Common use of Optional Repayment Clause in Contracts

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 dated May 5, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 038 dated May 5June 16, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 027 dated May 5April 28, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 019 dated May 5March 31, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 035 dated May 5June 9, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 021 dated May 5April 7, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 033 dated May 519, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 045 dated May 5July 21, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 039 dated May 5June 23, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 016 dated May 5March 24, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 031 dated May 512, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 037 dated May 5June 16, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 017 dated May 5March 24, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 046 dated May 5July 28, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 022 dated May 5April 14, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 014 dated May 5March 10, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 048 dated May 5August 4, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 047 dated May 5July 28, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 050 dated May 5August 11, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 032 dated May 519, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 024 dated May 5April 21, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 044 dated May 5July 14, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 040 dated May 5June 23, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 036 dated May 5June 9, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 034 dated May 5June 2, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 018 dated May 5March 31, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 053 dated May 5September 2, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 043 dated May 5July 7, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 023 dated May 5April 14, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 049 dated May 5August 11, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 025 dated May 5April 21, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 030 dated May 512, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 020 dated May 5April 7, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 042 dated May 5July 7, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 041 dated May 5June 30, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 028 dated May 5April 28, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 051 dated May 5August 18, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 054 dated May 5September 8, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.

Optional Repayment. Optional Repayments under Section 2.2 of the Policy may be made solely with respect to the “Survivor’s Option” described in Pricing Supplement No. 029 052 dated May 5August 25, 2008 to the Prospectus Supplement dated December 9, 2005 related to the Program.