Common use of Retirement Resource Operations Center Clause in Contracts

Retirement Resource Operations Center. [P.O. Box 173920 Denver, CO 80217-3920]. The toll-free telephone number is [▇-▇▇▇-▇▇▇-▇▇▇▇.] Rider - The Guaranteed Lifetime Withdrawal Benefit Rider issued by the Company that is initiated by allocating money to an Income Segment Covered Fund. Series Account - Variable Annuity-1 Series Account, the segregated investment account established by the Company under Colorado law and registered with the Securities and Exchange Commission as a unit investment trust under the Investment Company Act of 1940, as amended. The investment policy of the Series Account may not be changed without any required regulatory approval. Spouse - A person recognized as a “spouse” in the state where the couple was legally married. The term does not include a party to a registered domestic partnership, civil union, or similar formal relationship recognized under state law that is not denominated a marriage under that state’s law. Sub-Account - A division of the Series Account holding the shares of a Portfolio in the Investment Segment, the Income Segment, or both. There is a Sub-Account for each Portfolio. Surrender Value - Equal to the Annuity Account Value on the Transaction Date of the surrender, less any Premium Tax and other taxes. Transaction Date - The date on which any Contribution or Request from the Owner will be processed. Contributions and Requests received after the close of regular trading on the New York Stock Exchange (generally 4:00 p.m. ET) will be deemed to have been received on the next Business Day. Requests will be processed and the Annuity Account Value will be valued on each day that the New York Stock Exchange is open for trading. Transfer - The moving of amounts between and among the Sub-Account(s). Valuation Date - The date on which the net asset value of each Portfolio is determined. Valuation Period - The period between two successive Valuation Dates.

Retirement Resource Operations Center. [P.O. Box 173920 Denver, CO 80217-3920]. The toll-free telephone number is [▇1-▇8▇▇-▇▇▇-▇▇▇▇.] Rider - The Guaranteed Lifetime Withdrawal Benefit Rider issued by the Company that is initiated by allocating money to an Income Segment Covered Fund. Series Account - Variable Annuity-1 Series Account, the segregated investment account established by the Company under Colorado law and registered with the Securities and Exchange Commission as a unit investment trust under the Investment Company Act of 1940, as amended. The investment policy of the Series Account may not be changed without any required regulatory approval. Spouse - A person recognized as a “spouse” in the state where the couple was legally married. The term does not include a party to a registered domestic partnership, civil union, or similar formal relationship recognized under state law that is not denominated a marriage under that state’s law. Sub-Account - A division of the Series Account holding the shares of a Portfolio in the Investment Segment, the Income Segment, or both. There is a Sub-Account for each Portfolio. Surrender Value - Equal to the Annuity Account Value on the Transaction Date of the surrender, less any Premium Tax and other taxes. Transaction Date - The date on which any Contribution or Request from the Owner will be processed. Contributions and Requests received after the close of regular trading on the New York Stock Exchange (generally 4:00 p.m. ET) will be deemed to have been received on the next Business Day. Requests will be processed and the Annuity Account Value will be valued on each day that the New York Stock Exchange is open for trading. Transfer - The moving of amounts between and among the Sub-Account(s). Valuation Date - The date on which the net asset value of each Portfolio is determined. Valuation Period - The period between two successive Valuation Dates.. ICC14-J465 5

Retirement Resource Operations Center. [P.O. Box 173920 Denver, CO 80217-3920]. The toll-free telephone number is [▇1-▇8▇▇-▇▇▇-▇▇▇▇.] Rider - The Guaranteed Lifetime Withdrawal Benefit Rider issued by the Company that is initiated by allocating money to an Income Segment Covered Fund. Series Account - Variable Annuity-1 Series Account, the segregated investment account established by the Company under Colorado New York law and registered with the Securities and Exchange Commission as a unit investment trust under the Investment Company Act of 1940, as amended. The investment policy of the Series Account may not be changed without any required regulatory approval. Spouse - A person recognized as a “spouse” in the state where the couple was legally married. The term does not include a party to a registered domestic partnership, civil union, or similar formal relationship recognized under state law that is not denominated a marriage under that state’s law. Sub-Account - A division of the Series Account holding the shares of a Portfolio in the Investment Segment, the Income Segment, or both. There is a Sub-Account for each Portfolio. Surrender Value - Equal to the Annuity Account Value on the Transaction Date of the surrender, less any Premium Tax and other taxes. Transaction Date - The date on which any Contribution or Request from the Owner will be processed. Contributions and Requests received after the close of regular trading on the New York Stock Exchange (generally 4:00 p.m. ET) will be deemed to have been received on the next Business Day. Requests will be processed and the Annuity Account Value will be valued on each day that the New York Stock Exchange is open for trading. Transfer - The moving of amounts between and among the Sub-Account(s). Valuation Date - The date on which the net asset value of each Portfolio is determined. Valuation Period - The period between two successive Valuation Dates.. J466ny 5

Retirement Resource Operations Center. [P.O. Box 173920 Denver, CO 80217-3920]. The toll-free telephone number is [▇1-▇▇▇-877-▇▇▇-▇▇▇▇.] Rider ▇ider - The Guaranteed Lifetime Withdrawal Benefit Rider issued by the Company that is initiated by allocating money to an Income Segment Covered Fund. Series Account - Variable Annuity-1 Series Account, the segregated investment account established by the Company under Colorado New York law and registered with the Securities and Exchange Commission as a unit investment trust under the Investment Company Act of 1940, as amended. The investment policy of the Series Account may not be changed without any required regulatory approval. Spouse - A person recognized as a “spouse” in the state where the couple was legally married. The term does not include a party to a registered domestic partnership, civil union, or similar formal relationship recognized under state law that is not denominated a marriage under that state’s law. Sub-Account - A division of the Series Account holding the shares of a Portfolio in the Investment Segment, the Income Segment, or both. There is a Sub-Account for each Portfolio. Surrender Value - Equal to the Annuity Account Value on the Transaction Date of the surrender, less any Premium Tax and other taxes. Transaction Date - The date on which any Contribution or Request from the Owner will be processed. Contributions and Requests received after the close of regular trading on the New York Stock Exchange (generally 4:00 p.m. ET) will be deemed to have been received on the next Business Day. Requests will be processed and the Annuity Account Value will be valued on each day that the New York Stock Exchange is open for trading. Transfer - The moving of amounts between and among the Sub-Account(s). Valuation Date - The date on which the net asset value of each Portfolio is determined. Valuation Period - The period between two successive Valuation Dates.. J465ny 5

Retirement Resource Operations Center. [P.O. Box 173920 Denver, CO 80217-3920]. The toll-free telephone number is [▇1-▇8▇▇-▇▇▇-▇▇▇▇.] Rider - The Guaranteed Lifetime Withdrawal Benefit Rider issued by the Company that is initiated by allocating money to an Income Segment Covered Fund. Series Account - Variable Annuity-1 Series Account, the segregated investment account established by the Company under Colorado New York law and registered with the Securities and Exchange Commission as a unit investment trust under the Investment Company Act of 1940, as amended. The investment policy of the Series Account may not be changed without any required regulatory approval. Spouse - A person recognized as a “spouse” in the state where the couple was legally married. The term does not include a party to a registered domestic partnership, civil union, or similar formal relationship recognized under state law that is not denominated a marriage under that state’s law. Sub-Account - A division of the Series Account holding the shares of a Portfolio in the Investment Segment, the Income Segment, or both. There is a Sub-Account for each Portfolio. Surrender Value - Equal to the Annuity Account Value on the Transaction Date of the surrender, less any Premium Tax and other taxes. Transaction Date - The date on which any Contribution or Request from the Owner will be processed. Contributions and Requests received after the close of regular trading on the New York Stock Exchange (generally 4:00 p.m. ET) will be deemed to have been received on the next Business Day. Requests will be processed and the Annuity Account Value will be valued on each day that the New York Stock Exchange is open for trading. Transfer - The moving of amounts between and among the Sub-Account(s). Valuation Date - The date on which the net asset value of each Portfolio is determined. Valuation Period - The period between two successive Valuation Dates.. J466ny 6