Common use of Misrepresentation or Fraud Clause in Contracts

Misrepresentation or Fraud. SAMPLE POLICY a. This policy was issued in reliance on the information provided on your insurance application, including, but not limited to information regarding the license and driving history of you, or listed drivers; all persons of driving age residing in your household; the description of the cars to be insured; the location of the principal place of garaging; and your place of residence. b. We may void this policy if you or any insured person have engaged in fraudulent conduct or have concealed, omitted, or misrepresented any material fact or circumstance concerning the application, issuance, renewal or continuation of this policy and we in good faith would not have issued this policy had the true facts had been known. This means that we will not be liable for any claims or damages that would otherwise be covered. c. We may deny coverage for an accident if you or any insured person have concealed, omitted or misrepresented any material fact or circumstance, or engaged in fraudulent conduct, in connection with the presentation or settlement of a claim. d. If we void this policy, it will be void from its inception (void ab initio), and no coverage will be provided whatsoever. However, we will provide coverage under Part I - Liability Coverage up to the minimum limits required by the Arizona financial responsibility law for an accident that occurs before we notify the named insured that this policy is declared void. e. To the extent that we make payments to you under this policy and our subsequent investigation reveals your involvement in fraud or misrepresentation in the presentation of a claim, you must indemnify us for all payments made.

Misrepresentation or Fraud. SAMPLE POLICY a. This policy was issued in reliance on the information provided on your insurance application, including, but not limited to information regarding the license and driving history of you, or listed drivers; all persons of driving age residing in your household; the description of the cars to be insured; the location of the principal place of garaging; and your place of residence. b. We may void this policy if you or any insured person have engaged in fraudulent conduct or have concealed, omitted, or misrepresented any material fact or circumstance concerning the application, issuance, renewal or continuation of this policy and we in good faith would not have issued this policy had the true facts had been known. This means that we will not be liable for any claims or damages that would otherwise be coveredpolicy. c. We may void this policy or deny coverage for an accident if you or any insured person have concealed, omitted or misrepresented any material fact or circumstance, or engaged in fraudulent conduct, in connection with the presentation or settlement of a claim. d. Each and every statement of fact made by any insured person in the application or any subsequent application for insurance or renewal, which is made part hereof, is agreed to be material. e. We may void this policy for fraud or misrepresentation even after the occurrence of an accident. This means that we will not be liable for any claims or damages that would otherwise be covered. f. If we void this policy, it will be void from its inception (void ab initio), and no coverage will be provided whatsoever. However, we will provide coverage under Part I - Liability Coverage up to the minimum limits required by the Arizona financial responsibility law for an accident that occurs before we notify the named insured that this policy is declared void. e. g. To the extent that we make payments to you under this policy and our subsequent investigation reveals your involvement in fraud or misrepresentation in the presentation of a claim, you must indemnify us for all payments made.

Misrepresentation or Fraud. SAMPLE POLICY a. This policy was issued in reliance on the information provided on your insurance application, including, but not limited to information regarding the license and driving history of you, or listed drivers; all persons of driving age residing in your household; the description of the cars to be insured; the location of the principal place of garaging; and your place of residence. b. We may void this policy if you or any insured person have engaged in fraudulent conduct or have concealed, omitted, or misrepresented any material fact or circumstance concerning the application, issuance, renewal or continuation of this policy and we in good faith would not have issued this policy had the true facts had been known. This means that we will not be liable for any claims or damages that would otherwise be coveredpolicy. c. We may void this policy or deny coverage for an accident if you or any insured person have concealed, omitted or misrepresented any material fact or circumstance, or engaged in fraudulent conduct, in connection with the presentation or settlement of a claim. d. Each and every statement of fact made by any insured person in the application or any subsequent application for insurance or renewal, which is made part hereof, is agreed to be material. e. We may void this policy for fraud or misrepresentation even after the occurrence of an accident. This means that we will not be liable for any claims or damages that would otherwise be covered. f. If we void this policy, it will be void from its inception (void ab initio), and no coverage will be provided whatsoever. However, we will provide coverage under Part I - Liability Coverage up to the minimum limits required by the Arizona financial responsibility law for an accident that occurs before we notify the named insured that this policy is declared void.SAMPLE POLICY e. g. To the extent that we make payments to you under this policy and our subsequent investigation reveals your involvement in fraud or misrepresentation in the presentation of a claim, you must indemnify us for all payments made.

Misrepresentation or Fraud. SAMPLE POLICY a. This policy was issued in reliance on the information provided on your insurance application, including, but not limited to information regarding the license and driving history of you, or listed drivers; all persons of driving age residing in your household; the description of the cars to be insured; the location of the principal place of garaging; and your place of residence. b. We may void this policy if you or any insured person have engaged in fraudulent conduct or conduct, have concealed, omitted, or misrepresented any material fact or circumstance concerning the application, issuance, renewal or continuation of this policy and we in good faith would not have issued this policy had the true facts had been knownthat increased risk of loss, or made any misrepresentation or warranty with actual intent to deceive. This means that we will not be liable for any claims or damages that would otherwise be covered.SAMPLE POLICY c. We may void this policy or deny coverage for an accident if you or any insured person have concealed, omitted or misrepresented any material fact or circumstance, or engaged in fraudulent conduct, in connection with the presentation or settlement of a claim. d. Each and every statement of fact made by any insured person in the application or any subsequent application for insurance or renewal, which is made part hereof, is agreed to be material. e. We may void this policy for fraud or misrepresentation even after the occurrence of an accident. This means that we will not be liable for any claims or damages that would otherwise be covered. f. If we void this policy, it will be void from its inception (void ab initio), and no coverage will be provided whatsoever. However, if we will provide void this policy and it has been certified as proof of financial responsibility, the voiding of this policy shall not affect coverage under in Part I - Liability Coverage up to the minimum limits required by the Arizona financial responsibility law for an Tennessee Financial Responsibility Law, if the accident that occurs takes place before we notify the named insured that this the policy is declared void. e. g. To the extent that we make payments to you under this policy and our subsequent investigation reveals your involvement in fraud or misrepresentation in the presentation of a claim, you must indemnify us for all payments made.

Misrepresentation or Fraud. SAMPLE POLICY a. This policy was issued in reliance on the information provided on your insurance application, including, but not limited to information regarding the license and driving history of you, or listed drivers; all persons of driving age residing in your household; the description of the cars to be insured; the location of the principal place of garaging; and your place of residence. b. After this policy has been in effect for sixty (60) days, we may cancel or void this policy if the policy was obtained through material misrepresentation and the material misrepresentation was made with the actual intent to deceive, or materially affected our acceptance of the risk or hazard assumed. c. We may void this policy if you or any insured person have engaged in fraudulent conduct or have concealed, omitted, or misrepresented any material fact or circumstance concerning the application, issuance, renewal or continuation of this policy and we in good faith would not have issued this policy had the true facts had been known. This means that we will not be liable for any claims or damages that would otherwise be covered. c. We may deny coverage for an accident if you or any insured person have concealed, omitted omitted, or misrepresented any material fact or circumstance, or engaged in fraudulent conduct, in connection with the presentation or settlement of a claim. If we void this policy, you must reimburse us if we make a payment. d. Each and every statement of fact made by any insured person in the application or any subsequent application for insurance or renewal, which is made part hereof, is agreed to be material. e. We may void this policy for fraud or misrepresentation even after the occurrence of an accident. This means that we will not be liable for any claims or damages that would otherwise be covered. f. If we void this policy, it will be void from its inception (void ab initio), and no coverage will be provided whatsoever. However, we will provide coverage under Part I - Liability Coverage up to the minimum limits required by the Arizona financial responsibility law for an accident that occurs before we notify the named insured that this policy is declared void. e. g. To the extent that we make payments to you under this policy and our subsequent investigation reveals your involvement in fraud or misrepresentation in the presentation of a claim, you must indemnify us for all payments made. h. We will not void this policy if it has been in effect for one year or one policy term, whichever is less.

Misrepresentation or Fraud. SAMPLE POLICY a. This policy was issued in reliance on the information provided on your insurance application, including, but not limited to information regarding the license and driving history of you, your family members, or listed drivers; all persons of driving age residing in your household; the description of the cars to be insured; the location of the principal place of garaging; and your place of residence.. SAMPLE POLICY b. We may void this policy if you or any insured person have engaged in fraudulent conduct or have concealed, omitted, or misrepresented any material fact or circumstance concerning the application, issuance, renewal or continuation of this policy and we in good faith would not have issued this policy had the true facts had been known. This means that we will not be liable for any claims or damages that would otherwise be coveredpolicy. c. We may void this policy or deny coverage for an accident if you or any insured person have concealed, omitted or misrepresented any material fact or circumstance, or engaged in fraudulent conduct, in connection with the presentation or settlement of a claim. d. Each and every statement of fact made by any insured person in the application or any subsequent application for insurance or renewal, which is made part hereof, is agreed to be material. e. We may void this policy for fraud or misrepresentation even after the occurrence of an accident. This means that we will not be liable for any claims or damages that would otherwise be covered. f. If we void this policy, it will be void from its inception (void ab initio), and no coverage will be provided whatsoever. However, we will provide coverage under Part I - Liability Coverage up to the minimum limits required by the Arizona financial responsibility law for an accident that occurs before we notify the named insured that this policy is declared void. e. g. To the extent that we make payments to you under this policy and our subsequent investigation reveals your involvement in fraud or misrepresentation in the presentation of a claim, you must indemnify us for all payments made.