Common use of REMOTE DEPOSIT PROCESS Clause in Contracts

REMOTE DEPOSIT PROCESS. In order to use Remote deposit, you must obtain and maintain, at your own expense, compatible hardware and software as specified by Ventura County Credit Union from time to time. You are responsible for providing your own hardware and software (“Access Device”) to access the service. You are also responsible for the charges of any wireless network or internet service provider you may utilize in accessing the service. You acknowledge that at any time, the hardware and software you use to access Remote Deposit may be subject to unauthorized tracking, interception, corruption, diversion or other manipulation by “spyware” or other malicious code. We are not responsible for detecting the existence of any such malicious code, or for advising you of its existence or potential effects even if we become aware of it, and your use of your hardware and software to access Remote Deposit is a. The item is eligible for deposit using Remote Deposit; b. The item is not a duplicate of an item previously deposited; c. You will not re-deposit or re-present the item; d. All information you provide to Ventura County Credit Union in connection with the item is accurate and true; e. You are in compliance with this Agreement and with all applicable laws, rules and regulations; f. You are not aware of any factor which may impair the collectability of the item; and g. You will indemnify and hold harmless Ventura County Credit Union from any loss resulting from any breach of this warranty provision. You agree that you will not use Remote Deposit to electronically present to Ventura County Credit Union for deposit any of the following items: a. Any check or item payable to any person or entity other than you; b. Items that are drawn on your own account here at Ventura County Credit Union (either personal or business affiliated account); c. Any check or item containing an alteration on the front of the check or item, or which you know or suspect, or should know or suspect is fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn; d. Any check or item payable jointly, unless deposited into an account in the name of all payees; e. Any check previously converted to a substitute check, as defined in Regulation CC; f. Any check drawn on a financial institution located outside the United States; g. Any check that is a remotely created check, as defined in Regulation CC; h. Any check not payable in United States currency; i. Any check dated more than 6 months prior to the date of deposit; j. Any check or item prohibited by Ventura County Credit Union’s current procedures relating to Remote Deposit or which is not acceptable under the terms of your Ventura County Credit Union account; k. Any check payable on sight or payable through draft, as defined in Regulation CC; l. Any check not properly endorsed as specified in this Agreement; m. Any check that has previously been submitted through the Service or through a remote deposit capture service offered at any other financial institution;