Common use of Overdraft Services Clause in Contracts

Overdraft Services. Your Debit Card Transactions (one-time purchases) will not be covered under the Credit Union’s overdraft protection program (Privilege Pay) or other optional overdraft protection services unless you have authorized us to provide this coverage. Transactions made with your Debit Card will not be authorized if there are insufficient funds available in your account at the time the transaction request is received if you have not “Opted In” to overdraft protection services coverage of your Debit Card. The Credit Union does not offer overdraft coverage of ATM/ITM transactions. Before deciding whether to opt in for this coverage, you should read our Privilege Pay disclosure in conjunction with our Terms and Conditions.

Overdraft Services. Your Debit Check Card Transactions (one-time purchases) will not be covered under the Credit Union’s overdraft protection program (Privilege Pay) or other optional overdraft protection services unless you have authorized us to provide this coverage. Transactions made with your Debit Check Card will not be authorized if there are insufficient funds available in your account at the time the transaction request is received if you have not “Opted In” to overdraft protection services coverage of your Debit Check Card. The Credit Union does not offer overdraft coverage of ATM/ITM ATM transactions. Before deciding whether to opt in for this coverage, you should read our Privilege Pay disclosure in conjunction with our Terms and Conditions.