Common use of Our Rights If You Default Clause in Contracts

Our Rights If You Default. You are in default of this Cardholder Agreement if you: (a) do not fully pay any payment when it is due; (b) violate a provision of this Cardholder Agreement or any other agreement you have entered into with us or our affiliates; (c) you become the subject of bankruptcy, insolvency, attachment or garnishment proceedings; (d) you provide us with misleading, false, incomplete or incorrect information; (e) you advise us that you are unable or unwilling to abide by the terms of this Cardholder Agreement; or (f) you die. To the extent permitted by applicable law, if you default under this Cardholder Agreement, we may take any one or more of the following actions: (a) cancel the terms of all promotions applicable to your Account (including, if applicable, revoking the waiver of any interest by us) and require you to pay your Account balance according to the terms of this Cardholder Agreement applicable to Regular Credit Purchases, including, if applicable, increasing the rate at which interest accrues to the next highest AIR set forth above; (b) require you to pay your Account balance immediately; (c) cancel any payment protection insurance applicable to your Account; (d) suspend or cancel your Account privileges; (e) bring an action or proceeding to collect all amounts owed to Flexiti by you, including costs we incur in connection with any of our collection efforts, as well as reasonable legal fees and disbursements; (f) deduct money from any other account you have with us or any of our affiliates and use it to pay the amount (or part of the amount) that is owing to us; and (g) exercise any other rights or remedies we may have at law, in equity or under this Cardholder Agreement.

Our Rights If You Default. You are in default of this Cardholder Agreement if you: (a) do not fully pay any payment when it is due; (b) violate a provision of this Cardholder Agreement or any other agreement you have entered into with us or our affiliates; (c) you become the subject of bankruptcy, insolvency, attachment or garnishment proceedings; (d) you provide us with misleading, false, incomplete or incorrect information; (e) you advise us that you are unable or unwilling to abide by the terms of this Cardholder Agreement; or (f) you die. To the extent permitted by applicable law, if you default under this Cardholder Agreement, we may take any one or more of the following actions: (ai) cancel the terms of all promotions applicable to your Account (including, if applicable, revoking the waiver of any interest by us) and require you to pay your Account balance according to the terms of this Cardholder Agreement applicable to Regular Credit Purchases, including, if applicable, increasing the rate at which interest accrues to the next highest AIR set forth above; (bii) require you to pay your Account balance immediately; (ciii) cancel any payment protection insurance applicable to your Account; (div) suspend or cancel your Account privileges; (ev) bring an action or proceeding to collect all amounts owed to Flexiti by you, including costs we incur in connection with any of our collection efforts, as well as reasonable legal fees and disbursements; (fvi) deduct money from any other account you have with us or any of our affiliates and use it to pay the amount (or part of the amount) that is owing to us; and (gvii) exercise any other rights or remedies we may have at law, in equity or under this Cardholder Agreement. If you breach this Cardholder Agreement, you agree to pay the costs we incur in connection with any of our collection efforts, as well as our reasonable legal fees and disbursements.