Common use of Scope of Engagement Clause in Contracts

Scope of Engagement. (a) You hereby appoint our firm as an Investment Adviser to perform the services hereinafter described, and we accept such appointment. We shall be responsible for discretionary investment and reinvestment of those Assets designated by you as set forth on Schedule A, to be subject to our management (the “Assets” or “Account”). (b) Our firm is authorized, without prior consultation with you, to buy, sell, and trade in stocks, bonds, mutual funds, and other securities and/or contracts relating to the same. (c) We emphasize continuous and regular account supervision. As part of our Asset Management service, we generally create a portfolio, consisting of individual stocks or bonds, exchange traded funds (“ETFs”), options, mutual funds and other public and private securities or investments. Each client’s individual investment strategy is tailored to that client’s specific needs and may include some or all of the previously mentioned securities. Each account will be initially designed to meet a particular investment goal, which we determine to be suitable to the client’s circumstances. Once a suitable portfolio has been determined and implemented, we review the account periodically and, if necessary, rebalance the portfolio based upon your individual needs, stated goals and objectives. Each client may place reasonable restrictions on the types of investments to be held in the portfolio. (d) We review accounts on at least a quarterly basis for our clients subscribing to our Asset Management service. The nature of these reviews is to learn whether client accounts are in line with their investment objectives, appropriately positioned based on market conditions, and investment policies, if applicable. Only our Financial Advisors or Portfolio Managers will conduct reviews. We may review client accounts more frequently than described above. Among the factors which may trigger an off-cycle review are major market or economic events, the client’s life events, requests by the client, etc. (e) We may provide written reports to clients on at least a quarterly basis. Oral reports to clients take place on at least an annual basis when we meet with clients who subscribe to Asset Management service.

Scope of Engagement. We offer individualized investment advice to clients utilizing our Asset Management service. (a) You hereby appoint our firm as an Investment Adviser to perform the services hereinafter described, and we accept such appointment. We shall be responsible for discretionary investment and reinvestment of those Assets designated by you as set forth on Schedule A, to be subject to our management (the “Assets” or “Account”).an (b) Our firm is authorized, without prior consultation with you, to buy, sell, and trade in stocks, bonds, mutual funds, and other securities and/or contracts relating to the same. (a) You hereby appoint our firm as an (b) Our firm is not authorized, without prior consultation with you, to buy, sell, and trade in stocks, bonds, mutual funds, and other securities and/or contracts relating to the same. (c) We emphasize continuous and regular account supervision. As part of our Asset Management service, we generally create a portfolio, consisting of individual stocks or bonds, exchange traded funds (“ETFs”), options, mutual funds and other public and private securities or investments. Each The client’s individual investment strategy is tailored to that client’s their specific needs and may include some or all of the previously mentioned securities. Each account portfolio will be initially designed to meet a particular investment goal, which we determine to be suitable to the client’s circumstances. Once a suitable the appropriate portfolio has been determined and implementeddetermined, we review the account periodically and, portfolio at least quarterly and if necessary, rebalance the portfolio based upon your the client’s individual needs, stated goals and objectives. Each client may has the opportunity to place reasonable restrictions on the types of investments to be held in the portfolio. (d) We review accounts on at least a quarterly basis for our clients subscribing to our Asset Management service. The nature of these reviews is to learn whether client accounts are in line with their investment objectives, appropriately positioned based on market conditions, and investment policies, if applicable. Only our Financial Advisors or Portfolio Managers will conduct reviews. We may review client accounts more frequently than described above. Among the factors which may trigger an off-off- cycle review are major market or economic events, the client’s life events, requests by the client, etc. (e) We may do not provide written reports to clients on at least a quarterly basisclients, unless asked to do so. Oral Verbal reports to clients take place on at least an annual basis when we meet with contact clients who subscribe to Asset Management service.

Scope of Engagement. (a) You hereby appoint We offer individualized investment advice to clients utilizing our firm as an Comprehensive Financial Management service. Investment Adviser to perform the services hereinafter described, and we accept such appointment. We shall be responsible for discretionary investment and reinvestment of those Assets designated by you as set forth on Schedule A, to be subject to our management (the “Assets” or “Account”). (b) . Unless otherwise agreed to by both you and our firm, any subsequently opened Accounts shall be governed by this Agreement. Our firm is authorized, without prior consultation with you, to buy, sell, and trade in stocks, bonds, mutual funds, and other securities and/or contracts relating to the same. (ca) Our Comprehensive Financial Management service encompasses asset management and financial planning/ financial consulting to assist clients in meeting their financial goals. We emphasize continuous will conduct meetings with clients in order to understand their current financial situation, existing resources, financial goals, and regular account supervisiontolerance for risk. As part of our Asset Management serviceThese meetings may be conducted in person, via the telephone or via any other electronic medium. Based upon what we learn, we generally create a portfolio, may propose an investment plan consisting of exchange traded funds, mutual funds, individual stocks or bonds, exchange traded funds (“ETFs”), options, mutual funds and or other public and private securities or investments. Each client’s individual investment strategy is tailored to that client’s specific needs and may include some or all of the previously mentioned securities. Each account will be initially designed to meet a particular investment goal, which we determine to be suitable to Upon the client’s circumstancesagreement to the proposed investment plan, we work with the client to establish or transfer investment accounts so that we can manage the client’s portfolio. Once a suitable portfolio has been determined and implementedthe relevant accounts are under our management, we review such accounts on a regular basis and at least annually. We may periodically rebalance or adjust client accounts under our management. If the account periodically andclient experiences any significant changes to his/her financial or personal circumstances, if necessary, rebalance the portfolio based upon your individual needs, stated goals and objectives. Each client may place reasonable restrictions on must notify us so that we can consider such information in managing the types of investments to be held in the portfolioclient’s investments. (db) We review accounts on at least a quarterly an annual basis for our clients subscribing to our Asset Comprehensive Financial Management service. The nature of these reviews is to learn whether client the client’s accounts are in line with their investment objectives, appropriately positioned based on market conditions, and investment policies, if applicable. Only our Financial Advisors or Portfolio Managers will conduct reviews. We may review client accounts more frequently than described above. Among the factors which may trigger an off-cycle review are major market or economic events, the client’s life events, requests by the client, etc. (e) We may provide written reports to clients on at least a quarterly basis. Oral reports to clients take place on at least an annual basis when we meet with clients who subscribe to Asset Management service.

Scope of Engagement. (a) You hereby appoint our firm as an Investment Adviser to perform the services hereinafter described, and we accept such appointment. We shall be responsible for discretionary investment and reinvestment of those Assets designated by you as set forth on Schedule A, to be subject to our management (the “Assets” or “Account”). (b) Our firm is authorized, without prior consultation with you, to buy, sell, and trade in stocks, bonds, mutual funds, and other securities and/or contracts relating to the same. (c) We emphasize provide continuous and regular account supervision. As part of our Asset Management service, we generally create a portfolio, consisting of individual stocks or bonds, exchange traded funds (“ETFs”), options, mutual funds and other public and private investments. We will accommodate clients with legacy securities or investmentsin the creation of a portfolio. Each client’s individual investment strategy is tailored to that client’s specific needs and may include some or all of the previously mentioned securities. Each account will be initially designed to meet a particular investment goal, which we determine to be suitable to the client’s circumstances. Once a suitable portfolio has been determined and implemented, we review the account periodically and, if necessary, rebalance the portfolio based upon your individual needs, stated goals and objectives. Each client may place reasonable restrictions on the types of investments to be held in the portfolio., which can be found in Item 4 and Item 16 of the ADV Part 2A. (d) We review accounts on at least a quarterly basis for our clients subscribing to our Asset Management service. The nature of these reviews is to learn whether client accounts are in line with their investment objectives, appropriately positioned based on market conditions, and investment policies, if applicable. Only our Financial Advisors or Portfolio Managers will conduct reviews. We may review client accounts more frequently than described above. Among the factors which may trigger an off-cycle review are major market or economic events, the client’s life events, requests by the client, etc. (e) We may provide written reports to clients on at least a quarterly basis. Oral reports to clients take place on at least an annual basis when we meet with clients who subscribe to Asset Management service.

Scope of Engagement. We offer individualized investment advice to clients utilizing our Comprehensive Portfolio Management service. (Client[s] Initial One Option) (a) You hereby appoint our firm as an Investment Adviser to perform the services hereinafter described, and we accept such appointment. We shall be responsible for discretionary investment and reinvestment of those Assets designated by you as set forth on Schedule A, to be subject to our management (the “Assets” or “Account”).as (b) Our firm is authorized, without prior consultation with you, to buy, sell, and trade in stocks, bonds, mutual funds, and other securities and/or contracts relating to the same. (a) You hereby appoint our firm as (b) Our firm is not authorized, without prior consultation with you, to buy, sell, and trade in stocks, bonds, mutual funds, and other securities and/or contracts relating to the same. (c) Our Comprehensive Portfolio Management service encompasses asset management as well as providing financial planning/financial consulting to clients. It is designed to assist clients in meeting their financial goals through the use of financial investments. We emphasize continuous conduct at least one, but sometimes more than one meeting (in person if possible, otherwise via telephone conference) with clients in order to understand their current financial situation, existing resources, financial goals, and regular account supervisiontolerance for risk. As part of our Asset Management serviceBased on what we learn, we generally create a propose an investment approach to the client. We may propose an investment portfolio, consisting of exchange traded funds, mutual funds, individual stocks or bonds, exchange traded funds (“ETFs”), options, mutual funds and or other public and private securities or investments. Each client’s individual investment strategy is tailored to that client’s specific needs and may include some or all of the previously mentioned securities. Each account will be initially designed to meet a particular investment goal, which we determine to be suitable to Upon the client’s circumstancesagreement to the proposed investment plan, we work with the client to establish or transfer investment accounts so that we can manage the client’s portfolio. Once a suitable portfolio has been determined and implementedthe relevant accounts are under our management, we review such accounts on a regular basis and at least quarterly. We may periodically rebalance or adjust client accounts under our management. If the account periodically andclient experiences any significant changes to his/her financial or personal circumstances, if necessary, rebalance the portfolio based upon your individual needs, stated goals and objectives. Each client may place reasonable restrictions on must notify us so that we can consider such information in managing the types of investments to be held in the portfolioclient’s investments. (d) We review accounts on at least a quarterly basis for our clients subscribing to our Asset Management servicethe following services: Comprehensive Portfolio Management. The nature of these reviews is to learn whether client the client’s accounts are in line with their investment objectives, appropriately positioned based on market conditions, and investment policies, if applicable. Only our Financial Advisors or Portfolio Managers will conduct reviews. We may review client accounts more frequently than described above. Among the factors which may trigger an off-cycle review are major market or economic events, the client’s life events, requests by the client, etc. (e) We may do not provide written reports to clients on at least a quarterly basisclients, unless asked to do so. Oral Verbal reports to clients take place on at least an annual basis when we meet with contact clients who subscribe to Asset Management servicethe following services: Comprehensive Portfolio Management.