Common use of Purposes of use Clause in Contracts

Purposes of use. ① Propose or introduce products and services of our Group member companies and our partners We will propose or introduce the products and services of the Shinsei bank Group member companies and our partners to the Shinsei Bank Group customers. ② Provide after-sales services and benefits and preferential treatment offered by the Group We will consider offering a complete range of services including a point program to the customers of the Shinsei Bank Group’s products and services. ③ Make judgements on offering our products and services Based on customer information, we will propose the best products and services for our customers. ④ Enable the Shinsei Bank Group to capture various risks, control credits, and manage the Group in an appropriate manner We will build an appropriate management and control system of the Shinsei Bank Group to offer products and services to our customers in a stable and continuous manner.