Common use of Security Requirements and Procedures Clause in Contracts

Security Requirements and Procedures. We have developed Security Requirements and Procedures relative to the Service. By accessing or otherwise making use of any of the Services, you acknowledge that you have reviewed our Security Requirements and Procedures and you agree that they are commercially reasonable and that you are legally bound by them, as the same now exist and may in the future exist. In connection with any Service, if we comply with the Security Requirements and Procedures to which you have agreed, we will not be liable for the amount of any unauthorized transactions arising from the use of any Service to which the Security Requirements and Procedures relate. In order to use certain Services, you may be required to select or will be assigned one or more User IDs, Passwords or One-time passcodes. The user of a User ID, Password or One-time passcode, in addition to other authentication methods described below, is a security procedure established by the Bank to authenticate the identity of the person attempting to gain access to the Service. The security procedure is not designed for the detection of errors. In addition the Bank may offer optional additional security enhancements. If you elect not to use these optional security enhancements we will not be liable for the amount of any unauthorized transactions arising from the use of any Service. You are responsible for safeguarding the User IDs, Passwords and One-time passcodes. Providing them to another person effectively constitutes a grant of authority to access your accounts. Customer is solely responsible for providing for and maintaining the physical, electronic, and technical security of data, systems and computers in the Customer’s possession or under the Customer’s control. The Bank is not responsible for your computers security and any computer viruses (including, without limitation, programs commonly referred to as “malware,” “keystroke loggers,” “trojans” and/or “spyware”), or problems, malfunctions, or non-authorized transactions resulting from any computer viruses or unauthorized counterparty, or any related problems that may be associated with the use of an online system. Any material downloaded or otherwise obtained is obtained at Customer’s own discretion and risk, and Bank is not responsible for any damage to Customer’s computer or operating systems or for loss of data that results from the download of any such material, whether due to any computer virus or otherwise. Customer is solely responsible for maintaining and applying anti-virus software, security patches, firewalls, and other security measures with respect to Customer’s operating systems, and for protecting, securing, and backing up any data and information stored in or on Customer’s computer systems. Bank is not responsible for any errors or failures resulting from defects in or malfunctions of any software installed on Customer’s computer systems or accessed through the Service. Customer acknowledges and agrees that it is Customer’s responsibility to protect itself and to be vigilant against e-mail fraud and other internet frauds and schemes (including, without limitation, fraud commonly referred to as “phishing” and “pharming”). Customer acknowledges that Bank will never contact Customer by e-mail in order to ask for or to verify Account Numbers, or any sensitive or confidential information. In the event Customer receives an e-mail or other electronic communication that Customer believes, or has reason to believe, is fraudulent, Customer agrees they shall not respond to the e-mail, provide any information to the e-mail sender, click on any links in the e-mail, or otherwise comply with any instructions in the e-mail. Customer agrees that Bank is not responsible for any losses, injuries, or harm incurred by Customer as a result of any electronic, e-mail, or Internet fraud.

Security Requirements and Procedures. We have developed Security Requirements and Procedures relative to the Service. By accessing or otherwise making use of any of the Services, you acknowledge that you have reviewed our Security Requirements and Procedures and you agree that they are commercially reasonable and that you are legally bound by them, as the same now exist and may in the future exist. In connection with any Service, if we comply with the Security Requirements and Procedures to which you have agreed, we will not be liable for the amount of any unauthorized transactions arising from the use of any Service to which the Security Requirements and Procedures relate. In order to use certain Services, you may be required to select or will be assigned one or more User IDs, Passwords or Oneone-time passcodes. The user of a User ID, Password or Oneone-time passcode, in addition to other authentication methods described below, is a security procedure established by the Bank to authenticate the identity of the person attempting to gain access to the Service. The security procedure is not designed for the detection of errors. In addition addition, the Bank may offer optional additional security enhancements. If enhancements that we encourage you elect not to use these optional security enhancements we will not be liable for the amount of any unauthorized transactions arising from the use of any Serviceutilize. You are responsible for safeguarding the User IDsID, Passwords and OnePassword or one-time passcodespasscode. Providing them to another person effectively constitutes a grant of authority to access your accounts. Customer Client is solely responsible for providing for and maintaining the physical, electronic, and technical security of data, systems and computers computers, in the Customerclient’s possession or under the Customerclient’s control. The Bank is not responsible for your computers computer’s security and any computer viruses (including, without limitation, programs commonly referred to as “malware,” “keystroke loggers,” “trojans” and/or “spyware”), or problems, malfunctions, or non-authorized transactions malfunctions resulting from any computer viruses or unauthorized counterparty, or any related problems that may be associated with the use of an online system. Client is solely responsible for maintaining and applying anti- virus software, security patches, firewalls, and other security measures with respect to client’s operating systems, and for protecting, securing, and backing up any data and information stored in or on client’s computer systems. Any material downloaded or otherwise obtained is obtained at Customerclient’s own discretion and risk, and Bank is not responsible for any damage to Customerclient’s computer or operating systems or for loss of data that results from the download of any such material, whether due to any computer virus or otherwise. Customer is solely responsible for maintaining and applying anti-virus software, security patches, firewalls, and other security measures with respect to Customer’s operating systems, and for protecting, securing, and backing up any data and information stored in or on Customer’s computer systems. Bank is not responsible for any errors or failures resulting from defects in or malfunctions of any software installed on Customerclient’s computer systems or accessed through the Service. Customer Client acknowledges and agrees that it is Customerclient’s responsibility to protect itself and to be vigilant against e-mail email fraud and other internet frauds and schemes (including, without limitation, fraud commonly referred to as “phishing” and “pharming”). Customer Client acknowledges that Bank will never contact Customer client by e-mail email in order to ask for or to verify Account Numbers, account numbers or any sensitive or confidential information. In the event Customer client receives an e-mail email or other electronic communication that Customer client believes, or has reason to believe, is fraudulent, Customer client agrees they shall not respond to the e-mailemail, provide any information to the e-mail email sender, click on any links in the e-mailemail, or otherwise comply with any instructions in the e-mailemail. Customer Client agrees that Bank is not responsible for any losses, injuries, or harm incurred by Customer client as a result of any electronic, e-mailemail, or Internet fraudinternet fraud other than required by Federal and/or State laws.

Security Requirements and Procedures. We have developed Security Requirements and Procedures relative to the Service. By accessing or otherwise making use of any of the Services, you acknowledge that you have reviewed our Security Requirements and Procedures and you agree that they are commercially reasonable and that you are legally bound by them, as the same now exist and may in the future exist. In connection with any Service, if we comply with the Security Requirements and Procedures to which you have agreed, we will not be liable for the amount of any unauthorized transactions arising from the use of any Service to which the Security Requirements and Procedures relate. In order to To use certain Services, you may be required to select or will be assigned one or more User IDs, Passwords or Oneone-time passcodes. The user use of a User ID, Password or Oneone-time passcode, in addition to other authentication methods described below, is a security procedure Security Procedure established by the Bank to authenticate the identity of the person attempting to gain access to the Service. The security procedure is Security Procedures are not designed for the detection of errors. In addition addition, the Bank may offer optional additional security enhancements. If you elect not to use these optional security enhancements enhancements, we will not be liable for the amount of any unauthorized transactions arising from the use of any Service. You are responsible for safeguarding the User IDs, Passwords and Oneone-time passcodes. Providing them to another person effectively constitutes a grant of authority to access your accountsAccounts. Customer is solely responsible for providing for and maintaining the physical, electronic, and technical security of data, systems and computers devices in the Customer’s possession or under the Customer’s control. The Bank is not responsible for your computers device’s security and any computer viruses (including, without limitation, programs commonly referred to as “malware,” “keystroke loggers,” “trojans” and/or “spyware”), or problems, malfunctions, or non-authorized transactions resulting from any computer viruses or unauthorized counterparty, or any related problems that may be associated with the use of an online system. Any material downloaded or otherwise obtained is obtained accessed at Customer’s own discretion and risk, and Bank is not responsible for any damage to Customer’s computer devices or operating systems or for loss of data that results from the download of any such material, whether due to any computer virus or otherwise. Customer is solely responsible for maintaining and applying anti-virus software, security patches, firewalls, and other security measures with respect to Customer’s devices and operating systems, and for protecting, securing, and backing up any data and information stored in or on Customer’s computer systemsdevice. Bank is not responsible for any errors or failures resulting from defects in or malfunctions of any software installed on Customer’s computer systems devices or accessed through the Service. Customer acknowledges and agrees that it is Customer’s responsibility to protect itself and to be vigilant against e-mail fraud and other internet frauds and schemes (including, without limitation, fraud commonly referred to as “phishing” and “pharming”). Customer acknowledges that Bank will never contact Customer by e-mail in order to ask for or to verify Account Numbersnumbers, or any sensitive or confidential information. In the event Customer receives an e-mail or other electronic communication that Customer believes, or has reason to believe, is fraudulent, Customer agrees they it shall not respond to the e-mail, provide any information to the e-e- mail sender, click on any links in the e-mail, or otherwise comply with any instructions Instructions in the e-mail. Customer agrees that Bank is not responsible for any losses, injuries, or harm incurred by Customer as a result of any electronic, e-e- mail, or Internet fraud.