RISK CONSIDERATIONS Clause Samples
The 'Risk Considerations' clause outlines the allocation and management of potential risks associated with the agreement or project. It typically identifies specific risks, such as financial loss, liability, or operational hazards, and may assign responsibility for mitigating or insuring against these risks to one or more parties. By clearly defining how risks are handled, this clause helps prevent disputes and ensures that all parties understand their obligations, thereby promoting transparency and reducing uncertainty.
RISK CONSIDERATIONS. General Risks Related to Natural Gas or Oil Exploration, Drilling, Pipelines and Operations...................................17 Particular Risks Related to the Shares...............................22
RISK CONSIDERATIONS. Failure to perform maintenance as per CSA C282 could result in units not functioning in the event of an emergency. Warranties on units would be void and there would also be potential for insurance implications in the event that there was an incident during a power switch over.
RISK CONSIDERATIONS. Investments in mutual funds and individual securities involve risk. Some investment products have more risk than others, such as those investing in gold related securities, which are subject to market price movements, regulatory changes and economic conditions as well as adverse political and financial factors. REIT investments can be affected by interest rate moves, economic cycles and tax and regulatory requirements. There are additional risks associated with investing in non-US companies, high-yield bonds, emerging markets, aggressive growth stocks, non-diversified/concentrated funds and small-, mid- and micro- cap stocks which are more fully explained in the prospectuses. Bond investments are subject to interest-rate risk such that when interest rates rise, the prices of the bonds, and thus the value of the bond or bond fund, can decline and the investor can lose principal value. Convertible bonds are subject to all the bond risks mentioned above and have the risk that the convertible bond might get converted into stock at an unfavorable price. Individual stocks, stock options, bonds and other fixed income investments also carry the risk that the securities will become totally worthless.
RISK CONSIDERATIONS. Investing in stocks is generally riskier than investing in bonds, but has the potential for a higher return on your investment than bonds. This option may be appropriate for those who will be investing for five years or more, want moderate growth, and seek lower risk and fluctuation than the investment strategy employed in the Aggressive Allocation Option. Investors in this option should be able to tolerate potentially sharp declines in value. This option bears all the risks of its underlying investments. See the “Summary of the Underlying Investments” section that follows for more information on the underlying investments. Moderate Allocation 10% 35% 30% 25% Vanguard Total Stock Market Index PIMCO Total Return Fund Vanguard Total International Stock Market Index ▇▇▇▇▇ ▇▇▇▇▇ Floating-Rate Fund
RISK CONSIDERATIONS. This notice cannot disclose all the risks and other significant aspects of warrants and/or derivative products such as futures, options, and contracts for differences. You should not deal in these products unless you understand their nature and the extent of your exposure to risk. You should also be satisfied that the product is suitable for you in the light of your circumstances and financial position. Certain strategies, such as a 'spread' position or a 'straddle', may be as risky as a simple 'long' or 'short' position. Although warrants and/or derivative instruments can be utilised for the management of investment risk, some of these products are unsuitable for many investors. Different instruments involve different levels of exposure to risk and in deciding whether to trade in such instruments you should be aware of the following points.
RISK CONSIDERATIONS. Contributions to and earnings on the investments in the Bank Savings Account Option are insured by the FDIC on a per participant, pass-through basis to each Beneficiary up to the maximum amount set by federal law, which is currently $250,000. Funds you own and deposit in the Bank Savings Account Option will be insured as single-owner- ship funds, subject to aggregation with any other single-ownership funds you may have at the Bank of the West. Aggregation will consider: (1) the value of your investment, and (2) the value of all other accounts you hold at the Bank of the West, as determined in accordance with applica- ble rules and regulations. You should determine whether the amount of FDIC insurance available is sufficient to cover your total investment in the Bank Savings Account Option plus any other deposits you may have at the Bank of the West.
RISK CONSIDERATIONS. This option may be appropriate for those with a primary objective of income with less potential risk of loss than is present in the other Managed Allocation Options, but more potential risk of loss than in the Bank Savings Account Option. However, investors in this option should be able to tolerate potentially sharp declines in value. This option bears all the risks of its underlying investments. Investment Objective. The Bank Savings Account Option seeks income consistent with the preservation of principal and invests its assets in a savings account held at Bank of the West.
RISK CONSIDERATIONS. Investment performance is not guaranteed and past performance is not necessarily indicative of future performance. You understand that there can be no assurance that your investment objective will be achieved and that your Account assets could lose value. Cetera makes no representations as to the success of any portfolio. You acknowledge that Cetera, Advisor, Broker, Envestnet, Manager and Overlay Manager make no guarantee of profit or offer any protection against loss on any Program and that all purchases and sales of securities shall be solely for the Account and risk of Client.
RISK CONSIDERATIONS. This option may be appropriate for those with a primary objective of income with less potential risk of loss than is present in the Aggressive or Moderate Allocation Options but more potential risk of loss than in the Bank Savings Account Option. However, Investors in this option should be able to tolerate potentially sharp declines in value. This option bears all the risks of its underlying investments. See the “Summary of the Underlying Investments” section below for more information on the underlying investments. Moderately Conservative Allocation 15% 15% 10% 60% Vanguard Total Stock Market Index PIMCO Total Return Fund Vanguard Total International Stock Market Index ▇▇▇▇▇ ▇▇▇▇▇ Floating-Rate Fund
RISK CONSIDERATIONS. Investments are subject to standard investment risks, including market and interest rate risk, and you could lose money by investing in the pro- gram. No level of investment return is guaranteed, and past performance is not indicative of future performance. Further, there is no assurance that the account balance will be sufficient to cover your Qualified Disability Expenses. Monthly account maintenance fees will be netted against your account balance and could exceed monthly earnings, especially for small balance accounts. Federal and state tax laws may change, altering or eliminating the benefits currently provided under the program. When such changes occur, you should consider whether other investment options may be better for you.