Common use of RIGHT TO EXAMINE CONTRACT Clause in Contracts

RIGHT TO EXAMINE CONTRACT. This Contract may be returned to us for any reason within [ten] days ([thirty] days if this is a replacement Contract or longer if required by state law) after you receive it by mailing or delivering the Contract to either, us at the Processing Office, or to the agent through whom it was purchased. We will promptly refund any Contribution received on your behalf. Home Office address: [▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇] [ [ ▇▇▇▇ ▇▇▇▇▇▇▇, Chief Executive Officer] ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Chief Legal Officer and Secretary] ICC25-SCSBASE3-Z DATA Part I - GENERAL DEFINITIONS 3 Part II - STRUCTURED INVESTMENT OPTION 6 PART III - GUARANTEED INTEREST OPTION 12 Part IV - CONTRIBUTIONS AND ALLOCATIONS 13 Part V - TRANSFERS AMONG INVESTMENT OPTIONS 15 Part VI - WITHDRAWALS AND TERMINATION 16 Part VII - PAYMENT UPON DEATH 17 Part VIII - ANNUITY BENEFITS 21 Part IX - CHARGES 24 Part X - GENERAL PROVISIONS 26

RIGHT TO EXAMINE CONTRACT. This Contract may be returned to us for any reason within [ten] days ([thirty] days if this is a replacement Contract or longer if required by state law) after you receive it by mailing or delivering the Contract to either, us at the Processing Office, or to the agent through whom it was purchased. We will promptly refund any Contribution received on your behalf. Home Office address: [▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇▇, ▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇▇▇▇] [ [ ▇▇▇▇ ▇▇▇▇▇▇▇, Chief Executive Officer] ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Chief Legal Officer and Secretary] ICC25-SCSBASE3-Z SCSBASE4 DATA Part I - GENERAL DEFINITIONS 3 Part II - STRUCTURED INVESTMENT OPTION 6 PART III - GUARANTEED INTEREST OPTION 12 Part IV - CONTRIBUTIONS AND ALLOCATIONS 13 Part V - TRANSFERS AMONG INVESTMENT OPTIONS 15 Part VI - WITHDRAWALS AND TERMINATION 16 Part VII - PAYMENT UPON DEATH 17 Part VIII - ANNUITY BENEFITS 21 Part IX - CHARGES 24 Part X - GENERAL PROVISIONS 2625

RIGHT TO EXAMINE CONTRACT. This Contract may be returned to us for any reason within [ten] days ([thirty] days if this is a replacement Contract or longer if required by state law) after you receive it by mailing or delivering the Contract to either, us at the Processing Office, or to the agent through whom it was purchased. We will promptly refund any Contribution received on your behalf. Home Office address: [▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇▇, ▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇▇▇▇] [ [ ▇▇▇▇ ▇▇▇▇▇▇▇, Chief Executive Officer] ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Chief Legal Officer and Secretary] ICC25-SCSBASE3-Z SCSBASE3 DATA Part I - GENERAL DEFINITIONS 3 Part II - STRUCTURED INVESTMENT OPTION 6 PART III - GUARANTEED INTEREST OPTION 12 Part IV - CONTRIBUTIONS AND ALLOCATIONS 13 Part V - TRANSFERS AMONG INVESTMENT OPTIONS 15 Part VI - WITHDRAWALS AND TERMINATION 16 Part VII - PAYMENT UPON DEATH 17 Part VIII - ANNUITY BENEFITS 21 Part IX - CHARGES 24 Part X - GENERAL PROVISIONS 26

RIGHT TO EXAMINE CONTRACT. This Contract may be returned to us for any reason within [ten] days ([thirty] days if this is a replacement Contract or longer if required by state law) after you receive it by mailing or delivering the Contract to either, us at the Processing Office, or to the agent through whom it was purchased. We will promptly refund any Contribution received on your behalf. Home Office address: [▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇] [ [ ▇▇▇▇ ▇▇▇▇▇▇▇, Chief Executive Officer] ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Chief Legal Officer and Secretary] ICC25-SCSBASE3SCSBASE4-Z DATA Part I - GENERAL DEFINITIONS 3 Part II - STRUCTURED INVESTMENT OPTION 6 PART III - GUARANTEED INTEREST OPTION 12 Part IV - CONTRIBUTIONS AND ALLOCATIONS 13 Part V - TRANSFERS AMONG INVESTMENT OPTIONS 15 Part VI - WITHDRAWALS AND TERMINATION 16 Part VII - PAYMENT UPON DEATH 17 Part VIII - ANNUITY BENEFITS 21 Part IX - CHARGES 24 Part X - GENERAL PROVISIONS 2625

RIGHT TO EXAMINE CONTRACT. This Contract may be returned to us for any reason within [ten] days ([thirty] days if this is a replacement Contract or longer if required by state law) after you receive it by mailing or delivering the Contract to either, us at the Processing Office, or to the agent through whom it was purchased. We will promptly refund any Contribution received on your behalf. Home Office address: [▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇▇, ▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇▇▇▇] [ [ ▇▇▇▇ ▇▇▇▇▇▇▇, Chief Executive Officer] ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Chief Executive Officer] Chief Legal Officer and Secretary] ICC25-SCSBASE3-Z ICC25SCSBASE2 DATA Part I - GENERAL DEFINITIONS 3 Part II - STRUCTURED INVESTMENT OPTION 6 PART III - GUARANTEED INTEREST OPTION VARIABLE INVESTMENT OPTIONS 12 Part IV - CONTRIBUTIONS AND ALLOCATIONS 13 15 Part V - TRANSFERS AMONG INVESTMENT OPTIONS 15 17 Part VI - WITHDRAWALS AND TERMINATION 16 18 Part VII - PAYMENT UPON DEATH 17 19 Part VIII - ANNUITY BENEFITS 21 23 Part IX - CHARGES 24 26 Part X - GENERAL PROVISIONS 2627

RIGHT TO EXAMINE CONTRACT. This Contract may be returned to us for any reason within [ten] days ([thirty] days if this is a replacement Contract or longer if required by state law) after you receive it by mailing or delivering the Contract to either, us at the Processing Office, or to the agent through whom it was purchased. We will promptly refund any Contribution received on your behalf. Home Office address: [▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇▇, ▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇▇▇▇] [ [ ▇▇▇▇ ▇▇▇▇▇▇▇, Chief Executive Officer] ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Chief Executive Officer] Chief Legal Officer and Secretary] ICC25-SCSBASE3-Z ICC25SCSBASE1 DATA Part I - GENERAL DEFINITIONS 3 Part II - STRUCTURED INVESTMENT OPTION 6 PART III - GUARANTEED INTEREST OPTION VARIABLE INVESTMENT OPTIONS 12 Part IV - CONTRIBUTIONS AND ALLOCATIONS 13 15 Part V - TRANSFERS AMONG INVESTMENT OPTIONS 15 17 Part VI - WITHDRAWALS AND TERMINATION 16 18 Part VII - PAYMENT UPON DEATH 17 19 Part VIII - ANNUITY BENEFITS 21 23 Part IX - CHARGES 24 26 Part X - GENERAL PROVISIONS 2628