Overdraft Liability. If on any day, the available funds in your checking account are not sufficient to cover checks and other items posted to your account, those checks and items will be handled in accordance with our overdraft procedures or an overdraft protection plan you have with us. Our determination of an insufficient account balance may be made at any time between presentation and our midnight deadline with only one review of the account required. We have no duty to notify you of an insufficient funds check. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Business Services Fee Schedule. Except as otherwise agreed in writing, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If we pay a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 4 contracts
Sources: Business Membership and Account Agreement, Business Membership and Account Agreement, Business Membership and Account Agreement
Overdraft Liability. If on any day, the available funds in your checking account are not sufficient to cover checks and other items posted to your account, those checks checks, and items will be handled in accordance with our overdraft procedures or an overdraft protection plan you have with us. Our determination of an insufficient account balance may be made at any time between presentation and our midnight deadline with only one review of the account required. We have no duty to notify you of an insufficient funds check. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Business Services Rate and Fee Schedule. Except as otherwise agreed in writing, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If we pay a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank financial institution extra time beyond any midnight deadline limits.
Appears in 2 contracts
Sources: Business Membership & Account Agreement, Membership & Account Agreement
Overdraft Liability. If on any day, the available funds in your checking account are not sufficient to cover checks checks, debit card purchases and other items posted to your account, those checks and items will be handled in accordance with our overdraft procedures or an overdraft protection plan you have with us. Our determination of an insufficient account balance may be made at any time between presentation and our midnight deadline with only one review of the account required. We have no duty to notify you of an insufficient funds check. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Business Services Fee Schedule. Except as otherwise agreed in writing, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If we pay a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Overdraft Liability. If on any day, the available funds in your checking savings account are not sufficient to cover checks and checks, fees, or other items posted to your checking account, those checks and items amounts will be handled in accordance with our overdraft procedures or by an overdraft protection plan you may have with us. Our determination of an insufficient account balance may be made at any time between presentation and our midnight deadline with only one review of the account required. We do not have no duty to notify you of an insufficient if your account does not have funds checkto cover checks, ACH debits, debit card transactions, fees, or other posted items. Your Whether the item is paid or returned, your account will then may be subject to a charge for the item whether paid or returned fee as set forth in the Business Services Fee Schedule. Except as otherwise agreed in writing, we, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any timetime without notice. If we pay an item or impose a draft fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft amount immediatelypolicy. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor payer bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Sources: Membership and Account Agreement