Common use of Requirements for Non-Safe Harbor Non-Elective Contributions Clause in Contracts

Requirements for Non-Safe Harbor Non-Elective Contributions. (1) Age Requirement 0 (max. 21 – enter zero if none) (2) Service Requirement (check one) x A) None ¨ B) -month Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ C) -Year Period of Service (max. 24, but Vesting must be 100% if more than 12 months is used) ¨ D) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ E) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used)

Requirements for Non-Safe Harbor Non-Elective Contributions. (1) Age Requirement 0 18 (max. 21 – 21- enter zero if none) (2) Service Requirement (check one) x ) ¨ A) None ¨ B) -month -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ C) -Year -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months is are used) ¨ D) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ E) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used)