Notices, Change of Address, Electronic Signature and Documents. Any notice required or permitted under this Agreement must be in writing and will be effective upon the earlier of actual receipt, five (5) business days following deposit into the United States Mail (postage prepaid), the next business day following deposit with a nationally recognized overnight courier service, or the same day following transmission of an electronic mail message ("E‐mail") or legible facsimile copy during regular business hours; in each case, with delivery fees prepaid and addressed to the Account Holder at the last known address (maintained in the Custodian’s records) or the Custodian at its place of business or at such other address as either party may notify the other of from time to time in accordance with this Article. For all purposes of this Agreement, an E‐mail transmission is deemed to be in writing and the term "address" includes a party's E‐mail address. Also, for purposes of this Agreement, notice includes an E‐mail that notifies the Account Holder that they have a message which can be viewed by logging into their account, Notwithstanding the foregoing, any direction for an act or omission provided by the Account Holder shall not be deemed delivered until such direction is actually received by the Custodian at its place of business. Each party is entitled to rely on the information disclosed to the other until it has received written notice of a change in such information and has had a reasonable period of time to react thereto. The Custodian will not be required to determine the validity of any receipt, affidavit, notice or other paper or agreement required to be delivered to it under this Agreement, but it will be sufficient that such document is delivered to it by one of the parties as herein required and that the same must be in apparently correct form and signed or otherwise executed by the party required to sign or execute the same, and the Custodian will be relieved of any liability or responsibilities for the sufficiency thereof as long as it purports on its face to be such form and executed by such person as required by this Agreement. In the event the Account Holder changes either his or her physical address or email address, Account Holder must notify Custodian in writing or by email from a verifiable email address on file with the Custodian. Any change of address by the Custodian requires notification to the Account Holder at least thirty (30) days in advance, either by regular mail or by email to the last known address. If Account Holder has consented to the terms and conditions of Custodian's Consent to Electronic Signatures and Documents Agreement, Account Holder has agreed that (a) all Account statements, disclosures, investment authorizations, notices, and other transactions related to the Account by and between Account Holder and Custodian may be provided electronically as consented to in the Consent to Electronic Signatures and Documents Agreement, at the Custodian’s discretion, and (b) use of an electronic signature or E‐Mail serve as an "original" signature and will bind the Account Holder to the terms of any document executed by an electronic signature or authorized by an E‐ Mail. If Account Holder does not consent to the terms and conditions of Custodian's Consent to Electronic Signatures and Documents Agreement or later withdraws consent, then any notice provided by Custodian to Account Holder for any circumstance shall be sent to Account Holder’s last known address (maintained by Custodian) by regular mail, and for purposes of the Consent to Electronic Signatures and Documents Agreement shall be considered delivered as of the date of the mailing. Account ▇▇▇▇▇▇ is responsible for timely notifying Custodian of any changes of address.
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Sources: Individual Retirement Account Adoption Agreement, Individual Retirement Account Adoption Agreement