Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the funds in your share account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft in accordance with our overdraft policy or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient account balance may be made at any time between presentation and the Credit Union's midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policy. Members are able to view what balance is available thru online or mobile banking or at any branch.
Appears in 2 contracts
Sources: Membership and Account Agreement, Membership and Account Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the funds in your share account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient account balance may be made at any time between presentation and the Credit Union's midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 2 contracts
Sources: Membership and Account Agreement, Membership and Account Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the available funds in your share draft account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures, or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient account balance is based upon the available balance at the time of the transaction and may be made at any time between presentation and the Credit Union's midnight deadline with only one review of the account required. We do not have The Credit Union has no duty to notify you if your of an insufficient funds item. Your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may will then be subject to a charge for the item whether paid or returned as set forth in the Truth-in-Savings DisclosureRate and Fee Schedule. Except as otherwise agreed in writing, wethe Credit Union, by covering one or any overdraft, do does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay the Credit Union pays a draft or impose imposes a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 2 contracts
Sources: Membership and Account Agreement, Membership and Account Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the funds in your a share draft account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient account balance may be made at any time between presentation and the Credit Union's ’s midnight deadline with only one review of the account required. We do not have to notify you if your share account does not have sufficient funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings DisclosureRate and Fee Schedule. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts drafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving the payor bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Sources: Membership & Account Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the funds in your share account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient account balance may be made at any time between presentation and the Credit Union's ’s midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings Disclosuredisclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Sources: Membership and Account Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the funds in your share account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient account balance may be made at any time between presentation and the Credit Union's ’s midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Sources: Membership and Account Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the funds in your share account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient account balance may be made at any time between presentation and the Credit Union's ’s midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings DisclosureRate and Fee Schedule. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Sources: Membership Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the funds in your share checking account are not sufficient to cover draftschecks, fees or other items posted to your account, we may pay or return the overdraft in accordance with our overdraft policy or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient account balance may be made at any time between presentation and the Credit Union's midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover draftschecks, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings DisclosureFee Schedule. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft check or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policy. Members are able to view what balance is available thru online or mobile banking or at any branch.
Appears in 1 contract
Sources: Membership and Account Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the funds in your share draft account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan p lan you have with us. The Credit Union's determination of an insufficient account balance may be made at any time between presentation and the Credit Union's midnight deadline with only one review of the account required. We do not have to notify you if your share account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings DisclosureRate and Fee Schedule. Except as otherwise agreed in writing, we, by covering coverin g one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policyi mmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a pay or bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Sources: Membership and Account Agreement
Overdraft Liability. The actual If on any day the current balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the funds in your share account are Account is not sufficient to cover drafts, fees or other items posted to your accountAccount, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient account Account balance may be made at any time between presentation and the Credit Union's midnight deadline payment of items presented, with only one review of the account Account required. We do not have to notify you if your account Account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account Account may be subject to a charge as set forth in the Truth-in-Savings DisclosureFee Schedule. Except as otherwise agreed in writing, we, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft an item in excess of your current balance or impose a fee that would otherwise overdraw your accountAccount, you agree to pay the overdrawn amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any deadline limits.
Appears in 1 contract
Sources: Account Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the available funds in your share checking account are not sufficient to cover drafts, fees or other items checks and orthdebit transactions posted to your account, we may pay or return the overdraft those checks and items will be handled in accordance with our overdraft policy or an overdraft procedures oor vaenrdraft protection plan you have with us. The Credit Union's determination Uniosndetermination of an insufficient account balance may be made at maedat any time between presentation and the Credit Union's Unions midnight deadline with only one review of the account requiredrequireTdh. We do not have e Credit Union has no duty to notify you if your of an insufficient funds check.Your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may will then be subject to a charge for the itemwhether paid or returned as set forth in the Truth-in-Savings DisclosuretheRate and Fee Schedule. Except as otherwise agreed in writing, wethe Credit Union, by covering one or any overdraft, do does not agree to cover overdrafts in the overdirnatfhtse future and may discontinue covering overdrafts at any time without notice. antyime.If we pay the Credit Union pays a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn overdraft amount in accordance with our overdraft policy. Members are able immediatelyW. e reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extratime beyond any midnightdeadline limits.
Appears in 1 contract
Sources: Deposit Agreement
Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the funds in your share checking account are not sufficient suffi- cient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient account balance may be made at any time between presentation and the Credit Union's ’s midnight deadline with only one review of the account required. We do not have to notify you if your checking account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings DisclosureRate and Fee Schedules. Except as otherwise agreed in writing, we, by covering one or any overdraft, overdraft we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft check or impose a fee that would otherwise overdraw over- draw your account, you agree to pay the overdrawn amount in accordance with upon our overdraft policydemand. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payer bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Sources: Membership and Account Agreement