Policies and Coverage Clause Samples
The "Policies and Coverage" clause defines the types and amounts of insurance or protection that a party must maintain during the term of an agreement. It typically outlines specific requirements such as liability, property, or professional insurance, and may require proof of coverage or notification of policy changes. This clause ensures that adequate risk management measures are in place, protecting both parties from potential losses or liabilities arising from the contract.
Policies and Coverage. (1) The Contractor shall obtain and maintain the following policies and coverage:
(i) Comprehensive or Commercial Form General Liability Insurance, on an occurrence basis, covering Work done or to be done by or on behalf of the Contractor and providing insurance for bodily injury, personal injury, property damage, and contractual liability. The aggregate limit shall apply separately to the Work.
(ii) Business Automobile Liability Insurance on an occurrence basis, covering owned, hired, and non-owned automobiles used by or on behalf of the Contractor and providing insurance for bodily injury, property damage, and contractual liability. Such insurance shall include coverage for uninsured and underinsured motorists
(iii) Worker's Compensation including Employers Liability Insurance as required by law.
(2) The Contractor also may be required to obtain and maintain the following policies and coverage:
(i) Environmental Impairment Liability Insurance should the Work involve hazardous materials, such as asbestos, lead, fuel storage tanks, and PCBs.
(ii) Other Insurance by agreement between the Trustees and the Contractor.
Policies and Coverage. (i) The Contractor shall obtain and maintain the following policies and coverage:
1. Comprehensive or Commercial Form General Liability Insurance, on an occurrence basis, covering Work done or to be done by or on behalf of the Contractor and providing insurance for bodily injury, personal injury, property damage, and contractual liability. The aggregate limit shall apply separately to the Work.
2. Business Automobile Liability Insurance on an occurrence basis, covering owned, hired, and non-owned automobiles used by or on behalf of the Contractor and providing insurance for bodily injury, property damage, and contractual liability. Such insurance shall include coverage for uninsured and underinsured motorists
3. Worker's Compensation including Employers Liability Insurance as required by law.
(ii) The Contractor also may be required to obtain and maintain the following policies and coverage:
1. Other Insurance by agreement between the Trustees and the Contractor.
Policies and Coverage. (1) The CM shall obtain and maintain the following policies and coverage:
(a) Comprehensive or Commercial Form General Liability Insurance, on an occurrence basis, covering Work done or to be done by or on behalf of the CM and providing insurance for bodily injury, personal injury, property damage, and contractual liability. The aggregate limit shall apply separately to the Work.
(b) Business Automobile Liability Insurance on an occurrence basis, covering owned, hired, and non owned automobiles used by or on behalf of the CM and providing insurance for bodily injury, property damage, and contractual liability. Such insurance shall include coverage for uninsured and underinsured motorists
(c) Worker's Compensation including Employers Liability Insurance as required by law.
(d) Errors & Omissions Insurance on an occurrence basis, covering Work done or to be done by or on behalf of the CM and providing insurance for errors and omissions shall be secured and maintained.
(2) The CM also may be required to obtain and maintain the following policies and coverage: Environmental Impairment Liability Insurance should the Work involve hazardous materials, such as asbestos, lead, fuel storage tanks, and PCBs.
Policies and Coverage. The following policies and coverages shall be furnished by the Contractor:
(1) Comprehensive or Commercial Form General Liability Insurance on an “Occurrence” form covering all Work done by or on behalf of the Contractor and providing insurance for bodily injury, personal injury, property damage, and Contractual liability. Except with respect to bodily injury and property damage included within the products and completed operations hazards, the aggregate limit shall apply separately to work required of the Contractor by these Contract Documents. This insurance shall include the contractual obligations assumed under the Contract Documents and specifically section 4.06.
(2) Business Automobile Liability Insurance on an “Occurrence” form covering owned, hired, leased, and non-owned automobiles used by or on behalf of the Contractor and providing insurance for bodily injury, property damage, and Contractual liability.
(3) Worker’s Compensation and Employer’s Liability Insurance as required by Federal and Michigan law. The Contractor shall also require all of its Subcontractors to maintain this insurance coverage. The Contractor acknowledges and shall abide by the University’s prohibition on the use of 1099 independent contractors and owner / operator business entities wherein such individuals are not able to secure and maintain such insurance. The Contractor shall ensure that all classifications of laborers and construction mechanics performing Work on the Project job site are traditional employees of the Contractor or any Trade Contractor for any tier thereof, and that each is covered by such insurance.
(4) The Umbrella Excess Liability insurance must be consistent with and follow the form of the primary policies, except that Umbrella Excess Liability insurance shall not be required for the Medical Expense Limit.
Policies and Coverage. (1) The Design-Builder shall obtain and maintain the following policies and coverage:
(a) Comprehensive or Commercial Form General Liability Insurance, on an occurrence basis, covering Work done or to be done by or on behalf of the Design-Builder and providing insurance for bodily injury, personal injury, property damage, and contractual liability. The aggregate limit shall apply separately to the Work.
(b) Business Automobile Liability Insurance on an occurrence basis, covering owned, hired, and non owned automobiles used by or on behalf of the Design-Builder and providing insurance for bodily injury, property damage, and contractual liability. Such insurance shall include coverage for uninsured and underinsured motorists
(c) Worker's Compensation including Employers Liability Insurance as required by law.
(d) Errors & Omissions Insurance on an occurrence basis, covering Work done or to be done by or on behalf of the Design-Builder and providing insurance for errors and omissions shall be secured and maintained.
(2) The Design-Builder also may be required to obtain and maintain the following policies and coverage: Environmental Impairment Liability Insurance should the Work involve hazardous materials, such as asbestos, lead, fuel storage tanks, and PCBs.
Policies and Coverage. (1) The City shall obtain and maintain the following policies and coverage:
(i) Comprehensive or Commercial Form General Liability Insurance, on an occurrence basis, covering Work done or to be done by or on behalf of the City and providing insurance for bodily injury, personal injury, and property damage
(2) The City also may be required to obtain and maintain the following policies and coverage:
(i) Other Insurance by agreement between the Trustees and the City.
Policies and Coverage. (a) Design-Builder shall obtain and maintain for the term of the Contract the following policies and coverage for any subcontractor or work that is not covered by OCIP:
(i) Comprehensive or Commercial Form General Liability Insurance on an occurrence basis, covering Work done or to be done by or on behalf of Design-Builder and providing insurance for bodily injury, personal injury, property damage, and contractual liability. The aggregate limit shall apply separately to the Work.
(ii) Business Automobile Liability Insurance on an occurrence basis, covering owned, hired, and non- owned automobiles used by or on behalf of Design-Builder and providing insurance for bodily injury, property damage, and contractual liability. Such insurance shall include coverage for uninsured and underinsured motorists.
(iii) Worker’s Compensation including Employers Liability Insurance as required by law.
(iv) Errors & Omissions Insurance covering Work done or to be done by or on behalf of Design-Builder and providing insurance for errors and omissions, shall be secured and maintained.
(b) Design-Builder also may be required to obtain and maintain the following policies and coverage:
(i) Environmental Impairment Liability Insurance may be required should the Work involve hazardous materials, such as asbestos, lead, fuel storage tanks, and PCBs.
(ii) Other Insurance may be required by agreement between the Trustees and Design-Builder.
Policies and Coverage. (i) The Artist/Speaker shall obtain and maintain the following policies and coverage:
1. Comprehensive or Commercial Form General Liability Insurance, on an occurrence basis, covering Work done or to be done by or on behalf of the Artist/Speaker and providing insurance for bodily injury, personal injury, property damage, and contractual liability. The aggregate limit shall apply separately to the Work.
2. Business Automobile Liability Insurance on an occurrence basis, covering owned, hired, and non-owned automobiles used by or on behalf of the Artist/Speaker and providing insurance for bodily injury, property damage, and contractual liability. Such insurance shall include coverage for uninsured and underinsured motorists
(ii) The Artist/Speaker also may be required to obtain and maintain the following policies and coverage:
1. Other Insurance by agreement between the CSUDH Foundation and the Artist/Speaker.
Policies and Coverage. (1) The Contractor shall obtain and maintain the following policies and coverage:
(i) Comprehensive or Commercial Form General Liability Insurance, on an occurrence basis, covering Work done or to be done by or on behalf of the Contractor and providing insurance for bodily injury, personal injury, property damage, and contractual liability. The aggregate limit shall apply separately to the Work.
(ii) Business Automobile Liability Insurance waived as not applicable. All work shall be conducted remotely.
(iii) Worker's Compensation Waived as not applicable.
Policies and Coverage. (a) Comprehensive General Liability
(b) Bobtail (travel without Trailer) and Deadhead (no return trip) Insurance