Common use of Required Coverage Clause in Contracts

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, during the term of this Agreement, maintain, in full force and effect, the insurance coverage described in this section and as otherwise required by law, including coverage required to be provided and documented pursuant to § 1351(o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; (ii) Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iii) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, during the term of this Agreement, maintain, in full force and effect, the insurance coverage described in this section and as otherwise required by law, including coverage required to be provided and documented pursuant to § 1351(o), (p), and (r) of the Health and Safety Code and relating to insurance coverage or self-self- insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. Contractor shall arrange for continuous insurance coverage throughout the term of this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; (ii) Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iii) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section and as otherwise required by law, including coverage required to be provided and documented pursuant to § 1351(o1351 (o), (p), and (r) of the Health and Safety Code and relating to insurance coverage or self-self- insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. Contractor shall arrange for continuous insurance coverage throughout the term of this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; (ii) . Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) . Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section Section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees Employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees Employees and employeesEmployees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered Californiathe Exchange’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section and as otherwise required by law, including including, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non‑owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) iv. Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance v. Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and vi. Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) Without limiting Covered Californiathe Exchange’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section Section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(oSection 1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, damage and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iii) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section Section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees Employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees Employees and employeesEmployees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) iv. Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance v. Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and vi. Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) Without limiting Covered Californiathe Exchange’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section Section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(oSection 1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees Employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, damage and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees Employees and employeesEmployees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iii) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section and as otherwise required by law, including including, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-self- insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; (ii) . Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) . Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) . Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. . All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. . The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non‑owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) iv. Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance v. Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: : computer and funds transfer fraud; forgery; money and securities; and employee theft; and vi. Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (‌ a) Without limiting Covered Californiathe Exchange’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, during the term of this Agreement, maintain, in full force and effect, the insurance coverage described in this section and Section and/or as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(oSection 1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, damage and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iii) iv. Umbrella policy providing excess limits over the primary general liability, automobile liability, liability and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance v. Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and vi. Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) ‌ Without limiting Covered Californiathe Exchange’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section Section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees Employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees Employees and employeesEmployees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt or transmission of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or error.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section Section and as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees Employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees Employees and employeesEmployees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) iv. Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance v. Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and vi. Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, and during the term of this Agreement, maintain, maintain in full force and effect, the insurance coverage described in this section Section and as otherwise required by law, including coverage required to be provided and documented pursuant to § 1351(o1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees Employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees Employees and employeesEmployees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident accident, and $1 million per employee for bodily injury by disease disease, and $1 million disease policy limit; (iii) iv. Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance v. Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and vi. Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms form of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, during the term of this Agreement, maintain, in full force and effect, the insurance coverage described in this section and and/or as otherwise required by law, including coverage required to be provided and documented pursuant to § 1351(o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Specialized Health Care Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; (ii) Comprehensive business automobile liability (owned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; (iii) Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iiiiv) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (ivv) Cyber Liability insurance Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and (vi) Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms form of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, during the term of this Agreement, maintain, in full force and effect, the insurance coverage described in this section and and/or as otherwise required by law, including without limitation, coverage required to be provided and documented pursuant to § 1351(o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Specialized Health Care Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; (ii) Comprehensive business automobile liability (owned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; (iii) Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iiiiv) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (ivv) Cyber Liability insurance Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and (vi) Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, during the term of this Agreement, maintain, in full force and effect, the insurance coverage described in this section and as otherwise required by law, including coverage required to be provided and documented pursuant to § 1351(o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; (ii) Comprehensive business automobile liability (owned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; (iii) Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iiiiv) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (ivv) Cyber Liability insurance Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and (vi) Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) Without limiting Covered California’s right to obtain indemnification or other forms form of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, during the term of this Agreement, maintain, in full force and effect, the insurance coverage described in this section and and/or as otherwise required by law, including without limitation, coverage required to be provided and documented pursuant to § 1351(o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Specialized Health Care Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; (ii) Comprehensive business automobile liability (owned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; (iii) Employers liability insurance covering the risks of Contractor’s employees and employees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iiiiv) Umbrella policy providing excess limits over the primary general liability, automobile liability, and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (ivv) Cyber Liability insurance Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and (vi) Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.

Required Coverage. (a) Without limiting Covered Californiathe Exchange’s right to obtain indemnification or other forms form of remedies or relief from Contractor or other third-parties, Contractor shall, at its sole cost and expense, obtain, and, during the term of this Agreement, maintain, in full force and effect, the insurance coverage described in this section and Section and/or as otherwise required by law, including including, without limitation, coverage required to be provided and documented pursuant to § 1351(oSection 1351 (o) of the Health and Safety Code and relating to insurance coverage or self-insurance: (i) to respond to claims for damages arising out of the furnishing of Covered Services, (ii) to protect against losses of facilities where required by the director, and (iii) to protect against workers’ compensation claims arising out of work-related injuries that might be brought by the employees eEmployees and staff of Contractor. All insurance shall be adequate to provide coverage against losses and liabilities attributable to the acts or omissions of Contractor in performance of this Agreement and to otherwise protect and maintain the resources necessary to fulfill Contractor’s obligations under this Agreement. The minimum acceptable limits shall be as indicated below; Covered California may modify these limits based on Contractor’s organization type and size: (i) i. Commercial general liability or equivalent self-insurance covering the risks of bodily injury (including death), property damage, damage and personal injury, including coverage for contractual liability, with a limit of not less than $1 million per occurrence/$2 million general aggregate; ii. Comprehensive business automobile liability (iiowned, hired, or non-owned vehicles used by Contractor in connection with performance of its obligations under this Agreement) covering the risks of bodily injury (including death) and property damage, including coverage for contractual liability, with a limit of not less than $1 million per accident; iii. Employers liability insurance covering the risks of Contractor’s employees eEmployees and employeeseEmployees’ bodily injury by accident or disease with limits of not less than $1 million per accident for bodily injury by accident and $1 million per employee for bodily injury by disease and $1 million disease policy limit; (iii) iv. Umbrella policy providing excess limits over the primary general liability, automobile liability, liability and employer’s liability policies in an amount not less than $10 million per occurrence and in the aggregate; (iv) Cyber Liability insurance v. Crime coverage at such levels consistent with industry standards and reasonably determined by Contractor to cover network security, unauthorized access, unauthorized use, receipt occurrences falling in the following categories: computer and funds transfer fraud; forgery; money and securities; and employee theft; and vi. Professional liability or transmission errors and omissions with coverage of a malicious code, denial of service attack, unauthorized disclosure or misappropriation of private information and privacy liability Protected Health Information and Personally-Identifiable Information. The insurance must cover notification costs, credit card monitoring, and fines and penalties to the extent insurable incurred by Covered California due to Contractor’s mistake or errornot less than $1 million per claim/$2 million general aggregate.