Online Banking and Mobile Banking Clause Samples

Online Banking and Mobile Banking. You can use these services to conduct transactions on your Account. A separate agreement may be required. The terms of this Section 8 apply to transfers initiated using these services and in the event of a conflict, any separate agreement or service terms will control to the extent of any inconsistency. All communications and access to your Account and electronic funds transfers initiated using these services are deemed valid, authentic and duly authorized by you unless and until you have notified us of unauthorized activity (see Sections 8.11 and 8.12) and we have had a reasonable opportunity to act upon such notice.

Online Banking and Mobile Banking. You can use our online banking and mobile banking services to transfer funds between your Accounts and make payments from your Account to third parties. These services can be initiated according to a separate written agreement with the Bank. The terms of this Agreement will continue to apply to such services and in the event of a conflict, the terms of the separate agreement shall control to the extent necessary to resolve such conflict. To enroll in these services, please contact your relationship manager. A detailed description of these services and any applicable security procedures that you and your Authorized Representatives must use to access these services will be provided when you enroll in or begin using these services.

Online Banking and Mobile Banking. With Online Banking and Mobile Banking, you may use your user identification (User ID) and password to access your Account through the internet by logging onto our website at ▇▇▇.▇▇▇▇.▇▇▇ or an internet connection with an internet enabled mobile device (e.g. smartphone or tablet), 24 hours a day, to: • Obtain rates and annual percentage yields for Share and Deposit Accounts, cleared check information, transaction history activity, and loan annual percentage rates. • Make balance inquiries on your Share, Savings, Money Market, Certificates of Deposit, IRA, and Loan Accounts. • Make bill payments to preauthorized creditors. • Transfer funds between your Share, Savings, Money Market, and Checking Accounts. • Transfer funds from another Share, Savings, Money Market, and Checking Accounts on which you are a Joint Owner. • Transfer funds from your Share, Savings, Money Market, and Checking Accounts to another member Account. • Transfer funds between and from your Share, Savings, Money Market and Checking Account to your Account held with another financial institution. • Transfer a Line of Credit advance, (if approved) to your Share, Savings, Money Market, and Checking Accounts. • Place a stop payment order on a check you have written against your Account. • Request a check for a withdrawal from your Share, Savings, Money Market and Checking Accounts. • Reorder checks for your Checking Account. • Obtain an estimate of a loan payment for a proposed loan. • Obtain tax information on Shares, Savings, Deposits and Loan Accounts. • Obtain a statement of recent transactions on your Accounts. • Choose to receive e-statements only. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, or lower an Account below a required balance. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. This service may be interrupted periodically for system maintenance and in other circumstances beyond our control. Some of these services may not be available for all Accounts. Refer to your Online Master Banking Terms and Conditions Agreement and Bill Pay Agreement for additional terms, conditions, disclosures, and transfer limitations, as set forth in these separate agreements.

Online Banking and Mobile Banking. Once you self-enroll, you must use your username and (self-selected) password to access your accounts. Some available functions in either Online Banking or Mobile Banking are: ◼ Account Look Up: Obtain current Account balance and transaction information, review Account histories for up to 90 days; check actual and available balances, review Account details such as interest rate, prior-year interest and interest and transaction descriptions, check loan interest rate, payoff amount, current payment, and due date. ‘Check Inquiry’ in order to verify a check has cleared your Account and to print a copy of a cleared check. ◼ Transfer: Allows you to transfer funds between your MECU CREDIT UNION Accounts. You can also transfer to and from other accounts that you own at other financial institutions, and transfer funds to an individual or business by way of text or email (external transfers using text or e-mail require separate enrollment in Person-to-Person and/or Member-to Member Transfers). ◼ Stop Payment: Allows you apply a stop payment to a check or to a range of checks as well as view existing stop payments. ◼ Bill Pay: Requires separate enrollment. See Bill Pay section below. ◼ E-statements: Electronic statements that you can view through Online Banking. E-Statements provides you a safe environment to access and maintain 18 months’ worth of Account statements. See E-Statements section above. ◼ Mobile (Remote) Deposit: Requires separate enrollment. See Mobile (Remote) Deposit section below.

Online Banking and Mobile Banking. Online Banking means each of the variety of products and services you may access or enroll in through the Website and other related services, including, without limitation, the Mobile Banking Service. Not all of the products and services available through the Online Banking service may be available through the Mobile Banking service. Mobile Banking is a module of the Popular Online Banking service accessed via a web-enabled or text-enabled cell phone. These services include, but are not limited to, browser and text banking.

Online Banking and Mobile Banking. Log on to personal online banking through the web portal (h▇▇▇://▇▇▇.▇▇▇▇.▇▇▇.▇▇) or log on to “ICBC Corporate Mobile Banking” mobile app and contact ICBC online customer service.

Online Banking and Mobile Banking. Our Online Banking and Mobile Banking Services are governed by separate agreements. You will receive the agreement applicable for the service at the time you enroll at ▇▇▇.▇▇▇.▇▇▇.

Online Banking and Mobile Banking. You may use Online Banking at ▇▇▇▇▇▇.▇▇▇ or Mobile Banking (Digital Banking) to view your account information, make deposits (Mobile Banking only), and transfer funds (see below). Enroll for these services on ▇▇▇▇▇▇.▇▇▇ or by downloading the County Federal Mobile Banking app for select mobile devices. You must agree to the additional disclosures and specific terms for using these services when you enroll. See ▇▇▇▇▇▇.▇▇▇ for more information. Additional Digital Banking services may be added in the future. Transfer funds using Online Banking and Mobile Banking Services: • Transfer funds between your County Federal accounts • Transfer funds to other County Federal members • Make payments from checking or savings to a loan account with us • Make payments from checking to third parties (Bill Pay) • Make deposits to checking or savings (Mobile Banking only) Digital banking is generally available 24 hours a day, seven days a week, subject to service interruptions for routine and emergency maintenance. County Federal uses current encryption technology for Digital Banking to protect your accounts and information. However, we cannot guarantee the security of information transmitted over the internet.

Online Banking and Mobile Banking. You can use Online Banking Services or Mobile Banking Services to view your Account information, transfer funds between Accounts, or make payments from your Account to third parties. You can make deposits of Checks using Mobile Banking Services. You can enroll for these services online at ▇▇▇.▇▇▇▇▇▇▇▇▇.▇▇▇ and on a mobile device by downloading the Mobile Banking Services applications or browsers. See Online Banking Services and Mobile Banking Services terms and conditions. We will not pay any ACH Payment or one-time or recurring Debit Card Transactions (and notify the merchant or payee) or permit an ATM withdrawal if your Available Balance in your Primary Account (or Plan, if the transaction was initiated with an account number from a Plan) is less than the amount of that Item plus all other Items received but not yet paid in the Primary Account (or Plan, if the transaction was initiated with an account number from a Plan). When we give authorization to a merchant for your purchase, your Available Balance in your Primary Account (or Plan, if the transaction was initiated with an account number from a Plan) will decrease, but the authorization will not prevent certain Items, such as ACH Payments and other Items, from posting to your Primary Account (or Plan, if the Item was initiated with an account number from a Plan), which will deduct those amounts from the Available Balance of your Primary Account (or Plan, if the transaction was initiated with an account number from a Plan). You must keep sufficient funds in your Primary Account (or Plan, if the transaction is initiated with an account number from a Plan) to pay for previously authorized Debit Card Transactions not yet posted to your Account, ATM withdrawals, other Preauthorized EFTs, and the amounts of outstanding merchant authorizations on your debit card. We will not charge you a fee for declining a one-time purchase with your debit card or an ATM withdrawal request, but we will charge you an “Overdraft” fee as set forth in the FEE SCHEDULE (only one (1) per day) if there are not sufficient funds to pay for recurring purchases with your debit card, an ACH Payment, or a wire transfer request. We may use the funds from any subsequent deposits to your Account (the Primary Account or any Plans) to pay any fees for declining to pay recurring purchases with your debit card, ACH Payments, and wire transfer requests. Subsequent deposits include any Federal or state benefit payments that you choose to deposi...