Common use of Notices and Change in Address Clause in Contracts

Notices and Change in Address. If there is only one Primary Cardholder, ATB will send Statements, each Card Carrier and any other notice to be given to you under this Agreement (Notices) to the Primary Cardholder. If there are two or more Primary Cardholders, each Primary Cardholder hereby consents to the provision of Statements, Card Carriers and Notices only to the Primary Cardholder that is listed first in your application for the Card (the Designated Primary Cardholder), or otherwise as required by law. You can change the Designated Primary Cardholder by notifying us at any time. A Primary Cardholder who is not the Designated Primary Cardholder can make a request to receive Statements, Card Carriers and Notices by notifying us at any time. Unless you have consented to receive electronic Notices, each Statement, Card Carrier or other notice will be sent by regular mail and will be deemed to have been received by the addressee on the fifth day following the date of deposit by us of the Statement, Card Carrier or Notice at a post office with postage properly paid, unless there is a postal strike or other disruption affecting mail delivery. In such case, one of the Primary Cardholders must contact ATB monthly during such strike or disruption to obtain Statement information to enable you to meet the payment obligations under this Agreement and to keep your Card Account in good standing. If you have elected to receive Notices electronically, any Notices (Statements, Card Carriers or other notices) provided by electronic means will be considered to have been given and received on the date on which the email advising you of the availability of the electronic Notice was sent or posted. Each Statement, Card Carrier and Notice will be sent to the address(es) (or email address(s), as the case may be) last provided to ATB as indicated in ATB’s records. The Primary Cardholder(s) agree to immediately notify ATB of any change of address of any Cardholder. If a Primary Cardholder has elected to receive Statements or other Notices online, ATB will provide you with Statements and other Notices electronically through our online service. We will notify you by email when new electronic statements or other electronic Notices are available for viewing online. Terms and conditions for accessing ATB’s online service will apply to any such access. Any notice to be provided to ATB under this Agreement must be directed to ATB’s address appearing on the last Statement.

Notices and Change in Address. If there is only one Primary Cardholder, ATB will send the Statements, each Card Carrier and any other notice to be given to you under this Agreement (NoticesNotice) to the Primary Cardholderany one of you and may not send a separate Statement to each of you. If there are two or more Primary Cardholders, each Primary Cardholder hereby consents Any communication to the provision one of Statements, Card Carriers and Notices only you will be deemed to the Primary Cardholder that is listed first in your application for the Card (the Designated Primary Cardholder), or otherwise as required by law. You can change the Designated Primary Cardholder by notifying us at any time. A Primary Cardholder who is not the Designated Primary Cardholder can make a request be sufficient communication to receive Statements, Card Carriers and Notices by notifying us at any timeall of you. Unless you have consented to receive electronic NoticesStatements, each StatementStatements, Card Carrier or other notice Carriers and Notices will be sent by regular mail and will be deemed to have been received by the addressee on the fifth day following the date of deposit by us of the Statement, Card Carrier or Notice at a post office with postage properly paid, unless there is a postal strike or other disruption affecting mail delivery. In such case, one of the Primary Cardholders you must contact ATB monthly during such strike or disruption to obtain Statement information to enable you to meet the payment obligations under this Agreement and to keep your Card Account in good standing. If When available, you have elected may choose to receive Notices electronicallyby electronic means and such Notices can be accessed by logging onto ATB’s online service. If you request, any Notices (Statements, Card Carriers we will notify you when new electronic Statements or other notices) electronic Notices are available for viewing on ATB’s online service by sending an email to the email account you have designated to us advising you that an electronic Statement or other Notice is available. Any Notices provided by electronic means will be considered to have been given and received on the date on which the email advising you of the availability of the electronic Notice was sent or posted. If you choose to receive Notices electronically, you are responsible in all circumstances (whether we notify you or not) to log on to ATB’s online service monthly to review your Statement (and to check for other Notices). Each Statement, Card Carrier and Notice will be sent to the address(es) (or email address(s), as the case may be) last provided to ATB as indicated in ATB’s records. The Primary Cardholder(s) You agree to immediately notify ATB of any change of address of any Cardholder. If a Primary Cardholder has elected to receive Statements or other Notices online, ATB will provide you with Statements and other Notices electronically through our online service. We will notify you by email when new electronic statements or other electronic Notices are available for viewing online. Terms and conditions for accessing ATB’s online service will apply to any such accessaddress. Any notice to be provided to ATB under this Agreement must be directed to ATB’s address appearing on the last Statement.