Common use of Remote Check Deposit Clause in Contracts

Remote Check Deposit. You may utilize our mobile application to deposit checks without having to physically come to a branch. Mobile Deposit Capture is available to all consumer members of the credit union; this service is not available for business accounts at this time. You must be enrolled in online banking before you can access your account via our mobile app. You must have our mobile application on your smartphone in order to use mobile deposit capture. If you have an Android® device, you can download our mobile application by searching for “NC Community Credit Union” in the Google Play® store. If you have an Iphone® or an Ipad®, search for “NC Community Credit Union” in the Apple ITunes® store to download. All checks deposited through remote check deposit are required to have the following restrictive endorsement: Please place the endorsement in the indicated endorsement area at the top on the back of the check. Any check submitted through mobile check deposit that does not have this restrictive endorsement will not be accepted. Checks deposited remotely will have the first $225 made available to you the next business day. Depending on the amount of the check, the remaining funds may take up to 7 business days to release. We reserve the right to reject for mobile deposit any check deemed unacceptable for reasons including, but not limited to: one that is missing the required endorsement or is not legible, a re-deposited check that was previously returned for any reason, you have overdrawn your account repeatedly in the last 6 months or we believe a check that you deposit will not be paid. Please be aware of this if you plan to use our convenient remote check deposit feature via the NCCFCU mobile app. NCCFCU reserves the right to revoke the privilege of any mobile check deposit user at any time for activity that is deemed suspicious, fraudulent or abusive in any way. Please refer to the Schedule of Rates, Balances, and Fees for applicable fees. ATM operator/network Fees: You may be charged a surcharge fee by the owner of a non-NCCFCU ATM or by the network used and you may be charged for a balance inquiry even if you do not complete a funds transaction. NCCFCU charges you $2.00 when you use a non-NCCFCU ATM. #myCU checking accounts are eligible for eight FREE foreign ATM usages each month; WorkPerks checking accounts and Select checking accounts are eligible for two FREE foreign ATM usage per month.

Remote Check Deposit. You may utilize our mobile application to deposit checks without having to physically come to a branch. Mobile Deposit Capture is available to all consumer and business members of the credit union; this service is not available for business accounts at this time. You must be enrolled in online banking before you can access your account via our mobile app. You must have our mobile application on your smartphone in order to use mobile deposit capture. If you have an Android® device, you can download our mobile application by searching for “NC Community Credit Union” in the Google Play® store. If you have an Iphone® or an Ipad®, search for “NC Community Credit Union” in the Apple ITunes® store to download. All checks deposited through remote check deposit are required to have the following restrictive endorsement: Please place the endorsement in the indicated endorsement area at the top on the back of the check. Any check submitted through mobile check deposit that does not have this restrictive endorsement will not be accepted. Checks deposited remotely will have the first $225 200 made available to you the next business day. Depending on the amount of the check, the remaining funds may take up to 7 business days to release. We reserve the right to reject for mobile deposit any check deemed unacceptable for reasons including, but not limited to: one that is missing the required endorsement or is not legible, a re-deposited check that was previously returned for any reason, you have overdrawn your account repeatedly in the last 6 months or we believe a check that you deposit will not be paid. Please be aware of this if you plan to use our convenient remote check deposit feature via the NCCFCU mobile app. NCCFCU reserves the right to revoke the privilege of any mobile check deposit user at any time for activity that is deemed suspicious, fraudulent fraudulent, or abusive in any way. Please refer to the Schedule of Rates, Balances, and Fees for applicable fees. ATM operator/network Fees: You may be charged a surcharge fee by the owner of a non-NCCFCU ATM or by the network used and you may be charged for a balance inquiry even if you do not complete a funds transaction. NCCFCU charges you $2.00 when you use a non-NCCFCU ATM. #myCU checking accounts are eligible for eight FREE foreign ATM usages each month; WorkPerks checking accounts and Select checking accounts are eligible for two FREE foreign ATM usage per month.