Common use of ONLINE BANKING FEATURES Clause in Contracts

ONLINE BANKING FEATURES. You may access your account information by using a specific User ID and initial password chosen by you. At the present time you may use the system to: 1. Perform account inquiries on checking, money market, savings, certificate and loan accounts. 2. Review transaction detail on your accounts, up to 482 days of history. 3. Enroll for electronic delivery of statements and documents, up to 84 months or 7 years of statements. 4. Transfer funds between deposit accounts or to make regular monthly loan payments (“Internal Transfers”). 5. Conduct Bank-to-Bank Transfers (transfers to or from accounts at other financial institutions). 6. Submit a check re-order request. 7. Send secured e-mail messages to Bank personnel. 8. Make Stop Payments. 9. Set Travel Notifications. 10. Utilize CardValet to turn your ATM or Debit Card on or off, report it lost or stolen, or set card limits. 11. Initiate bill payments to any domestic payee you choose with Pay My Bills (requires separate agreement). 12. Initiate person-to-person payments with Zelle (requires separate agreement). 13. Utilize MoneyMap for a holistic view of your financial health. The tool enables you to track your spending, monitor investments and budget more effectively (requires separate agreement).