Common use of Purchase Rewards Clause in Contracts

Purchase Rewards. If you use OB, you should be aware and agree that you may receive targeted offers from our Purchase Rewards product. To present those offers, the Purchase Rewards product tracks and collects your debit card transaction activity. The product will obtain the merchant names and products purchased via debit card in order to generate targeted offers that will present you with an incentive (cash reward) to purchase the same or similar product from the same, different or similar type of merchant. You may opt-out of Purchase Rewards. To Opt-out from Purchase Rewards, please contact us by calling (800) ▇▇▇- ▇▇▇▇ or (▇▇▇) ▇▇▇-▇▇▇▇, option 0 or email us using our secure email form within OB. Account Aggregators – Many companies offer account aggregation services that collect information from your accounts and consolidate into one site. In order for this to happen, you have to provide the company with sensitive account information, personal identifiers and an access code, Password or PIN. By giving up your Password or PIN, you are authorizing that company to access your account. All transactions conducted by the account aggregator using an access code you provide to them are considered authorized by you. Protecting Children’s Privacy – We respect the privacy of children, and comply with the practices established under the Children’s Online Privacy Protection Act (COPPA). We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen. For more information about COPPA please visit the Federal Trade Commission website. Your General Privacy WHAT DOES PREMIER AMERICA CREDIT UNION and/or TOP PREMIUM FINANCE DO WITH YOUR PERSONAL INFORMATION? Why? – Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? – The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, account balances, assets and income, payment history, electronic bills, and billing, credit history and credit scores, credit card numbers and usage, checking account information, overdraft history, current and past employers and/or financial institutions, email address, consumer purchasing and census data, data transmitted through cell phones and other mobile devices and postal address. When you are no longer a member, we continue to share your information as described in this notice. How? – All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Premier America Credit Union chooses to share; and whether you can limit this sharing. Reasons We Can Share Your Personal Information To limit our sharing * Do not share my personal information for marketing purposes – to offer our products and services. * Do not share my personal information for joint marketing with other financial companies.

Purchase Rewards. If you use OB, you should be aware and agree that you may receive targeted offers from our Purchase Rewards product. To present those offers, the Purchase Rewards product tracks and collects your debit card transaction activity. The product will obtain the merchant names and products purchased via debit card in order to generate targeted offers that will present you with an incentive (cash reward) to purchase the same or similar product from the same, different or similar type of merchant. You may opt-out of Purchase Rewards. To Opt-out from Purchase Rewards, please contact us by calling (800) ▇▇▇- -▇▇▇-▇▇▇▇ or (▇▇▇) -▇▇▇-▇▇▇▇, option 0 or email us using our secure email form within OB. Account Aggregators – Many companies offer account aggregation services that collect information from your accounts and consolidate into one site. In order for this to happen, you have to provide the company with sensitive account information, personal identifiers and an access code, Password or PIN. By giving up your Password or PIN, you are authorizing that company to access your account. All transactions conducted by the account aggregator using an access code you provide to them are considered authorized by you. Protecting Children’s Privacy – We respect the privacy of children, and comply with the practices established under the Children’s Online Privacy Protection Act (COPPA). We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen. For more information about COPPA please visit the Federal Trade Commission website. Your General Privacy WHAT DOES PREMIER AMERICA CREDIT UNION and/or TOP PREMIUM FINANCE DO WITH YOUR PERSONAL INFORMATION? Why? – Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? – The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, account balances, assets and income, payment history, electronic bills, and billing, credit history and credit scores, credit card numbers and usage, checking account information, overdraft history, current and past employers and/or financial institutions, email address, consumer purchasing and census data, data transmitted through cell phones and other mobile devices and postal address. When you are no longer a member, we continue to share your information as described in this notice. How? – All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Premier America Credit Union chooses to share; and whether you can limit this sharing. Reasons We Can Share Your Personal Information To limit our sharing * Do not share my personal information for marketing purposes – to offer our products and services. * Do not share my personal information for joint marketing with other financial companies.