Common use of Risk Tolerance Clause in Contracts

Risk Tolerance. Risk tolerance is the amount of risk you are willing to accept for a particular investment or account(s). Risk tolerance decisions must carefully consider multiple aspects of your situation, including but not limited to, investment knowledge and experience, age, liquidity needs, and net worth. MOIS has identified four levels of risk tolerance that it makes available to its customers to determine their level of risk tolerance. When selecting the risk tolerance for your investments or account(s) it is important that you read the description of the risk tolerance level carefully and select the one that most closely resembles your risk tolerance. • You prefer low volatility investments. • You are not comfortable with investing more than a nominal portion of your money in stocks or other securities that may lose some or all of their value. • You desire an extremely stable income stream or growth pattern. • You are concerned about the loss of principal. • You have a short-term investment time frame. • You want to preserve the future purchasing power of your capital, but not in a high-risk situation. • The amount of risk you are willing to take to outpace inflation is slight. • You are comfortable experiencing possible short-term decreases in your portfolio value in exchange for potential long-term positive gains, but you would rather not experience the short-term decrease in your portfolio.

Risk Tolerance. Risk tolerance is the amount of risk you are willing to accept for a particular investment or account(s). Risk tolerance decisions must carefully consider multiple aspects of your situation, including but not limited to, investment knowledge and experience, age, liquidity needs, and net worth. MOIS has identified four levels of risk tolerance that it makes available to its customers to determine their level of risk tolerance. When selecting the risk tolerance for your investments or account(s) it is important that you read the description of the risk tolerance level carefully and select the one that most closely resembles your risk tolerance. • You prefer low volatility investments. • You are not comfortable with investing more than a nominal portion of your money in stocks or other securities that may lose some or all of their value. • You desire an extremely stable income stream or growth pattern. • You are concerned about the loss of principal. • You have a short-term investment time frame. • You want to preserve the future purchasing power of your capital, but not in a high-risk situation. • The amount of risk you are willing to take to outpace inflation is slightisslight. • You are comfortable experiencing possible short-term decreases in your portfolio value in exchange for potential long-term positive gains, but you would rather not experience the short-term decrease in your portfolio.