Common use of NEWBORN COVERAGE Clause in Contracts

NEWBORN COVERAGE. (a) If born from a Covered Pregnancy: i. Provisional coverage: If born from a covered pregnancy, each newborn will automatically be covered for complications of birth, and any injury or illness for the first ninety (90) days after birth up to a maximum of twenty-five thousand dollars ($25,000) with no deductible or coinsur- ance. ii. Permanent coverage: For permanent coverage of a child born from a covered pregnancy, a “Notification of Birth” consisting of the newborn’s full name, gender and date of birth must be submitted within ninety (90) days of birth. Effective as of the date of birth, coverage with appli- cable deductible and coinsurance will then be up to the policy limits. Policy limits for complications of birth relating to a newborn are limited to the maximum benefits described in provision 8 (a) i. The premium for the addition is due at the time of the notification of birth. If such notification is not received within 90 days of birth, then an application for insurance is required on the addition and will be subject to underwriting. iii. Well baby care: Only covered as stated in the “Maternity Care” provi- sion of this policy. (b) If NOT born from a Covered Pregnancy, there is no provisional coverage for the newborn. To add a newborn to the policy, payment of the premium and submission of a completed application for insurance which is subject to underwriting by the Insurer, are required.

NEWBORN COVERAGE. (a) If born from a Covered Pregnancy: i. Provisional coverage: If born from a covered pregnancy, each newborn will automatically be covered for complications of birth, and any injury or illness for the first ninety (90) days after birth up to a maximum of twenty-five ten thousand dollars ($25,00010,000) with no deductible or coinsur- ancecoinsurance. ii. Permanent coverage: For permanent coverage of a child born from a covered pregnancy, a “Notification of Birth” consisting of the newborn’s full name, gender and date of birth must be submitted within ninety (90) days of birth. Effective as of the date of birth, coverage with appli- cable applicable deductible and coinsurance will then be up to the policy limits. Policy limits for complications of birth relating to a newborn are limited to the maximum benefits described in provision 8 (a) i. The premium for the addition is due at the time of the notification of birth. If such notification is not received within 90 days of birth, then an application for insurance is required on the addition and will be subject to underwriting. iii. Well baby care: Only covered as stated in the “Maternity Care” provi- sion provision of this policy. (b) If NOT born from a Covered Pregnancy, there is no provisional coverage for the newborn. To add a newborn to the policy, payment of the premium and submission of a completed application for insurance which is subject to underwriting by the Insurer, are required.

NEWBORN COVERAGE. (a) If born from a Covered Pregnancy: i. Provisional coverage: If born from a covered pregnancy, each newborn will automatically be covered for complications of birth, and any injury or illness for the first ninety (90) days after birth up to a maximum of twenty-five thousand dollars ($25,000) with no deductible or coinsur- ance. ii. Permanent coverage: For permanent coverage of a child born from a covered pregnancy, a “Notification of Birth” consisting of the newborn’s full name, gender and date of birth must be submitted within ninety (90) days of birth. Effective as of the date of birth, coverage with appli- cable deductible and coinsurance will then be up to the policy limits. Policy limits for complications of birth relating to a newborn are limited to the maximum benefits described in provision 8 (a) i. The premium for the addition is due at the time of the notification of birth. If such notification is not received within 90 days of birth, then an application for insurance is required on the addition and will be subject to underwriting. iii. Well baby careCare: Only covered as stated in the “Maternity Care” provi- sion of this policy. (b) If NOT born from a Covered Pregnancy, there is no provisional coverage for the newborn. To add a newborn to the policy, payment of the premium and submission of a completed application for insurance which is subject to underwriting by the Insurer, are required.

NEWBORN COVERAGE. (a) If born from a Covered Pregnancy: i. Provisional coverage: If born from a covered pregnancy, each newborn will automatically be covered for complications of birth, and any injury or illness for the first ninety (90) days after birth up to a maximum of twenty-five ten thousand dollars ($25,00010,000) with no deductible or coinsur- ancecoinsurance. ii. Permanent coverage: For permanent coverage of a child born from a covered pregnancy, a “Notification of Birth” consisting of the newborn’s full name, gender and date of birth must be submitted within ninety (90) days of birth. Effective as of the date of birth, coverage with appli- cable deductible and coinsurance will then be up to the policy limits. Policy limits for complications of birth relating to a newborn are limited to the maximum benefits described in provision 8 (a) i. The premium for the addition is due at the time of the notification of birth. If such notification is not received within 90 days of birth, then an application for insurance is required on the addition and will be subject to underwriting. iii. Well baby care: Only covered as stated in the “Maternity Care” provi- sion provision of this policy. (b) If NOT born from a Covered Pregnancy, there is no provisional coverage for the newborn. To add a newborn to the policy, payment of the premium and submission of a completed application for insurance which is subject to underwriting by the Insurer, are required.