Common use of PRIVACY CLAUSE Clause in Contracts

PRIVACY CLAUSE. 53.1 The Cardholder confirms that he/she has read, understood and agreed to be bound by BSN Privacy Notice (which is available at BSN Website ) and the clauses herein, as may relate to the processing of the Cardholder’s personal information. For the avoidance of doubt, the Cardholder agrees that the said Privacy Notice shall be deemed to be incorporated by reference into this Agreement. 53.2 In the event the Cardholder provides personal and financial information relating to third parties, including information relating to the Cardholder’s next-of-kin and dependents (where the Cardholder is an individual) or information relating to the Cardholder’s directors, shareholders, officers, individual guarantors and security providers (where the Cardholder is a corporation), for the purpose of opening or operating the Cardholder’s account(s)/facility(ies) with BSN or otherwise subscribing to the BSN’s products and services, the Cardholder:- (a) confirms that he/she has obtained their consent or are otherwise entitled to provide this information to BSN and for BSN to use it in accordance with this agreement; (b) agrees to ensure that the personal and financial information of the said third parties is accurate; (c) agrees to update BSN in writing in the event of any material change to the said personal and financial information; and (d) agrees to the BSN’s right to terminate this Agreement should such consent be withdrawn by any of the said third parties. 53.3 Where the Cardholder instructs BSN to effect any sort of cross-border transaction (including to make or receive payments), the details relevant to the cross-border transaction (including information relating to those involved in the said transaction) may be received from or sent abroad, where it could be accessible (whether directly or indirectly) by overseas regulators and authorities in connection with their legitimate duties (e.g. the prevention of crime). 53.4 In instructing BSN and/or the BSN’s agents to enter into any cross-border transaction on the Cardholder’s behalf, the Cardholder agrees to the above said disclosures on behalf of the Cardholder and others involved in the said cross-border transaction. 53.5 BSN may use a credit reporting/reference agency to help make decisions, for example when BSN needs to:- (a) check details on applications for credit and credit-related or other facilities; (b) manage credit and credit-related accounts or facilities, including conducting reviews of the Cardholder’s portfolio(s); and/or (c) recover debts. 53.6 The Cardholder will be linked by credit reporting/reference agencies to any other names the Cardholder use or have used, and any joint and several applicants. BSN may also share information about the Cardholder and how the Cardholder manage his/her account(s) or/facility(ies) with relevant credit reporting/reference agencies. 53.7 Even after the Cardholder has provided BSN with any information, the Cardholder will have the option to withdraw the consent given earlier. In such instances, BSN will have the right to not provide or discontinue the provision of any product, service, account(s) and/or facility(ies) that is/are linked with such information. 53.8 BSN reserves the right to amend this clause from time to time and shall provide prior notification to the Cardholder in accordance with the Agreement . 53.9 This clause shall be without prejudice to any other clause in this Agreement which provides for the disclosure of information.

PRIVACY CLAUSE. 53.1 The Organisation and/or Cardholder confirms that he/she has read, understood and agreed to be bound by BSN Privacy Notice (which is available at BSN Website ▇▇▇.▇▇▇▇▇.▇▇▇.▇▇) and the clauses herein, as may relate to the processing of the Cardholder’s personal information. For the avoidance of doubt, the Organisation and/or Cardholder agrees agree that the said Privacy Notice shall be deemed to be incorporated by reference into this Agreement. 53.2 In the event the Organisation and/or Cardholder provides personal and financial information relating to third parties, including information relating to the Cardholder’s next-of-kin and dependents (where the Cardholder is an individual) or information relating to the Organisation and/or Cardholder’s directors, shareholders, officers, individual guarantors and security providers (where the Cardholder is a corporation), for the purpose of opening or operating the CardholderOrganisation’s account(s)/facility(ies) with BSN or otherwise subscribing to the BSN’s products Products and servicesServices, the Cardholder:- (a) confirms that he/she has obtained their consent or are otherwise entitled to provide this information to BSN and for BSN to use it in accordance with this agreement; (b) agrees to ensure that the personal and financial information of the said third parties is accurate; (c) agrees to update BSN in writing in the event of any material change to the said personal and financial information; and (d) agrees to the BSN’s right to terminate this Agreement should such consent be withdrawn by any of the said third parties. 53.3 Where the Organisation and/or Cardholder instructs BSN to effect any sort of cross-border transaction (including to make or receive payments), the details relevant to the cross-border transaction (including information relating to those involved in the said transaction) may be received from or sent abroad, where it could be accessible (whether directly or indirectly) by overseas regulators and authorities in connection with their legitimate duties (e.g. the prevention of crime). 53.4 . In instructing BSN and/or the BSN’s agents to enter into any cross-border transaction on the Organisation and/or Cardholder’s behalf, the Organisation and/or Cardholder agrees agree to the above said disclosures on behalf of the Organisation and/or Cardholder and others involved in the said cross-border transaction. 53.5 BSN may use a credit reporting/reference agency to help make decisions, for example when BSN needs to:- (a) check details on applications for credit and credit-related or other facilities; (b) manage credit and credit-related accounts or facilities, including conducting reviews of the Cardholder’s portfolio(s); and/or (c) recover debts. 53.6 The Cardholder will be linked by credit reporting/reference agencies to any other names the Cardholder use or have used, and any joint and several applicants. BSN may also share information about the Cardholder and how the Cardholder manage his/her account(s) or/facility(ies) with relevant credit reporting/reference agencies. 53.7 53.4 Even after the Organisation and/or Cardholder has provided BSN with any information, the Organisation and/or Cardholder will have the option to withdraw the consent given earlier. In such instances, BSN will have the right to not provide or discontinue the provision of any productProduct, serviceService, account(s) and/or facility(ies) that is/are linked with such information. 53.8 53.5 BSN reserves the right to amend this clause from time to time and shall provide prior notification to the Organisation and/or Cardholder in accordance with writing and place any such amendments on the Agreement BSN’s websites and/or by placing notices at the banking halls or at prominent locations within the BSN’s branches. 53.9 53.6 This clause shall be without prejudice to any other clause in this Agreement which provides for the disclosure of information.

PRIVACY CLAUSE. 53.1 The Organisation and/or Cardholder confirms that he/she has read, understood and agreed to be bound by BSN Privacy Notice (which is available at BSN Website ) ▇▇▇.▇▇▇.▇▇▇.▇▇ and the clauses herein, as may relate to the processing of the Cardholder’s personal information. For the avoidance of doubt, the Organisation and/or Cardholder agrees agree that the said Privacy Notice shall be deemed to be incorporated by reference into this Agreement. 53.2 In the event the Organisation and/or Cardholder provides personal and financial information relating to third parties, including information relating to the Cardholder’s next-of-kin and dependents (where the Cardholder is an individual) or information relating to the Organisation and/or Cardholder’s directors, shareholders, officers, individual guarantors and security providers (where the Cardholder is a corporation), for the purpose of opening or operating the CardholderOrganisation’s account(s)/facility(ies) with BSN or otherwise subscribing to the BSN’s products Products and servicesServices, the Cardholder:- (a) confirms that he/she has obtained their consent or are otherwise entitled to provide this information to BSN and for BSN to use it in accordance with this agreement; (b) agrees to ensure that the personal and financial information of the said third parties is accurate; (c) agrees to update BSN in writing in the event of any material change to the said personal and financial information; and (d) agrees to the BSN’s right to terminate this Agreement should such consent be withdrawn by any of the said third parties. 53.3 Where the Organisation and/or Cardholder instructs BSN to effect any sort of cross-border transaction (including to make or receive payments), the details relevant to the cross-border transaction (including information relating to those involved in the said transaction) may be received from or sent abroad, where it could be accessible (whether directly or indirectly) by overseas regulators and authorities in connection with their legitimate duties (e.g. the prevention of crime). 53.4 . In instructing BSN and/or the BSN’s agents to enter into any cross-border transaction on the Organisation and/or Cardholder’s behalf, the Organisation and/or Cardholder agrees agree to the above said disclosures on behalf of the Organisation and/or Cardholder and others involved in the said cross-border transaction. 53.5 BSN may use a credit reporting/reference agency to help make decisions, for example when BSN needs to:- (a) check details on applications for credit and credit-related or other facilities; (b) manage credit and credit-related accounts or facilities, including conducting reviews of the Cardholder’s portfolio(s); and/or (c) recover debts. 53.6 The Cardholder will be linked by credit reporting/reference agencies to any other names the Cardholder use or have used, and any joint and several applicants. BSN may also share information about the Cardholder and how the Cardholder manage his/her account(s) or/facility(ies) with relevant credit reporting/reference agencies. 53.7 53.4 Even after the Organisation and/or Cardholder has provided BSN with any information, the Organisation and/or Cardholder will have the option to withdraw the consent given earlier. In such instances, BSN will have the right to not provide or discontinue the provision of any productProduct, serviceService, account(s) and/or facility(ies) that is/are linked with such information. 53.8 53.5 BSN reserves the right to amend this clause from time to time and shall provide prior notification to the Organisation and/or Cardholder in accordance with writing and place any such amendments on the Agreement BSN’s websites and/or by placing notices at the banking halls or at prominent locations within the BSN’s branches. 53.9 53.6 This clause shall be without prejudice to any other clause in this Agreement which provides for the disclosure of information.

PRIVACY CLAUSE. 53.1 (a) The Cardholder confirms that he/she has read, understood Chargor is hereby reminded to read and agreed understand before agreeing to be bound by BSN the Privacy Notice of AmBank Group (which is available at BSN Website ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ ) and the clauses herein, as may relate to the processing proces sing of the CardholderChargor’s personal information. For the avoidance of doubt, the Cardholder ▇▇▇▇▇▇▇ agrees that the said Privacy Notice shall be deemed to be incorporated by reference refe rence into this AgreementAnnexure . 53.2 (b) In the event the Cardholder provides Chargor provide personal and and/ or financial information relating to third parties, including but not limited to information relating to the CardholderChargor’s next-of-kin and dependents (where the Cardholder is an individual) or information relating to the Cardholder’s kin, dependants, authorised signatories, directors, shareholders, officers, individual guarantors and security providers (where the Cardholder is a corporation), Security Parties for the purpose of opening or operating the Cardholder’s account(s)/facility(ies) with BSN or otherwise subscribing to the BSN’s products and servicesFacility, the Cardholder:-Chargor: (a) confirms that he/she i. confirm t hat the Chargor has obtained their consent or are otherwise entitled to provide this the information to BSN the Chargee and for BSN the Chargee to use it in accordance with this agreementCharge and to provide information on the Chargee’s products, services and/ or offers (inclusive of the products, services and offers of the other entities within AmBank Group) which the Chargee and/ or entity within AmBank Group believe may be of interest and/ or beneficial to them; (b) agrees ii. agree to ensure that the personal and financial information of the said third parties is accurate; (c) agrees iii. agree to update BSN the Chargee in writing in the event of any material change to the said personal and financial information; and (d) agrees iv. agree to the BSNChargee’s right to terminate this Agreement the Facility should such consent be withdrawn by any of the said third parties. 53.3 (c) Where Chargor instruct the Cardholder instructs BSN Chargee to effect any sort of cross-border cross -border transaction (including to make or receive payments), the details relevant to the cross-border cross -border transaction (including information relating to those involved in the said transaction) may be received from or sent abroad, where it could be accessible (whether directly or indirectly) by the Chargee’s agents abroad, overseas regulators and and/ or authorities in connection with their legitimate duties (e.g. the prevention of crime). 53.4 . In instructing BSN and/or the BSN’s Chargee and/ or our agents to enter into any cross-cross - border transaction on the CardholderChargor’s behalf, the Cardholder agrees ▇▇▇▇▇▇▇ agree to the above said disclosures on behalf of the Cardholder Chargor and others involved in the said cross-border cross -border transaction. 53.5 BSN (d) Add itionally, but always subject to any laws, (including regulations, guidelines and/ or obligations) applicable to the Chargee (whether in or outside Malaysia), Chargor agree that other companies in AmBank Group, their merchants and strategic partners may con tact the Chargor about products, services and offers, which the Chargee and AmBank Group believe may be of interest or beneficial to the Chargor. (e) The Chargee and AmBank Group may communicate with Chargor through various channels, including telephone, e -mail, electronic / mobile messaging, facsimile or post, using the contact information ▇▇▇▇▇▇▇ has provided. (f) Chargor may inform the Chargee at any time if Chargor do not wish to receive marketing communications from the Bank, AmBank Group and/ or their merc hants and business partners, by contacting the Chargee at the various channels given below: i. Customer Service Officer ii. Phone : (▇▇▇) ▇▇▇▇ ▇▇▇▇ (Overseas) [24 hours] iii. E-mail : ▇▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ iv. Post : Privacy, AmBank Contact Centre, P.O. ▇▇▇ ▇▇. ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ (g) ▇▇▇▇▇▇▇’s latest written instructions to the Chargee will prevail . Chargor acknowledges that certain communications such as the statements of Facility to the Chargor and AmBank Group’s websites may contain standard information regarding other products and services of the Chargee and AmBank Group that cannot be removed without affecting the delivery / operation provision of the Facility and/ or without additional costs to Chargor . (h) The Chargee may use a credit reporting/reference reporting agency to help make decisions, for example when BSN the Chargee needs to:-to: (a) i. check details on applications for credit the Facility, financing and credit-related financing -related or other facilitiesfacilities granted to the Chargor; (b) manage credit ii. managing and credit-related accounts or facilities, including conducting reviews of revie wing the Cardholder’s portfolio(s)Facility; and/orand/ or iii. recover debts owed by the Chargor. (ci) recover debts. 53.6 The Cardholder Chargor will be linked by credit reporting/reference reporting agencies to any other names the Cardholder Chargor use or have may had used, and any joint and several applicants. BSN The Chargee may also share information about the Cardholder Chargor and how Chargor manages the Cardholder manage his/her account(s) or/facility(ies) Facility with relevant credit reporting/reference reporting agencies. 53.7 (j) Even after the Cardholder ▇▇▇▇▇▇▇ has provided BSN the Chargee with any information, the Cardholder Chargor will have the option to withdraw the consent given earlier. In such instances, BSN the Chargee will have the right to not provide or discontinue the provision of any product, service, account(s) and/or facility(ies) the Facility that is/is/ are linked with such information. 53.8 BSN (k) The Chargee reserves the right to amend this clause Clause from time to time and shall provide prior notification at the Chargee’s discretion by providing notice to the Cardholder in accordance with the Agreement Chargor. 53.9 This clause shall be without prejudice to any other clause in this Agreement which provides for the disclosure of information.

PRIVACY CLAUSE. 53.1 52.1 The Cardholder confirms that he/she has read, understood and agreed to be bound by BSN Privacy Notice PrivacyNotice (which is available at BSN Website ) and Website)and the clauses herein, as may relate to the processing of the Cardholder’s personal information. For the avoidance of doubt, the Cardholder agrees that the said Privacy Notice shall be deemed to be incorporated by reference into this Agreement. 53.2 52.2 In the event the Cardholder provides personal and financial information relating to third parties, including information relating to the Cardholder’s next-of-kin and dependents (where the Cardholder is an individual) or information relating to the Cardholder’s directors, shareholders, officers, individual guarantors and security providers (where the Cardholder is a corporation), for the purpose of opening or operating the Cardholder’s account(s)/facility(ies) with BSN or otherwise subscribing to the BSN’s products Products and servicesServices, the Cardholder:- (a) confirms that he/she has obtained their consent or are otherwise entitled to provide this information to BSN and for BSN to use it in accordance with this agreement; (b) agrees to ensure that the personal and financial information of the said third parties is accurate; (c) agrees to update BSN in writing in the event of any material change to the said personal and financial information; and (d) agrees to the BSN’s right to terminate this Agreement should such consent be withdrawn by any of the said third parties. 53.3 52.3 Where the Cardholder instructs BSN to effect any sort of cross-border transaction (including to make or receive payments), the details relevant to the cross-border transaction (including information relating to those involved in the said transaction) may be received from or sent abroad, where it could be accessible (whether directly or indirectly) by overseas regulators and authorities in connection with their legitimate duties (e.g. the prevention of crime). 53.4 52.4 In instructing BSN and/or the BSN’s agents to enter into any cross-border transaction on the Cardholder’s behalfCardholder’sbehalf, the Cardholder agrees to the above said disclosures on behalf of the Cardholder and others involved othersinvolved in the said cross-border transaction. 53.5 52.5 BSN may use a credit reporting/reference agency to help make decisions, for example when BSN needs to:- (a) check details on applications for credit and credit-related or other facilities; (b) manage credit and credit-related accounts or facilities, including conducting reviews of the CardholdertheCardholder’s portfolio(s); and/or (c) recover debts. 53.6 52.6 The Cardholder will be linked by credit reporting/reference agencies to any other names the Cardholder use or have used, and any joint and several applicants. BSN may also share information about the Cardholder and how the Cardholder manage manages his/her account(s) or/facility(iesor /facility (ies) with relevant credit reportingcreditreporting/reference agencies. 53.7 52.7 Even after the Cardholder has provided BSN with any information, the Cardholder will have the option to withdraw the consent given earlier. In such instances, BSN will have the right to not provide or discontinue the provision of any product, service, account(s) and/or facility(iesfacility (ies) that is/are linked with such information. 53.8 52.8 BSN reserves the right to amend this clause from time to time and shall provide prior notification to the Cardholder in accordance with the Agreement .agreement 53.9 52.9 This clause shall be without prejudice to any other clause in this Agreement which provides for the disclosure of information.

PRIVACY CLAUSE. 53.1 52.1 The Cardholder confirms that he/she has read, understood and agreed to be bound by BSN Privacy Notice (which is available at BSN Website ) and Website)and the clauses herein, as may relate to the processing of the Cardholder’s personal information. For the avoidance of doubt, the Cardholder agrees that the said Privacy Notice shall be deemed to be incorporated by reference into this Agreement. 53.2 52.2 In the event the Cardholder provides personal and financial information relating to third parties, including information relating to the Cardholder’s next-of-kin and dependents (where the Cardholder is an individual) or information relating to the Cardholder’s directors, shareholders, officers, individual guarantors and security providers (where the Cardholder is a corporation), for the purpose of opening or operating the Cardholder’s account(s)/facility(ies) with BSN or otherwise subscribing to the BSN’s products Products and servicesServices, the Cardholder:- (a) confirms that he/she has obtained their consent or are otherwise entitled to provide this information to BSN and for BSN to use it in accordance with this agreement; (b) agrees to ensure that the personal and financial information of the said third parties is accurate; (c) agrees to update BSN in writing in the event of any material change to the said personal and financial information; and (d) agrees to the BSN’s right to terminate this Agreement should such consent be withdrawn by any of the said third parties. 53.3 52.3 Where the Cardholder instructs BSN to effect any sort of cross-border transaction (including to make or receive payments), the details relevant to the cross-border transaction (including information relating to those involved in the said transaction) may be received from or sent abroad, where it could be accessible (whether directly or indirectly) by overseas regulators and authorities in connection with their legitimate duties (e.g. the prevention of crime). 53.4 52.4 In instructing BSN and/or the BSN’s agents to enter into any cross-border transaction on the Cardholder’s behalf, the Cardholder agrees to the above said disclosures on behalf of the Cardholder and others involved in the said cross-border transaction. 53.5 52.5 BSN may use a credit reporting/reference agency to help make decisions, for example when BSN needs to:- (a) check details on applications for credit and credit-related or other facilities; (b) manage credit and credit-related accounts or facilities, including conducting reviews of the Cardholder’s portfolio(s); and/or (c) recover debts. 53.6 52.6 The Cardholder will be linked by credit reporting/reference agencies to any other names the Cardholder use or have used, and any joint and several applicants. BSN may also share information about the Cardholder and how the Cardholder manage manages his/her account(s) or/facility(iesor /facility (ies) with relevant credit reporting/reference agencies. 53.7 52.7 Even after the Cardholder has provided BSN with any information, the Cardholder will have the option to withdraw the consent given earlier. In such instances, BSN will have the right to not provide or discontinue the provision of any product, service, account(s) and/or facility(iesfacility (ies) that is/are linked with such information. 53.8 52.8 BSN reserves the right to amend this clause from time to time and shall provide prior notification to the Cardholder in accordance with the Agreement .agreement 53.9 52.9 This clause shall be without prejudice to any other clause in this Agreement which provides for the disclosure of information.

PRIVACY CLAUSE. 53.1 The Organisation and/or Cardholder confirms that he/she has read, understood and agreed to be bound by BSN Privacy Notice (which is available at BSN Website ) ▇▇▇.▇▇▇.▇▇▇.▇▇ and the clauses herein, as may relate to the processing of the Cardholder’s personal information. For the avoidance of doubt, the Organisation and/or Cardholder agrees agree that the said Privacy Notice shall be deemed to be incorporated by reference into this Agreement. 53.2 In the event the Organisation and/or Cardholder provides personal and financial information relating to third parties, including information relating to the Cardholder’s next-of-kin and dependents (where the Cardholder is an individual) or information relating to the Organisation and/or Cardholder’s directors, shareholders, officers, individual guarantors and security providers (where the Cardholder is a corporation), for the purpose of opening or operating the CardholderOrganisation’s account(s)/facility(ies) with BSN or otherwise subscribing to the BSN’s products Products and servicesServices, the Cardholder:- (a) confirms that he/she has obtained their consent or are otherwise entitled to provide this information to BSN and for BSN to use it in accordance with this agreement; (b) agrees to ensure that the personal and financial information of the said third parties is accurate; (c) agrees to update BSN in writing in the event of any material change to the said personal and financial information; and (d) agrees to the BSN’s right to terminate this Agreement should such consent be withdrawn by any of the said third parties. 53.3 Where the Organisation and/or Cardholder instructs BSN to effect any sort of cross-border transaction (including to make or receive payments), the details relevant to the cross-border transaction (including information relating to those involved in the said transaction) may be received from or sent abroad, where it could be accessible (whether directly or indirectly) by overseas regulators and authorities in connection with their legitimate duties (e.g. the prevention of crime). 53.4 . In instructing BSN and/or the BSN’s agents to enter into any cross-cross- border transaction on the Organisation and/or Cardholder’s behalf, the Organisation and/or Cardholder agrees agree to the above said disclosures on behalf of the Organisation and/or Cardholder and others involved in the said cross-border transaction. 53.5 BSN may use a credit reporting/reference agency to help make decisions, for example when BSN needs to:- (a) check details on applications for credit and credit-related or other facilities; (b) manage credit and credit-related accounts or facilities, including conducting reviews of the Cardholder’s portfolio(s); and/or (c) recover debts. 53.6 The Cardholder will be linked by credit reporting/reference agencies to any other names the Cardholder use or have used, and any joint and several applicants. BSN may also share information about the Cardholder and how the Cardholder manage his/her account(s) or/facility(ies) with relevant credit reporting/reference agencies. 53.7 53.4 Even after the Organisation and/or Cardholder has provided BSN with any information, the Organisation and/or Cardholder will have the option to withdraw the consent given earlier. In such instances, BSN will have the right to not provide or discontinue the provision of any productProduct, serviceService, account(s) and/or facility(ies) that is/are linked with such information. 53.8 53.5 BSN reserves the right to amend this clause from time to time and shall provide prior notification to the Organisation and/or Cardholder in accordance with writing and place any such amendments on the Agreement BSN’s websites and/or by placing notices at the banking halls or at prominent locations within the BSN’sbranches. 53.9 53.6 This clause shall be without prejudice to any other clause in this Agreement which provides for the disclosure of information.

PRIVACY CLAUSE. 53.1 The Organisation and/or Cardholder confirms that he/she has read, understood and agreed to be bound by BSN Privacy Notice (which is available at BSN Website ) ▇▇▇.▇▇▇.▇▇▇.▇▇ and the clauses herein, as may relate to the processing of the Cardholder’s personal information. For the avoidance of doubt, the Organisation and/or Cardholder agrees agree that the said Privacy Notice shall be deemed to be incorporated by reference into this Agreement. 53.2 In the event the Organisation and/or Cardholder provides personal and financial information relating to third parties, including information relating to the Cardholder’s next-of-kin and dependents (where the Cardholder is an individual) or information relating to the Organisation and/or Cardholder’s directors, shareholders, officers, individual guarantors and security providers (where the Cardholder is a corporation), for the purpose of opening or operating the CardholderOrganisation’s account(s)/facility(ies) with BSN or otherwise subscribing to the BSN’s products Products and servicesServices, the Cardholder:- (a) confirms that he/she has obtained their consent or are otherwise entitled to provide this information to BSN and for BSN to use it in accordance with this agreement; (b) agrees to ensure that the personal and financial information of the said third parties is accurate; (c) agrees to update BSN in writing in the event of any material change to the said personal and financial information; and (d) agrees to the BSN’s right to terminate this Agreement should such consent be withdrawn by any of the said third parties. 53.3 Where the Organisation and/or Cardholder instructs BSN to effect any sort of cross-cross- border transaction (including to make or receive payments), the details relevant to the cross-border transaction (including information relating to those involved in the said transaction) may be received from or sent abroad, where it could be accessible (whether directly or indirectly) by overseas regulators and authorities in connection with their legitimate duties (e.g. the prevention of crime). 53.4 . In instructing BSN and/or the BSN’s agents to enter into any cross-border transaction on the Organisation and/or Cardholder’s behalf, the Organisation and/or Cardholder agrees agree to the above said disclosures on behalf of the Organisation and/or Cardholder and others involved in the said cross-border transaction. 53.5 BSN may use a credit reporting/reference agency to help make decisions, for example when BSN needs to:- (a) check details on applications for credit and credit-related or other facilities; (b) manage credit and credit-related accounts or facilities, including conducting reviews of the Cardholder’s portfolio(s); and/or (c) recover debts. 53.6 The Cardholder will be linked by credit reporting/reference agencies to any other names the Cardholder use or have used, and any joint and several applicants. BSN may also share information about the Cardholder and how the Cardholder manage his/her account(s) or/facility(ies) with relevant credit reporting/reference agencies. 53.7 53.4 Even after the Organisation and/or Cardholder has provided BSN with any information, the Organisation and/or Cardholder will have the option to withdraw the consent given earlier. In such instances, BSN will have the right to not provide or discontinue the provision of any productProduct, serviceService, account(s) and/or facility(ies) that is/are linked with such information. 53.8 53.5 BSN reserves the right to amend this clause from time to time and shall provide prior notification to the Organisation and/or Cardholder in accordance with writing and place any such amendments on the Agreement BSN’s websites and/or by placing notices at the banking halls or at prominent locations within the BSN’s branches. 53.9 53.6 This clause shall be without prejudice to any other clause in this Agreement which provides for the disclosure of information.