Common use of Representations by Holder Clause in Contracts

Representations by Holder. Holder represents and warrants to Borrower as follows: 3.1 ▇▇▇▇▇▇ has received and examined all public information, of or concerning Borrower which ▇▇▇▇▇▇ considers necessary to making an informed decision regarding this Note. In addition, ▇▇▇▇▇▇ has had the opportunity to ask questions of, and receive answers from, the officers and agents of Borrower concerning Borrower and to obtain such information, to the extent such persons possessed the same or could acquire it without unreasonable effort or expense, as Holder deemed necessary to verify the accuracy of the information referred to herein.