Common use of Service Fees and Additional Charges Clause in Contracts

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill Pay. Any applicable fees will be disclosed on our website, in this Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 of the Payment Services Shared Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Account for such fees, as described in this Section, and there are insufficient funds in the Eligible Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our websitein the user interface for, in this Online Banking or elsewhere within, the Zelle and Other Payment Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Accountor Site. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. The Section 8 of the Payment Services Shared Terms (Zelle and Other Payment Services and Bill Pay) (above entitled "Failed Or or Returned Payment Instructions) " applies if you do not pay our fees and charges for the Zelle and Other Payment ServiceServices, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our website, in this Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the user interface for, or elsewhere within, the Zelle Small Business Serviceand Other Payment Services or Site. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 of the Payment Services Shared Terms (Zelle and Other Payment Services and Bill Pay) (The section entitled “Failed Or or Returned Payment Instructions) ” of the General Terms applies if you do not pay our fees and charges for the Zelle and Other Payment ServiceServices, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Sectionsection, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayService. Any applicable Applicable fees will be disclosed on our website, in this Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the user interface for, or elsewhere within, the Zelle Small Business ServicePayment Service or Site. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment RequestsRequest, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. The Section 8 of the Payment Services Shared Terms (Zelle and Other Payment Services and Bill Pay) (above entitled “Failed Or or Returned Payment Instructions”) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our website, in this Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the user interface for, or elsewhere within, the Zelle Small Business Serviceand Other Payment Services or Site. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 18 of the Payment Services Shared General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment ServiceServices, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our websitein the user interface for, in this Online Banking or elsewhere within, the Zelle and Other Payment Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Accountor Site. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 16 of the Payment Services Shared General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment ServiceServices, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our website, in this Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the user interface for, or elsewhere within, the Zelle Small Business Serviceand Other Payment Services or Site. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment RequestsRequest, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 of the Payment Services Shared Terms (Zelle and Other Payment Services and Bill Pay) (The section entitled “Failed Or or Returned Payment Instructions) ” of the General Terms applies if you do not pay our fees and charges for the Zelle and Other Payment ServiceServices, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Sectionsection, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our website, in this Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the user interface for, or elsewhere within, the Zelle Small Business Serviceand Other Payment Services or Site. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 18 of the Payment Services Shared General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our websitein the user interface for, in this Online Banking or elsewhere within, the Zelle and Other Payment Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Accountor Site. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 16 of the Payment Services Shared General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our website, in this Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the user interface for, or elsewhere within, the Zelle Small Business Serviceand Other Payment Services or Site. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 18 of the Payment Services Shared General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible El igible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle Zelle® and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our websitein the user interface for, in this Online Banking or elsewhere within, the Zelle® and Other Payment Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Accountor Site. Additional fees may apply for small business Users enrolled in the Zelle Zelle® Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Zelle® Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees Fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. Please refer to your Membership Agreement and the current Fee Schedule for additional fees that could be assessed on Zelle® and Other Payment Services transactions. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 13 of the Payment Services Shared Additional General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle Zelle® and Other Payment ServiceServices, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our websitein the user interface for, in this Online Banking or elsewhere within, the Zelle and Other Payment Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Accountor Site. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-use- based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 17 of the Payment Services Shared General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our websitein the user interface for, in this Online Banking or elsewhere within, the Zelle and Other Payment Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Accountor Site. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 24 of the Payment Services Shared General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill PayService. Any applicable fees will be disclosed on our website, in this our Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may also be a charge charges for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 of the Payment Services Shared Terms (Zelle and Other Payment Services and Bill ▇▇▇▇ Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle Zelle® and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our websitein the user interface for, in this Online Banking or elsewhere within, the Zelle® and Other Payment Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Accountor Site. Additional fees may apply for small business Zelle® Small Business Service Users enrolled in the Zelle Zelle® Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Zelle® Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. Please refer to the Consumer Fee Schedule or Business Fee Schedule (as applicable) for a full listing of such fees. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 18 of the Payment Services Shared General Terms (Zelle and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle Zelle® and Other Payment ServiceServices, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill Pay. ‌ Any applicable fees will be disclosed on our website, in this charged regardless of whether Commercial Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct was used during the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicablebilling cycle. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Business Account for these amounts and any additional charges that may be incurred by youyou (see the FBC Schedule of Fees). Any financial Those fees associated with your standard deposit accounts (or Other Eligible Accounts) at the Bank will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and and/or Internet service providerprovider for your use of Commercial Online Banking. Section 8 You authorize us to assess and deduct fees from your designated account for services provided under the Agreement as specified in writing by us by means of a bank statement, account analysis statement or fee letter; or as otherwise agreed by you and FBC. We may change the service fees, at any time without notice. You will be notified of any such change as required by applicable law, either by mail or by an electronic message. We may charge your account for any fees, charges, taxes or pass-through charges charged or incurred by us in respect of the Payment Services Shared Terms (Zelle provision of any service to or on behalf of you. You agree to reimburse the Bank upon demand if such charges and Other Payment Services and Bill Pay) (Failed Or Returned Payment Instructions) applies if fees are not paid when due. Without limiting the generality of the foregoing, you do not pay our agree that we may impose a fee for research requested by you. You authorize us to deduct all fees and charges from your primary account or, to the extent your primary account lacks sufficient funds, from any of your other accounts maintained by you with us. You also acknowledge that these fees are in addition to any costs you incur for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Account for such fees, as described in this Section, and there are insufficient funds in the Eligible Accounttelephone service or Internet service provider you use to access Commercial Online Banking.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle ® and Other Payment Service and Bill PayServices. Any applicable Applicable fees will be disclosed on our websitein the user interface for, in this Online Banking or elsewhere within, the Zelle ® and Other Payment Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Accountor Site. Additional fees may apply for small business Users enrolled in the Zelle ® Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-use- based, such as Zelle ® Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Transaction Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Transaction Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 of the Payment Services Shared Terms (Zelle and Other Payment Services and Bill Pay) 18.k (Failed Or or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle ® and Other Payment Service, including without limitation if we debit the Eligible Transaction Account for such fees, as described in this Section, and there are insufficient funds fees in the Eligible Transaction Account.

Service Fees and Additional Charges. You are responsible for paying all fees associated with your use of the Zelle and Other Payment Service and Bill ▇▇▇▇ Pay. Any applicable fees will be disclosed on our website, in this Online Banking Services Agreement and/or within our Ally Bank Deposit Agreement. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the amount of the fee from your Eligible Account. Additional fees may apply for small business Users enrolled in the Zelle Small Business Service. YOU FURTHER ACKNOWLEDGE AND AGREE THAT ANY APPLICABLE FEES WILL BE CHARGED REGARDLESS OF WHETHER THE PAYMENT INSTRUCTION IS COMPLETED, UNLESS THE FAILURE TO COMPLETE THE INSTRUCTION IS SOLELY DUE TO OUR FAULT, except for those fees that are specifically use-based, such as Zelle Payment Requests, if applicable. There may be a charge for additional transactions and other optional services. You agree to pay such charges and authorize us to deduct the calculated amount from your designated Eligible Account for these amounts and any additional charges that may be incurred by you. Any financial fees associated with your standard deposit accounts (or Other Eligible Accounts) will continue to apply. You are responsible for any and all telephone access fees and Internet service fees that may be assessed by your telephone and Internet service provider. Section 8 of the Payment Services Shared Terms (Zelle and Other Payment Services and Bill ▇▇▇▇ Pay) (Failed Or Returned Payment Instructions) applies if you do not pay our fees and charges for the Zelle and Other Payment Service, including without limitation if we debit the Eligible Account for such fees, as described in this Section, and there are insufficient funds in the Eligible Account.