Payments and Obligations. 5.1 The account holder can view his transaction history through the online banking services provided by the bank. If there is any objection to any transaction, the account holder must notify the bank within 30 days from the date of the account statement. The bank shall charge a fee for each claim submitted by the customer to the bank objecting any transaction if it is proved to the bank that the objection is not valid. 5.2 The account holder will be responsible for all obligations when dealing online with the card, and the bank will not guarantee the legality or fact of the existence of the online store used through on line network. 5.3 Account Holder’s funds will be accessible to all Supplementary Cardholders. The Primary Account Holder may set limits on the Supplementary Cardholder’s usage of the available funds at any time and at the Bank’s discretion and within the allowed limits approved by the bank, based on the total available funds at any one time on the primary account 5.4 If it is proven that the card holder and/or the account holder is engaged in any fraudulent behaviors relating to the disputed transactions, and if the card holder refuses to provide relevant necessary materials and documents for the investigation of the disputed transaction, the bank shall have no liability for the disputed transactions, as the bank deems necessary for this, the bank will not assume any responsibility for the disputed transactions, and the bank shall have the right to claim from the account holder any sums, losses or expenses incurred by the bank to verify or attempt to verify the validity of any disputed transactions.
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Sources: Umlaty Card Terms and Conditions, Umlaty Visa Card Terms & Conditions, Umlaty Visa Card Terms & Conditions