your out- standing balance shown on your statement (“New Balance”) or twenty-five dollars ($25.00), whichever is greateror $25. If Your your outstanding balance is twenty-five dollars (less than $25.00) or less25, You you agree to pay the balance in full. In addition to the minimum monthly payment, you agree to pay any “Overlimit Amount” and any amount past due shown on your statement each month by the due date shown on your Statement. You may pay in full for all Your your purchases and cash advances ad- vances each month, or You you may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do does not constitute a minimum payment. Payments will be applied first to accrued interest, then to any fees, charges, or other amounts owed under this Agreement, and the re- mainder to principal. The minimum monthly payment may be allocated allo- cated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum monthly payment will be allocated first to higher rate balances, as applicable. From time to time, We may allow You to skip Your minimum monthly payment due. If You choose to skip that payment, interest charges will continue to accrue in accordance with this Agreement. Payments received at: ▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇, ▇▇., ▇▇ ▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ at on or before 5:00 PM Mountain Standard Time on any business day will be credited to Your your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Time, Time or on a weekend or federal holiday will be posted to Your your Account as of the next business day. Payment crediting to Your Account may be delayed up to five (5) days if Your payment is received by mail at any other address or not accompanied by the remittance portion of Your Account statement.

MINIMUM MONTHLY PAYMENT. We will mail you a statement every month if your Account has a balance. You agree that You you will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic paymentclosing date. The minimum monthly payment will be 2.01.0% of Your your outstanding balance shown on your statement (“New Balance”) ), or twenty-five dollars ($25.00)20.00, whichever is greater. If Your your outstanding balance is twenty-five dollars (less than $25.00) or less20.00, You you agree to pay the balance in full. In addition to the minimum monthly payment, you agree to pay any “Overlimit Amount” and any amount past due shown on your statement each month by the due date shown on your Statement. You may pay in full for all Your your purchases and cash advances each month, or You you may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do does not constitute a minimum payment. Payments will be applied first to interest, then to purchase balances, then to cash advance and balance transfer balances, and finally to any other fees, charges, or amounts owed. The minimum monthly payment may be allocated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum monthly payment will be allocated first to higher rate balances, as applicable. From time to time, We may allow You to skip Your minimum monthly payment due. If You choose to skip that payment, interest charges will continue to accrue in accordance with this Agreement. Payments received at: The ONE Federal Credit Union, ▇▇▇ ▇▇▇▇ ▇. ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ at or before 5:00 PM Mountain Standard Eastern Time on any business day will be credited to Your your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Time, Eastern Time or on a weekend or federal holiday will be posted to Your your Account as of the next business day. Payment crediting to Your Account may be delayed up to five (5) days if Your payment is received by mail at any other address or not accompanied by the remittance portion of Your Account statement.

MINIMUM MONTHLY PAYMENT. We will mail you a statement every month if your Account has a balance. You agree that You you will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic paymentclosing date. The minimum monthly payment will be the larger of: (a) $35, or (b) 2.0% of Your your outstanding balance shown on your statement (“New Balance”) or twenty-five dollars ($25.00), whichever is greaterrounded up to the nearest $1. If Your your outstanding balance is twenty-five dollars (less than $25.00) or less35, You you agree to pay the balance in full. In addition to the minimum monthly payment, you agree to pay any “Overlimit Amount” and any amount past due shown on your statement each month by the due date shown on your Statement. You may pay in full for all Your your purchases and cash other advances each month, or You you may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do does not constitute a minimum payment. The minimum monthly payment may be allocated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum monthly payment will be allocated first to higher rate balances, as applicable. From time to time, We we may allow You you to skip Your your minimum monthly payment due. If You you choose to skip that payment, interest charges Interest Charges will continue to accrue in accordance with this Agreement. Payments received at: ▇▇▇ ▇.▇▇▇ ▇. ▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ at ▇, on or before 5:00 PM Mountain Standard Eastern Time on any business day will be credited to Your your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Time, Eastern Time or on a weekend or federal holiday will be posted to Your your Account as of the next business day. Payment crediting to Your Account may be delayed up to five (5) days if Your payment is received by mail at any other address or not accompanied by the remittance portion of Your Account statement.

MINIMUM MONTHLY PAYMENT. You agree that You you will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic paymentdate. The minimum monthly payment will be 2.0% of Your your outstanding balance (“New Balance”) or twenty-five dollars ($25.00), 25.00 whichever is greater. If Your your outstanding balance is twenty-five dollars ($25.00) 25.00 or less, You you agree to pay the balance in full. You may pay in full for all Your your purchases and cash advances each month, or You you may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do not constitute a minimum payment. The minimum payment may be allocated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum payment will be allocated first to higher rate balances, as applicable. From time to time, We we may allow You you to skip Your your minimum monthly payment due(excluding portion of payment for debt protection). If You you choose to skip that payment, interest charges Interest Charges will continue to accrue in accordance with this Agreement. Payments received at: ▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇.VISA, ▇▇▇▇▇▇▇P.O. Box 60510, ▇▇ ▇▇▇▇▇ City of Industry, CA 91716- 0510 at or before 5:00 PM Mountain Standard Pacific Time on any business day will be credited to Your your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Pacific Time, on a weekend or federal holiday will be posted to Your your Account as of the next business day. Payment crediting to Your your Account may be delayed up to five (5) days if Your your payment is received by mail at any other address or not accompanied by the remittance portion of Your your Account statement.

MINIMUM MONTHLY PAYMENT. We will mail you a statement every month if your Account has a balance. You agree that You you will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic paymentclosing date. The minimum monthly payment will be the larger of: (a) $35, or (b) 2.0% of Your your outstanding balance shown on your statement (“New Balance”) or twenty-five dollars ($25.00), whichever is greaterrounded up to the nearest $1. If Your your outstanding balance is twenty-five dollars (less than $25.00) or less35, You you agree to pay the balance in full. In addition to the minimum monthly payment, you agree to pay any “Overlimit Amount” and any amount past due shown on your statement each month by the due date shown on your Statement. You may pay in full for all Your your purchases and cash other advances each month, or You you may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do does not constitute a minimum payment. The minimum monthly payment may be allocated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum monthly payment will be allocated first to higher rate balances, as applicable. From time to time, We we may allow You you to skip Your your minimum monthly payment due. If You you choose to skip that payment, interest charges Interest Charges will continue to accrue in accordance with this Agreement. Payments received at: ▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇▇▇▇▇Wyomissing, ▇▇ ▇▇▇▇▇ at PA 19610, on or before 5:00 PM Mountain Standard Eastern Time on any business day will be credited to Your your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Time, Eastern Time or on a weekend or federal holiday will be posted to Your your Account as of the next business day. Payment crediting to Your Account may be delayed up to five (5) days if Your payment is received by mail at any other address or not accompanied by the remittance portion of Your Account statement.

MINIMUM MONTHLY PAYMENT. We will send you a statement every month if your Account has a balance. You agree that You you will pay each month not less than the minimum monthly payment on or before the scheduled monthly due date in U.S. Dollars by check, money order, or electronic paymentclosing date. The minimum mini- mum monthly payment will be 2.03.0% of Your the outstanding balance shown on your statement (“New Balance”) ), or twenty-five dollars ($25.00)25, whichever is greater. If Your your outstanding balance is twenty-five dollars (less than $25.00) or less25, You you agree to pay the balance in full. In addition to the minimum monthly payment, you agree to pay any “Overlimit Amount” and any amount past due shown on your statement each month by the due date shown on your Statement. You may pay in full for all Your your purchases and cash advances ad- vances each month, or You you may repay in monthly installments. We can accept late payments or partial payments, or checks, drafts, or money orders marked “payment in full” without prejudice to Our our rights under this Agreement, which are hereby explicitly reserved. A credit posting from a merchant or reversal of fees do does not constitute a minimum payment. The minimum monthly payment may be allocated allo- cated at the Credit Union’s discretion to pay off lower rate balances, such as promotional offers, before higher rate balances, such as cash advances or purchases. Payments in excess of the minimum monthly payment will be allocated first to higher rate balances, as applicable. From time to time, We we may allow You you to skip Your minimum your mini- mum monthly payment due. If You you choose to skip that payment, interest charges In- terest Charges will continue to accrue in accordance with this AgreementAgree- ment. Payments received at: ▇▇▇▇ ▇. ▇▇▇▇ ▇., ▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇▇ ▇▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ at on or before 5:00 PM Mountain Standard Time on any business busi- ness day will be credited to Your your Account as of that date; payments received by mail at that address after 5:00 PM Mountain Standard Time, Time or on a weekend or federal holiday will be posted to Your your Account as of the next business day. Payment crediting to Your Account may be delayed up to five (5) days if Your payment is received by mail at any other address or not accompanied by the remittance portion of Your Account statement.