Common use of Missed Connection Clause in Contracts

Missed Connection. We will reimburse up to the Sum Insured as mentioned in the Policy Schedule, for extra accommodation and travel costs the Insured will incur to reach the next destination shown on his/her ticket/itinerary, if an Insured Person fails to access the connecting flight/connecting journey through Common Carrier/ Public Carrier any time during the Trip within the Period of Insurance, arising out of and consequent upon the delayed arrival of the earlier flight/Common Carrier/ Public Carrier caused by reasons beyond the control of the Insured, provided that, no claim shall be payable hereunder incase such delay is foreseen by the Insured or that the Insured could have reasonably become aware of such delay in advance. The delayed arrival should solely be arising out of and consequent upon any of the contingencies specified hereunder: a) Delay of the Scheduled Common Carrier/ Public Carrier due to Inclement weather at the port of origin or the port of destination b) Delay of Common Carrier/ Public Carrier due to sudden strike or any other action of the employees of the Common Carrier/ Public Carrier which disrupts services c) Delay of the Common Carrier/ Public Carrier caused by equipment failure or clearances of the Common Carrier. d) Delay of the Common Carrier/ Public Carrier caused by operational problems like crew or staff scheduling issues etc. e) Delay of the Common Carrier/ Public Carrier due to a Major Travel Event, Civil Unrest, Riots or Commotion at the port of departure or the port of destination. f) Cancellation or rescheduling of the flight at the instance of Common Carrier/ Public Carrier that causes delay • We will cover only one such instance for single trip policies and maximum of three instances for multi trip policies • Any compensation which the common carrier is liable to pay will be deducted from claim amount payable under this cover • We will cover extra accommodation and travel costs for the same class as originally planned. • There should be minimum of 6 hours gap between scheduled arrival of incoming common carrier and scheduled departure of connection common carrier. • The Common Carrier must certify the delay of the regularly scheduled airline flight corresponding to the Travel Ticket. • In the event that 2.3 Trip Delay and 2.7 Missed Connection are both caused together, the higher of the two benefits shall become payable. In case of Individual Policy, this payout will be available on individual basis and in case of Floater Policy the payout will be available on floater basis.