MISSING REPAYMENTS. (a) If you fail to pay the minimum repayment on or before the payment date, we will charge you a late-payment fee, which we will tell you about. (b) If you fail to pay the minimum repayment by the payment date, you agree that we can try to debit the minimum repayment from your registered debit card (under a continuous payment authority) on the first business day (Monday to Friday, except bank holidays) after the payment date. We can also try to collect any overdue repayment from you by any alternative method you have agreed to. If you no longer agree to the payment authority, please contact customer services. (c) Missing payments could have severe consequences and may make it more difficult and more expensive for you to get other credit. There may also be circumstances where we take legal action or use a debt-collection agency to collect the amount you owe. You will have to pay our costs of taking these actions. If you are having difficulty making your payments, or you think you will in the future, please contact us as soon as possible.
Appears in 3 contracts
Sources: Credit Card Agreement, Credit Card Agreement, Credit Card Agreement