Common use of PURCHASES AND ADVANCES Clause in Contracts

PURCHASES AND ADVANCES. You may use your Card to make purchases of goods and services, in accordance with current policies, up to your Credit Limit. Cash advance transactions may be requested up to a maximum of 50% of your established Credit Limit. Cash advance transactions include Balance Transfers, ATM withdrawals, eBranch or Teller#Phone transfers and advances made at any bank or credit union that accepts Visa. All transactions are subject to our approval. To make a purchase or obtain an advance, there are two alternative procedures to be followed. One is for you to present the Card or Card number to a participating Visa plan merchant, to us or to another financial institution, and sign or authorize a sales or cash advance draft. The other is to complete the transaction by using your Personal Identification Number (PIN) in conjunction with the Card in an Automated Teller Machine or other type of electronic terminal that provides access to the Visa system. You may obtain Cash Advances by using an Automated Teller Machine (ATM), requesting them from us or other participating financial institutions or merchants, using Account Checks (Checks), or requesting a Balance Transfer orally or electronically. You may only use your Card and Checks for transactions that are legal where you reside. Cash advances and cash transactions do not earn points under the MyRewards Program. We will not be held liable if you engage in illegal transactions. You may not utilize your Card for the purchase of any goods or services on the Internet that involve gambling, gaming, betting or any similar transaction or activity. Such transactions include, but may not be limited to, any quasi-cash or online gambling transactions, any electronic commerce transactions conducted over an open network, and any betting transactions including the purchase of lottery tickets or casino gaming chips or off-track betting or wagering. However, in the event that a charge or transaction described in this paragraph is approved and posted, you will still be responsible for such charges.

PURCHASES AND ADVANCES. You may use your Card to make purchases of goods and services, in accordance with current policies, up to your Credit Limit. Cash advance transactions trans- actions may be requested up to a maximum of 50% of your established Credit Limit. Cash advance transactions include Visa Checks, Balance Transfers, ATM withdrawals, eBranch or Teller#Phone transfers and advances made at any bank or credit union that accepts Visa. All transactions are subject to our approval. To make a purchase or obtain an advance, there are two alternative procedures to be followed. One is for you to present the Card or Card number to a participating participat- ing Visa plan merchant, to us or to another financial institutioninstitu- tion, and sign or authorize a sales or cash advance draft. The other is to complete the transaction by using your Personal Identification Number (PIN) in conjunction with the Card in an Automated Teller Machine or other type of electronic terminal ter- ▇▇▇▇▇ that provides access to the Visa system. You may obtain Cash Advances by using an Automated Teller Machine Ma- chine (ATM), requesting them from us or other participating financial institutions or merchants, using Account Checks (Checks), or requesting a Balance Transfer orally or electronicallyelec- tronically. You may only use your Card and Checks for transactions trans- actions that are legal where you reside. Cash advances and cash transactions do not earn points under the MyRewards Program. We will not be held liable if you engage in illegal transactions. You may not utilize your Card for the purchase of any goods or services on the Internet that involve gamblinggam- bling, gaming, betting or any similar transaction or activity. Such transactions include, but may not be limited to, any quasi-cash or online gambling transactions, any electronic commerce transactions conducted over an open network, and any betting transactions including the purchase of lottery lot- tery tickets or casino gaming chips or off-track betting or wagering. However, in the event that a charge or transaction transac- tion described in this paragraph is approved and posted, you will still be responsible for such charges.