Common use of Points and Fees Clause in Contracts

Points and Fees. All points and fees related to each Mortgage Loan were disclosed in writing to the borrower in accordance with applicable state and federal law and regulation. Except (i) as set forth on the related Mortgage Loan Schedule or (ii) in the case of a Mortgage Loan in an original principal amount of less than $60,000 which would have resulted in an unprofitable origination, no borrower was charged “points and fees” (whether or not financed) in an amount greater than 5% of the principal amount of such loan, such 5% limitation is calculated in accordance with ▇▇▇▇▇▇ Mae’s anti-predatory lending requirements as set forth in the ▇▇▇▇▇▇ Mae Selling Guide.

Points and Fees. All points and fees related to each Mortgage Loan were disclosed in writing to the borrower Mortgagor in accordance with applicable state and federal law and regulation. Except (i) as set forth on in the related Mortgage Loan Schedule or Purchase Agreement and (ii) in the case of a Mortgage Loan in an original principal amount of less than $60,000 which would have resulted in an unprofitable origination, no borrower Mortgagor was charged “"points and fees” " (whether or not financed) in an amount greater than 5% of the principal amount of such loanMortgage Loan, such 5% limitation is calculated in accordance with ▇▇▇▇▇▇ Fannie Mae’s 's anti-predatory lending requirements as set forth in the ▇▇▇▇▇▇ ▇▇nnie Mae Selling Guide.Guides;

Points and Fees. All points and fees related to each Mortgage Loan were disclosed in writing to the borrower Mortgagor in accordance with applicable state and federal law and regulation. Except (i) as set forth on with respect to the related Mortgage Loan Loans listed in Schedule or (ii) V-1 and except in the case of a Mortgage Loan in an original principal amount of less than $60,000 which would have resulted in an unprofitable origination, no borrower Mortgagor was charged “"points and fees” " (whether or not financed) in an amount greater than 5% of the principal amount of such loanMortgage Loan, such 5% limitation is calculated in accordance with ▇▇▇▇▇▇ Fannie Mae’s 's anti-predatory lending requirements as set forth in the ▇▇Fa▇▇▇▇ Mae Selling Guide.▇ae Guides; and

Points and Fees. All points and fees related to each Mortgage Loan were disclosed in writing to the borrower Mortgagor in accordance with applicable state and federal law and regulation. Except (i) as set forth on the related Mortgage Loan Schedule or and (ii) in the case of a Mortgage Loan in an original principal amount of less than $60,000 which would have resulted in an unprofitable origination, no borrower Mortgagor was charged “points and fees” (whether or not financed) in an amount greater than 5% of the principal amount of such loanMortgage Loan, such 5% limitation is calculated in accordance with ▇F▇▇▇▇▇ Mae’s anti-predatory lending requirements as set forth in the ▇F▇▇▇▇▇ Mae Selling Guide.Guides;

Points and Fees. All points and fees related to each Mortgage Loan were disclosed in writing to the borrower in accordance with applicable state and federal law and regulation. Except (i) as set forth on the related Mortgage Loan Schedule or (ii) in the case of a Mortgage Loan in an original principal amount of less than $60,000 which would have resulted in an unprofitable origination, no borrower was charged “points and fees” (whether or not financed) in an amount greater than 5% of the principal amount of such loan, such 5% limitation is calculated in accordance with ▇▇▇▇▇▇ Mae’s anti-predatory lending requirements as set forth in the ▇▇▇▇▇▇ Mae ▇▇▇ Selling Guide.

Points and Fees. All points and fees related to each Mortgage Loan were disclosed in writing to the borrower Mortgagor in accordance with applicable state and federal law and regulation. Except (i) as set forth on with respect to the related Mortgage Loan Loans listed in Schedule or (ii) VI-1 and except in the case of a Mortgage Loan in an original principal amount of less than $60,000 which would have resulted in an unprofitable origination, no borrower Mortgagor was charged “"points and fees” " (whether or not financed) in an amount greater than 5% of the principal amount of such loanMortgage Loan, such 5% limitation is calculated in accordance with ▇▇▇▇▇▇ Fannie Mae’s 's anti-predatory lending requirements as set forth in the ▇▇Fa▇▇▇▇ Mae Selling Guide.▇ae Guides; and

Points and Fees. All points and fees related to each Mortgage Loan were disclosed in writing to the borrower in accordance with applicable state and federal law and regulation. Except (i) as set forth on otherwised disclosed in the related Mortgage Loan Schedule or (ii) and in the case of a Mortgage Loan in an original principal amount of less than $60,000 which would have resulted in an unprofitable origination, no borrower was charged “points and fees” (whether or not financed) in an amount greater than 5% of the principal amount of such loan, such 5% limitation is calculated in accordance with ▇▇▇▇▇▇ Mae’s anti-predatory lending requirements as set forth in the ▇▇▇▇▇▇ Mae Selling Guide.